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PNB Debit Card

PNB ATM

Last Updated 01st Jan 2021

  • PNB offers benefits across categories like travel, shopping, and lifestyle, among others.
  • PNB customers can avail a debit cum ATM card via net banking, written request or by contacting the bank’s customer care.
  • With PNB debit cards, one can earn rewards, withdraw cash, shop online, shop offline and can pay bills among others.
  • The bank offers various debit card products such as PNB Business Debit Card, PNB Classic Debit Card, PNB Platinum Debit Card, PNB Gold Debit Card, PNB Rupay International Debit Card.
  • In case of theft of the debit card, PNB debit card can be blocked by internet banking or by contacting the bank via toll-free number or SMS.
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Compare Best PNB Debit Cards Online

Card Name Card Type Maximum Withdrawal Limit Annual Maintenance Charges
PNB Business Debit Card Visa ₹ 1,00,000 ₹ 3,00,000
PNB Classic Debit Card Mastercard, Rupay ₹ 25,000 ₹ 60,000
PNB Platinum Debit Card Mastercard, Rupay ₹ 50,000 ₹ 1,25,000
PNB Gold Debit Card Visa ₹ 50,000 ₹ 1,25,000
PNB Rupay International Debit Card Rupay ₹ 50,000 ₹ 1,25,000

PNB Debit Card Online

Amongst the various affordable, reliable and trustworthy services offered by PNB, issuing a debit card online is most popular. Availing PNB atm card online is easy, quick and hassle-free and can be attained via the bank’s net banking portal. A debit card offers benefits and usage across a lot of categories such as travel, shopping, and lifestyle, among others. The debit card can also be availed from PNB through written requests or by contacting the bank’s customer care.

Types of PNB ATM Cards

PNB offers several debit card options to ease the financial management of different kinds of customers. PNB debit card offers benefits such as quick processing, hassle-free usage. With PNB debit cards, one can earn rewards, withdraw cash, shop online, shop offline and can pay bills among others. Various debit cards offered by PNB are listed as follows:

PNB Business Debit Card

Some of the common features of PNB Business Debit Card are:

  • This card is offered to and designed exclusively for the corporate clients.
  • The card can be issued to sole proprietorship, partnership concerns and Public/ Private limited company.
  • This debit card is linked with the current account of the company and can be used outside India as well.

Some specifications of PNB Business Debit Card are listed as follows:

Cash Withdrawal Limit Upto ₹ 1,00,000
Purchase Limit Upto ₹ 3,00,000
Annual Maintenance Charge ₹ 150
Card Replacement Charge ₹ 150
Issuance Charge ₹ 250

PNB Classic Debit Card

Some of the common features of PNB Classic Debit Card are:

  • This card can be issued in either Rupay and Master card type.
  • The card can be issued in both personalized and non-personalized forms.

Some specifications of PNB Classic Debit Card are listed as follows:

Cash Withdrawal Limit Upto ₹ 25,000
Purchase Limit Upto ₹ 60,000
Annual Maintenance Charge ₹ 150
Card Replacement Charge ₹ 150
Issuance Charge Nil

PNB Platinum Debit Card

Some of the common features of PNB Platinum Debit Card are:

  • This card can be issued in either Rupay and Master card type.
  • The card provides airport lounge access at selected airports.

Some specifications of PNB Platinum Debit Card are listed as follows:

Cash Withdrawal Limit Upto ₹ 50,000
Purchase Limit Upto ₹ 1,25,000
Annual Maintenance Charge ₹ 150
Card Replacement Charge ₹ 150
Issuance Charge ₹ 250

PNB Gold Debit Card

Some of the common features of PNB Gold Debit Card are:

  • This card is issued in the form of a VISA card.
  • The card can be issued in both personalized and non-personalized forms.

Some specifications of PNB Gold Debit Card are listed as follows:

Cash Withdrawal Limit Upto ₹ 50,000
Purchase Limit Upto ₹ 1,25,000
Annual Maintenance Charge ₹ 150
Card Replacement Charge ₹ 150
Issuance Charge ₹ 250

PNB Rupay International Debit Card

Some of the common features of PNB Rupay International Debit Card are:

  • This card is exclusively designed for people who frequently visit outside India for business/ education/ travel/ treatment or other purposes.
  • The card has an extra security feature.
  • The card offers a personal accident death insurance cover of ₹ 2 lacs.

