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HDFC Bank EasyShop Gold Debit card

HDFC Bank EasyShop Gold Debit card Details

Last Updated 17th Jan 2022

  • HDFC Bank EasyShop Gold Debit card can be used both offline and online.
  • HDFC Bank charges a fee of ₹ 750 as card issuance fee for issuing the HDFC Bank EasyShop Gold Debit card signature card.
  • The card can be attained via net banking, written request to the bank or by contacting the bank’s customer care.
  • With HDFC Bank EasyShop Gold Debit card, you can withdraw cash without any limit.
  • In addition to that, there is no purchase limit on HDFC Bank EasyShop Gold Debit card.
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HDFC Bank EasyShop Gold Debit card Overview

HDFC Bank EasyShop Gold Debit card is a Visa card and is amongst the various customer-oriented and beneficial debit cards offered by HDFC Bank. The card can be attained from the bank through both offline and online mediums such as net banking, written application or by contacting the bank’s customer care. It can be used to withdraw cash, for balance enquires, to deposit funds and for making online and offline payments.

Features
  • This is a globally accepted card
  • Further, the card allows surcharge waiver on fuel purchases at government petrol pumps.

How does HDFC Bank EasyShop Gold Debit card Works?

HDFC Bank EasyShop Gold Debit card can be used both offline and online for a different purpose. For offline payments, the card can be used through a card machine. The debit card works offline as and when the merchant inputs the transaction amount on the card machine. After this, the card user is required to enter the debit card PIN to complete the transaction. As the PIN is entered, a request is made to the bank as per which the required amount is deducted from the account linked to the debit card.

In addition to that, HDFC Bank EasyShop Gold Debit card also works online. This requires one to enter details like the 16 digit the card number, expiry date, and the three-digit CVV number-mentioned don the reverse of the card. As and when the details are entered, an OTP is sent to the registered mobile number of the debit card user. The OTP needs to be entered for completion of the transaction after which the amount is deducted from the linked current or savings account.

Features of HDFC Bank EasyShop Gold Debit card in India

HDFC Bank EasyShop Gold Debit card functions similar to all debit cards such as for cash withdrawal and online and offline purchases amongst others. However, the card features vary from each other on the basis of various parameters. HDFC Bank EasyShop Gold Debit card features are listed in the table below:

Maximum Cash withdrawal No Limit
Maximum Purchase limit No Limit
Annual maintenance charge ₹ 750
Card replacement charge ₹ 200
Issuance Charge ₹ 750

HDFC Bank EasyShop Gold Debit card Benefits

Some of the benefits offered by HDFC Bank EasyShop Gold Debit card signature card as listed as follows:

  • HDFC Bank EasyShop Gold Debit card can be obtained easily, as it involves minimum eligibility and documentation.
  • HDFC Bank EasyShop Gold Debit card signature card can be used to withdraw cash.
  • HDFC Bank EasyShop Gold Debit card offers the security of funds even when the card is stolen. This is because the card can be blocked immediately, and thus debit cards are safer for funds than physical cash.
  • Another benefit offered by HDFC Bank EasyShop Gold Debit card is that the card can be used across all points of sales whether offline or online and allows hassle-free transactions.
  • Also, debit cards are way more beneficial than a credit card in terms of debt management. While a credit card allows one to make purchases more than one’s account ability, a debit card allows purchasing as per the availability of funds.
  • Apart from the best utilization of one’s funds, HDFC Bank EasyShop Gold Debit card provides the additional benefit of rewards such as cashback offers and reward points.

HDFC Bank EasyShop Gold Debit card Eligibility

To avail a HDFC Bank EasyShop Gold Debit card, one needs to meet the below-mentioned eligibility criteria:

  • The minimum age requirement to attain HDFC Bank EasyShop Gold Debit card is 18 years.
  • Parents and guardians can attain a debit card on behalf of the minors.
  • One needs to have Government approved identity and address proofs such as Aadhar card, PAN card, passport, driving license or Voter ID card.
  • One needs to have a savings or current account with a bank to attain a debit card

FAQs

What is the limit of HDFC Bank EasyShop Gold Debit card ?

The maximum limit offered by HDFC Bank EasyShop Gold Debit card is ₹ 1 Lakh for withdrawals and is ₹ 2.75 Lakh for making purchases at Point of sales.

What are the annual maintenance charges on HDFC Bank EasyShop Gold Debit card ?

The annual maintenance charges on HDFC Bank EasyShop Gold Debit card are ₹ 750.

Which is the best debit card of HDFC Bank?

HDFC Bank offers different cards that are tailor-made to suit the needs of different debit card users. For instance, HDFC Bank EasyShop Imperia Platinum Chip Debit Card, HDFC Bank EasyShop Preferred Platinum Debit Card offers the highest withdrawal limit of ₹ 1 Lakh, while HDFC Bank EasyShop Imperia Platinum Chip Debit Card, HDFC Bank EasyShop Preferred Platinum Debit Card offers the highest purchase limit of ₹ 5 Lakh. In addition to that, HDFC Bank EasyShop Womans Advantage Debit Card, HDFC Bank Rupay Premium Debit Card is the best card at the lowest annual fee of ₹ 200. Thus, based on one’s requirement, one can choose the best card amongst a number of them offered by HDFC.

Can HDFC Bank EasyShop Gold Debit card be used internationally?

Yes, you can use HDFC Bank EasyShop Gold Debit cardinternationally for making payments or buying products.


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*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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