Bank of Baroda RuPay Classic Debit Card

Bank of Baroda RuPay Classic Debit Card is a Rupay card and is amongst the various customer-oriented and beneficial debit cards offered by Bank of Baroda. The card can be attained from the bank through both offline and online mediums such as net banking, written application or by contacting the bank’s customer care. It can be used to withdraw cash, for balance enquires, to deposit funds and for making online and offline payments.

Features

• This is the first which was launched in co-ordination with NPCI in India.
• Card is provided to all the customers who hold savings account in the bank.
• Additional security feature make transactions more safe.

Bank of Baroda RuPay Classic Debit Card can be used both offline and online for a different purpose. For offline payments, the card can be used through a card machine. The debit card works offline as and when the merchant inputs the transaction amount on the card machine. After this, the card user is required to enter the debit card PIN to complete the transaction. As the PIN is entered, a request is made to the bank as per which the required amount is deducted from the account linked to the debit card.

In addition to that, Bank of Baroda RuPay Classic Debit Card also works online. This requires one to enter details like the 16 digit the card number, expiry date, and the three-digit CVV number-mentioned don the reverse of the card. As and when the details are entered, an OTP is sent to the registered mobile number of the debit card user. The OTP needs to be entered for completion of the transaction after which the amount is deducted from the linked current or savings account.

Bank of Baroda RuPay Classic Debit Card functions similar to all debit cards such as for cash withdrawal and online and offline purchases amongst others. However, the card features vary from each other on the basis of various parameters. Bank of Baroda RuPay Classic Debit Card features are listed in the table below:

Maximum Cash withdrawal	No Limit
Maximum Purchase limit	No Limit
Annual maintenance charge	₹ 100
Card replacement charge	₹ 200
Issuance Charge	₹ 200

Some of the benefits offered by Bank of Baroda RuPay Classic Debit Card signature card as listed as follows:

• Bank of Baroda RuPay Classic Debit Card can be obtained easily, as it involves minimum eligibility and documentation.
• Bank of Baroda RuPay Classic Debit Card signature card can be used to withdraw cash.
• Bank of Baroda RuPay Classic Debit Card offers the security of funds even when the card is stolen. This is because the card can be blocked immediately, and thus debit cards are safer for funds than physical cash.
• Another benefit offered by Bank of Baroda RuPay Classic Debit Card is that the card can be used across all points of sales whether offline or online and allows hassle-free transactions.
• Also, debit cards are way more beneficial than a credit card in terms of debt management. While a credit card allows one to make purchases more than one’s account ability, a debit card allows purchasing as per the availability of funds.
• Apart from the best utilization of one’s funds, Bank of Baroda RuPay Classic Debit Card provides the additional benefit of rewards such as cashback offers and reward points.

To avail a Bank of Baroda RuPay Classic Debit Card, one needs to meet the below-mentioned eligibility criteria:

• The minimum age requirement to attain Bank of Baroda RuPay Classic Debit Card is 18 years.
• Parents and guardians can attain a debit card on behalf of the minors.
• One needs to have Government approved identity and address proofs such as Aadhar card, PAN card, passport, driving license or Voter ID card.
• One needs to have a savings or current account with a bank to attain a debit card

✅What is the limit of Bank of Baroda RuPay Classic Debit Card ?

The maximum limit offered by Bank of Baroda RuPay Classic Debit Card is ₹ 2 Lakh for withdrawals and is Nil for making purchases at Point of sales.

✅What are the annual maintenance charges on Bank of Baroda RuPay Classic Debit Card ?

The annual maintenance charges on Bank of Baroda RuPay Classic Debit Card are ₹ 100.

✅Which is the best debit card of Bank of Baroda?

Bank of Baroda offers different cards that are tailor-made to suit the needs of different debit card users. For instance, Baroda VISA Vyapaar Business Debit Card offers the highest withdrawal limit of ₹ 2 Lakh, while Baroda VISA Vyapaar Business Debit Card offers the highest purchase limit of ₹ 5 Lakh. In addition to that, Baroda VISA Vyapaar Business Debit Card, RuPay National Common Mobility Debit Card, Bank of Baroda Visa Contactless Debit Card , Bank of Baroda VISA Classic Debit Card, Bank of Baroda RuPay Platinum Debit Card, Baroda Master Platinum Debit Card, Bank of Baroda RuPay Classic Debit Card, Bank of Baroda Master Classic Debit Card, Bank of Baroda VISA Platinum Chip Debit Card is the best card at the lowest annual fee of ₹ 100. Thus, based on one’s requirement, one can choose the best card amongst a number of them offered by Bank of Baroda.

✅Can Bank of Baroda RuPay Classic Debit Card be used internationally?

No, Bank of Baroda RuPay Classic Debit Card cannot be used internationally.