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ICICI Bank Visa Signature Debit Card

ICICI Bank Visa Signature Debit Card Details

Last Updated 18th Jan 2021

  • ICICI Bank Visa Signature Debit Card can be used both offline and online.
  • ICICI Bank charges a fee of ₹ 200 as card issuance fee for issuing the ICICI Bank Visa Signature Debit Card signature card.
  • The card can be attained via net banking, written request to the bank or by contacting the bank’s customer care.
  • ICICI Bank Visa Signature Debit Card signature card offers a cash withdrawal limit of Nil.
  • In addition to that, the card can be used for making purchases up to Nil.
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ICICI Bank Visa Signature Debit Card Overview

ICICI Bank Visa Signature Debit Card is a Visa card and is amongst the various customer-oriented and beneficial debit cards offered by ICICI Bank. The card can be attained from the bank through both offline and online mediums such as net banking, written application or by contacting the bank’s customer care. It can be used to withdraw cash, for balance enquires, to deposit funds and for making online and offline payments.

Features
  • This card is deisgned for the Global Private Clients and offers both rewrads and exclusive lifetsyle offers.
  • This card can be used interantionally as well, subjected to a purchase limit of ₹ 2 lakhs.
  • The card provides instant SMS alerts on transaction made

How does ICICI Bank Visa Signature Debit Card Works?

ICICI Bank Visa Signature Debit Card can be used both offline and online for a different purpose. For offline payments, the card can be used through a card machine. The debit card works offline as and when the merchant inputs the transaction amount on the card machine. After this, the card user is required to enter the debit card PIN to complete the transaction. As the PIN is entered, a request is made to the bank as per which the required amount is deducted from the account linked to the debit card.

In addition to that, ICICI Bank Visa Signature Debit Card also works online. This requires one to enter details like the 16 digit the card number, expiry date, and the three-digit CVV number-mentioned don the reverse of the card. As and when the details are entered, an OTP is sent to the registered mobile number of the debit card user. The OTP needs to be entered for completion of the transaction after which the amount is deducted from the linked current or savings account.

Features of ICICI Bank Visa Signature Debit Card in India

ICICI Bank Visa Signature Debit Card functions similar to all debit cards such as for cash withdrawal and online and offline purchases amongst others. However, the card features vary from each other on the basis of various parameters. ICICI Bank Visa Signature Debit Card features are listed in the table below:

Maximum Cash withdrawal Nil
Maximum Purchase limit Nil
Annual maintenance charge ₹ 250
Card replacement charge ₹ 250
Issuance Charge

ICICI Bank Visa Signature Debit Card Benefits

Some of the benefits offered by ICICI Bank Visa Signature Debit Card signature card as listed as follows:

  • ICICI Bank Visa Signature Debit Card can be obtained easily, as it involves minimum eligibility and documentation.
  • ICICI Bank Visa Signature Debit Card signature card can be used to withdraw cash.
  • ICICI Bank Visa Signature Debit Card offers the security of funds even when the card is stolen. This is because the card can be blocked immediately, and thus debit cards are safer for funds than physical cash.
  • Another benefit offered by ICICI Bank Visa Signature Debit Card is that the card can be used across all points of sales whether offline or online and allows hassle-free transactions.
  • Also, debit cards are way more beneficial than a credit card in terms of debt management. While a credit card allows one to make purchases more than one’s account ability, a debit card allows purchasing as per the availability of funds.
  • Apart from the best utilization of one’s funds, ICICI Bank Visa Signature Debit Card provides the additional benefit of rewards such as cashback offers and reward points.

ICICI Bank Visa Signature Debit Card Eligibility

To avail a ICICI Bank Visa Signature Debit Card, one needs to meet the below-mentioned eligibility criteria:

  • The minimum age requirement to attain ICICI Bank Visa Signature Debit Card is 18 years.
  • Parents and guardians can attain a debit card on behalf of the minors.
  • One needs to have Government approved identity and address proofs such as Aadhar card, PAN card, passport, driving license or Voter ID card.
  • One needs to have a savings or current account with a bank to attain a debit card

FAQs

What is the limit of ICICI Bank Visa Signature Debit Card ?

The maximum limit offered by ICICI Bank Visa Signature Debit Card is ₹ 1 Lakh for withdrawals and is ₹ 2.50 Lakh for making purchases at Point of sales.

What are the annual maintenance charges on ICICI Bank Visa Signature Debit Card ?

The annual maintenance charges on ICICI Bank Visa Signature Debit Card are 250.

Which is the best debit card of ICICI Bank?

ICICI Bank offers different cards that are tailor-made to suit the needs of different debit card users. For instance, ICICI Bank MasterCard World Debit card, ICICI Bank Titanium Family Debit Card, ICICI Bank Platinum Identity Chip debit card offers the highest withdrawal limit of ₹ 1 Lakh, while ICICI Bank MasterCard World Debit card offers the highest purchase limit of ₹ 7.50 Lakh. In addition to that, ICICI Bank Wealth Select Visa Infinite Debit Card, ICICI Bank Visa Signature Debit Card, ICICI Bank MasterCard World Debit card, ICICI Bank Titanium Family Debit Card, ICICI Bank Privilege Banking Gold Debit Card, ICICI Bank Platinum Identity Chip debit card, ICICI Bank Woman Debit card, ICICI Bank Smart Shopper Silver Debit Card is the best card at the lowest annual fee of ₹ 250. Thus, based on one’s requirement, one can choose the best card amongst a number of them offered by ICICI.

Can ICICI Bank Visa Signature Debit Card be used internationally?

Yes, you can use ICICI Bank Visa Signature Debit Cardinternationally for making payments or buying products.


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ICICI News - Jan 2021
  • 2021-01-18 : ICICI Bank launched new year campaign
    ICICI Bank introduced iDelights New Year Bonanza. It is a new year campaign which offers several benefits brands and e-commerce platforms. It is a customised bouquet of offers for its customers to celebrate the beginning of 2021.
  • 2020-12-08 : ICICI Bank launched interoperable banking app
    ICICI Bank launched a new version of its mobile payment app which is interoperable and allows payments and other banking services to customers of any other bank. The new app will allow customers to link their bank accounts, generate a UPI ID and avail services such as online transactions, opening savings accounts, making investments, applying for loans and credit cards without being an ICICI Bank account holder.
  • 2020-11-06 : ICICI Bank introduced banking stack for millennial customers
    ICICI Bank launched a comprehensive banking programme known as ICICI Bank Mine ICICI Bank Mine, for millennial customers, in the age bracket of 18 years to 35 years called. It offers an instant savings account, a feature-driven iMobile application that offers investment guidance and curated credit and debit card. In addition to this, it is will also offer instant personal loans and overdrafts, and an experiential branch with social engagement space.
  • 2020-11-03 : New charges and fees by ICICI Bank
    Effective November 1, 2020, ICICI Bank will charge Rs 50 as a convenience fee on its customers for every such transaction done on bank holidays and between 6:00 pm and 8:00 am on working days. Further, The bank will charge a convenience fee if the cash deposit in the cash acceptor/recycler machines exceeds Rs 10,000 per month either as a single transaction or multiple transactions.
  • 2020-07-09 : Banks exceed digital transaction target set for 2019-20
    The government notified that 17 banks received an overall good rating for their performance on digital transactions in 2019-20, with ICICI Bank topping the list of 56 banks and closed wallets. The result is the indication of ameliorating banking services like providing retail and business loans digitally with ease.
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