The card offers 5 % cash back on utility bill payment subjected to ₹ 50 per month per card

Some specifications of PNB Rupay International Debit Card are listed as follows:

Cash Withdrawal Limit Upto ₹ 50,000
Purchase Limit Upto ₹ 1,25,000
Annual Maintenance Charge ₹ 150
Card Replacement Charge ₹ 150
Issuance Charge ₹ 250

Requesting a New Debit Card From PNB

One can request a new debit card from PNB, by making a personal visit to the Bank's nearest branch, or through the Bank's online portal. In addition to that, a written request or contacting the customer care can also help one in getting a new PNB ATM card. A step-by-step guide to these methods is listed as follows:

Internet Banking

To gain a new PNB, debit card via net banking follows the below-mentioned steps:

  • Visit the Bank's online portal or log in to the net banking portal using your username and password.
  • On the net banking portal, look out for the option, 'e-Services/Services' and click on 'ATM card services' or a similar option.
  • Clicking on this option will open a new page. On the page, click on 'Request ATM/ debit card option'.
  • Proceed further, by entering either the OTP received on the registered mobile number or use the profile password.
  • After entering any one of the above, click on 'Submit'.
  • Clicking on 'Submit' will open all your primary and secondary accounts options on the page.
  • Choose the account for which you wish to get a new debit card and choose the card type and agree to the terms and conditions.
  • Click on 'Submit' and verify all the details. 
  • On successful submission of the request, the card request status is updated on the screen.

Written Request

Apart from internet banking, one can also avail PNB debit card by filing a written request. To file a written request for a new PNB ATM card, one can either write an email to the Bank's official email address or can write a physical application by visiting the Bank in person. The written request made for a new PNB debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.

Customer Care

PNB is one of the leading banks when it comes to customer-oriented services. However, to add more to the convenience factor, the Bank has set up its customer care for solving customer queries and for providing banking services at ease. To avail a new PNB ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1800-180-2222/ 1800-103-2222.

Benefits of Getting PNB Debit Card

Some of the benefits offered by PNB ATM card as listed as follows:

  • PNB debit card can be obtained easily, as it involves minimum eligibility and documentation.
  • PNB debit card can be used to withdraw cash.
  • PNB debit card offers the security of funds even when the card is stolen. This is because the card can be blocked immediately, and thus debit cards are safer for funds than physical cash.
  • Another benefit offered by PNB ATM is that the card can be used across all points of sales, whether offline or online and allows hassle-free transactions.
  • Also, debit cards are way more beneficial than a credit card in terms of debt management. While a credit card allows one to make purchases more than one's account ability, a debit card allows purchasing as per the availability of funds.
  • Apart from the best utilisation of one's funds,PNB ATM provides the additional benefit of rewards such as cashback offers and reward points.

Steps to Use your PNB ATM Card

One can use their PNB debit card by following the below-mentioned steps:

  • To use the PNB ATM, you need to visit the Bank's ATM.
  • Insert the card on the ATM machine, along the side with the bank logo and magnetic chip, and take the card out.
  • After taking the card out, choose the language of your choice, as visible on the screen.
  • Proceed further by entering the four-digit ATM PIN.
  • On entering the wrong PIN, the screen shows various options such as Withdraw money, Deposit Money, Pay Bill, and Balance Enquiry, among others.
  • In case you wish to withdraw money with the help of PNB ATM, choose the option 'Withdraw Money'.
  • Choosing the above option will give you the option of choosing the account type- Savings or Current account.
  • Choose the account type from which you wish to withdraw the cash.
  • After choosing the account type, enter the amount you wish to withdraw from your account and press 'OK' or 'Enter'.
  • Collect the money that comes from the ATM machine, and collect the transaction receipt.
  • After collecting the receipt, end the cash withdrawal session by pressing the Cancel or Cross button that appears on the screen.

Blocking an PNB Debit Card

The need to block a PNB debit card arises when the debit card is stolen or lost. In such scenarios, the card can be easily misused by frauds and thieves for illegal activities or for duping money. Thereby, it is important to block the card immediately by following any of the below-mentioned ways to block a card.

