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Baroda Master Platinum Debit Card

Baroda Master Platinum Debit Card Details

Last Updated 16th Apr 2021

  • Baroda Master Platinum Debit Card can be used both offline and online.
  • Bank of Baroda charges a fee of ₹ 200 as card issuance fee for issuing the Baroda Master Platinum Debit Card signature card.
  • The card can be attained via net banking, written request to the bank or by contacting the bank’s customer care.
  • With Baroda Master Platinum Debit Card, you can withdraw cash without any limit.
  • In addition to that, there is no purchase limit on Baroda Master Platinum Debit Card.
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Baroda Master Platinum Debit Card Overview

Baroda Master Platinum Debit Card is a Mastercard card and is amongst the various customer-oriented and beneficial debit cards offered by Bank of Baroda. The card can be attained from the bank through both offline and online mediums such as net banking, written application or by contacting the bank’s customer care. It can be used to withdraw cash, for balance enquires, to deposit funds and for making online and offline payments.

Features
  • This card is for premium customers for higher cash withdrawls.
  • Can be used locally as well internationally wherever MasterCard logo is there.
  • Convenient for online shopping, travelling and dining.

How does Baroda Master Platinum Debit Card Works?

Baroda Master Platinum Debit Card can be used both offline and online for a different purpose. For offline payments, the card can be used through a card machine. The debit card works offline as and when the merchant inputs the transaction amount on the card machine. After this, the card user is required to enter the debit card PIN to complete the transaction. As the PIN is entered, a request is made to the bank as per which the required amount is deducted from the account linked to the debit card.

In addition to that, Baroda Master Platinum Debit Card also works online. This requires one to enter details like the 16 digit the card number, expiry date, and the three-digit CVV number-mentioned don the reverse of the card. As and when the details are entered, an OTP is sent to the registered mobile number of the debit card user. The OTP needs to be entered for completion of the transaction after which the amount is deducted from the linked current or savings account.

Features of Baroda Master Platinum Debit Card in India

Baroda Master Platinum Debit Card functions similar to all debit cards such as for cash withdrawal and online and offline purchases amongst others. However, the card features vary from each other on the basis of various parameters. Baroda Master Platinum Debit Card features are listed in the table below:

Maximum Cash withdrawal No Limit
Maximum Purchase limit No Limit
Annual maintenance charge ₹ 100
Card replacement charge ₹ 200
Issuance Charge ₹ 200

Baroda Master Platinum Debit Card Benefits

Some of the benefits offered by Baroda Master Platinum Debit Card signature card as listed as follows:

  • Baroda Master Platinum Debit Card can be obtained easily, as it involves minimum eligibility and documentation.
  • Baroda Master Platinum Debit Card signature card can be used to withdraw cash.
  • Baroda Master Platinum Debit Card offers the security of funds even when the card is stolen. This is because the card can be blocked immediately, and thus debit cards are safer for funds than physical cash.
  • Another benefit offered by Baroda Master Platinum Debit Card is that the card can be used across all points of sales whether offline or online and allows hassle-free transactions.
  • Also, debit cards are way more beneficial than a credit card in terms of debt management. While a credit card allows one to make purchases more than one’s account ability, a debit card allows purchasing as per the availability of funds.
  • Apart from the best utilization of one’s funds, Baroda Master Platinum Debit Card provides the additional benefit of rewards such as cashback offers and reward points.

Baroda Master Platinum Debit Card Eligibility

To avail a Baroda Master Platinum Debit Card, one needs to meet the below-mentioned eligibility criteria:

  • The minimum age requirement to attain Baroda Master Platinum Debit Card is 18 years.
  • Parents and guardians can attain a debit card on behalf of the minors.
  • One needs to have Government approved identity and address proofs such as Aadhar card, PAN card, passport, driving license or Voter ID card.
  • One needs to have a savings or current account with a bank to attain a debit card

FAQs

What is the limit of Baroda Master Platinum Debit Card ?

The maximum limit offered by Baroda Master Platinum Debit Card is ₹ 2 Lakh for withdrawals and is Nil for making purchases at Point of sales.

What are the annual maintenance charges on Baroda Master Platinum Debit Card ?

The annual maintenance charges on Baroda Master Platinum Debit Card are ₹ 100.

Which is the best debit card of Bank of Baroda?

Bank of Baroda offers different cards that are tailor-made to suit the needs of different debit card users. For instance, Baroda VISA Vyapaar Business Debit Card offers the highest withdrawal limit of ₹ 2 Lakh, while Baroda VISA Vyapaar Business Debit Card offers the highest purchase limit of ₹ 5 Lakh. In addition to that, Baroda VISA Vyapaar Business Debit Card, RuPay National Common Mobility Debit Card, Bank of Baroda Visa Contactless Debit Card , Bank of Baroda VISA Classic Debit Card, Bank of Baroda RuPay Platinum Debit Card, Baroda Master Platinum Debit Card, Bank of Baroda RuPay Classic Debit Card, Bank of Baroda Master Classic Debit Card, Bank of Baroda VISA Platinum Chip Debit Card is the best card at the lowest annual fee of ₹ 100. Thus, based on one’s requirement, one can choose the best card amongst a number of them offered by Bank of Baroda.

Can Baroda Master Platinum Debit Card be used internationally?

Yes, you can use Baroda Master Platinum Debit Cardinternationally for making payments or buying products.


Bank of Baroda Debit/ ATM Card News - May 2021
  • 2021-01-06 : BOB launched whatsApp banking services
    Bank of Baroda launched banking services in messaging platform WhatsApp. This will offer services such as balance enquiry, mini statement, cheque status enquiry, cheque book request, blocking debit card and information on products and services, among others via WhatsApp.
  • 2020-07-30 : Bank of Baroda Credit Card arm strives for Digital Transformation
    BOB Financial Solutions Limited a wholly owned subsidiary of Bank of Baroda, has chosen Fiserv, Inc a global provider of payments and financial services technology solutions, to provide impetus to the digitization of their card issuance and processing cycle and aide the launch of various new and hightech products including contactless credit cards, tokenisation and integration with branded wallets and virtual credit cards.
  • 2020-03-20 : BOB waived digital transaction charges for three months
    BOB in a quest to help its customers amid the recent chaos, waived off the transaction charges. The move is likely to benefit credit and debit cardholders.The bank has also rolled out a range of digital products such as Debit Cards, Baroda M Connect Plus, Baroda Connect, and Baroda FASTag to provide enhanced and uninterrupted banking experience to its customers.
  • 2019-10-04 : Bank of Baroda limits micro-ATM transactions of other banks
    Public sector lender, Bank of Baroda, limited the cash withdrawal for customers who use micro-ATM cards of other banks, to only four times a month. As reported, this is done by the bank to prompt the interests of financially inclusive customers and to avoid splitting of funds into multiple smaller funds. However, no restrictions are imposed for BoB customers at any BoB ATM terminals.
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