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Maestro Debit Card

Maestro Debit card

Last Updated 27th Jan 2022

  • Maestro is a popular debit card type that has simplified purchases and withdrawals.
  • Maestro debit card type can also be used as an ATM card.
  • Maestro signature card is linked to an individual’s savings account or to the current account if it is issued to a corporate entity.
  • Maestro is offered by the Maestro.
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Maestro Debit Card

Amongst the number of debit card variants, Maestro is a popular debit card that has simplified not only purchasing but the banking process in general. Maestro debit card functions as plastic money with which one pays bills and makes purchases. It also allows users to withdraw and deposit cash at ATM branches. Thus, Maestro card provides easy access to funds anytime.

How Does Maestro Debit Card Works?

A Maestro debit card works similar to all debit card types. The card is linked to an individual’s savings account or to the current account if it is issued to a corporate entity. Every time the card is swiped or used for withdrawing cash, the amount is debit from the linked account.

The Maestro signature card can be used both online and offline at domestic and international websites. For offline payments, one is required to enter the debit card PIN, whereas for the online payments it is mandatory to enter the expiry date and CVV.

Features and Benefits of Maestro ATM in India

  • The Maestro debit card is accepted across the globe.
  • Some top lenders of Maestro debit card are Bank of India, Bank of Rajasthan, etc.

Debit Card Eligibility

The eligibility parameters for a Maestro debit card ar listed as follows:

  • The age of the cardholder must be 18 years and above.
  • Parents and legal guardians of the minors can own a Maestro debit card on behalf of a minor.
  • All applicants are required to have a valid Government approved identity and address proofs such as Aadhar card, PAN Card, or Voter ID Card amongst others.
  • The Maestro debit card is linked to a savings or account, thereby it is mandatory for all individuals to have a savings or current account and for business entities to have a current account.
  • A debit card can be used only when one has enough funds in their savings or current account, thereby, maintaining the minimum balance is a must.
  • Lastly, and most importantly, you can avail a Maestro debit card only when your saving or current account bank has tie ups with Maestro.


How does a Maestro work?

A Maestro debit card works both offline and online. For offline functioning, one needs to enter the debit card PIN and transaction amount on the card machine. Online application of the Maestro, on the other hand, requires one to enter card details like the sixteen-digit card number, expiry date and CVV. On successful transaction of the card, the transaction amount is deducted from the linked bank account.

How do I get a Maestro debit card?

You can get a Maestro debit card via online and offline mediums, such as net banking, written application or contacting the customer care.

What are the benefits of a Maestro card?

The Maestro debit card offers various benefits such as cash withdrawals, the security of funds, hassle-free transactions, debt management, rewards and cashback. In addition to that, the card can be attained with minimum eligibility and documentation.

Which Maestro is best?

Maestro debit cards are tailor-made to suit the needs of different types of debit card users. Some of the common features of Maestro are :

  • The Maestro debit card is accepted across the globe.
  • Some top lenders of Maestro debit card are Bank of India, Bank of Rajasthan, etc.

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