PNB Toll Free Number

Customers can block the PNB ATM in case it is lost, by contacting the Bank on the 24*7 helpline number. PNB customer care toll-free number to block the debit card is 1800-180-2222/ 1800-103-2222. The number is reachable from all corners in the country and can be reached out from any landline or mobile type.

SMS

Apart from contacting the Bank via the toll-free number, customers can block their PNB debit card via SMS as well. This can be done by sending an SMS to the Bank's virtual mobile number that is 5607040 through the registered mobile number associated with the debit card. However, to avail this card blocking facility via SMS, one needs to know the last four digits of the PNB ATM card.

Net banking

Another way to block the PNB ATM card is via the PNB net banking portal. The steps to follow the same is listed as follows:

  • Visit the Bank's online portal or log in to the net banking portal using your username and password.
  • On the net banking portal, look out for the option, 'e-Services/Services' and click on 'ATM card services' or a similar option.
  • Clicking on this option will open a new page. On the page, click on 'Debit card Hotlisting'.
  • The next page will bring to screen all your primary and secondary accounts.
  • Choose the account for which you wish to block the debit card.
  • Choosing the card will open a pop-up wherein, select or mention the reason why you wish to block the debit card.
  • Click on 'Confirm' and verify all the details.
  • On successful submission of the request, an OTP is sent on the registered mobile number.
  • Enter the OTP, click on 'Submit' and click 'OK' that appears on the pop-up.
  • On successful blocking of the card, a confirmation SMS is sent on the registered mobile number.

FAQs

Which is the best debit card of PNB?

PNB offers a number of a debit card to suit the needs of different kinds of debit card users. Various products offered under PNB ATM are PNB Business Debit Card, PNB Classic Debit Card, PNB Platinum Debit Card, PNB Gold Debit Card, PNB Rupay International Debit Card.

Can I apply for an PNB ATM card online?

Yes, PNB debit card apply can be done online via net banking. To get a new PNB Debit card, you can log in on the net banking portal through either OTP or through the profile password.

How many types of PNB debit cards are there?

PNB offers a number of debit cards to suit the needs of different customers. These are PNB Business Debit Card, PNB Classic Debit Card, PNB Platinum Debit Card, PNB Gold Debit Card, PNB Rupay International Debit Card.

How can I get a new PNB ATM card?

You can get a new PNB ATM card via internet banking, written request or by contacting the customer care.

What are the documents required for an PNB ATM card?

Documents required for a PNB debit card apply are Identity proofs such as voter id card, aadhar card, PAN card, or passport and address proofs such as utility bills-gas, water, electricity or telephone bill, aadhar card or passport.


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PNB News - Jan 2021
  • 2020-12-29 : PNB completes IT integration of all branches of two merged entities
    Punjab National Bank clarified that the customers of the former OBC Bank are now migrated to CBS of PNB wherein they can transact seamlessly via existing branches and digital banking channels like internet banking and mobile banking. The amalgamation of PNB, United Bank of India and OBC has come into effect from April 1, this year. The merger created the second-largest nationalized bank in terms of business and total branches.
  • 2020-12-01 : PNB introduced OTP based cash withdrawal from today
    PNB introduced a new facility for cash withdrawal applicable from 1 December 2020. Account-holders will require a One Time Password (OTP) for cash withdrawal of ₹10,000 and above from ATMs. Customers will first receive an OTP on their registered mobile number. Once the cardholder enters the amount they wish to withdraw, the ATM screen displays the OTP screen. The aim of this move was to add another layer of security for cash withdrawals.
  • 2020-08-17 : PNB launched campaign to promote digital banking.
    Punjab National Bank launched DIGITAL APNAYEN a campaign to encourage customers to use digital banking channels. It is striving to encourage customers to use digital channels and participate in the noble cause of donating to the PM CARES Fund for COVID-19 by PNB.
  • 2017-09-11 : PNB customers to pay after five ATM transactions from October
    Punjab National Bank customers will now have to pay a charge of Rs. 10, if they carry out more than five transactions a month from the bank’s ATMs. At present, its customers are allowed to make any number of transactions without attracting any charge. The revised charges on transaction will be effective from 1st October, 2017.
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