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Bank Offers on Dussehra 2021

Dussehra Offers: Details

Last Updated 17th Oct 2021

  • This year Dussehra will be celebrated on October 15, Friday.
  • Celebrate the victory of good over evil by availing attractive bank offers on Dussehra 2021.
  • You can avail of Dussehra offers on personal loans to buy favourite products for yourself or your loved ones.
  • Banks & NBFCs offer festive offers in the form of lower rates, waiver of processing fees etc.
  • On this auspicious occasion, you can also buy the house of your dreams with attractive Dussehra deals on home loans.
  • With MyLoanCare, you can get additional cashback and referral bonuses during the Dussehra on a personal loan, home loan and gold loan.
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Dussehra Holiday 2021

Dussehra, also known as Vijayadashami, is one of the most auspicious Hindu festivals to celebrate good over evil. The northern, southern and western parts celebrate the festival on the last day of Ramlila for Lord Rama's victory over Ravana. On the other hand, the eastern and north-eastern side marks the respect for one of the aspects of Goddess Devi as the last day of Durga Puja. While people exchange greetings and celebrate with feasts, it is also the time when banks flood you with festive offers. Thus, if you fall short of funds for a gadget or house, now is the time to make your purchases.

Personal Loan Dussehra Offers

With the loudspeakers blaring and cities wrapped in multi-coloured lights, one can witness the festivities all around. But, at the same time, the celebration of the festival also calls for more prominent and generous gifts! So, are you worried about shelling out some big bucks? However, it would be best if you did not worry anymore. With exclusive Dussehra deals from top banks, you can save a considerable amount on your bills and buy what you want for your friends and family. Here are top offers which banks are providing on personal loans during festival season:-

Bank NameCurrent OfferDussehra OfferValid Till
ICICI BankInterest Rate: 10.25%
Processing Fee: 2.25% of the loan amount
Processing fee flat Rs 1,999NA
HDFC BankInterest Rate: 10.25%
Processing Fee: 2.50% of the loan amount
Coming SoonNA
Kotak BankInterest Rate: 10.25%
Processing Fee: Rs. 3,999
Processing fee slashed to Rs. 999October 31, 2021
Axis BankInterest Rate: 10.49%
Processing Fee: Up to Rs. 4,999
Special Interest Rate of 10.25%November 20, 2021

Instant Personal Loan Offers on Dussehra

In addition to the banks, instant personal loan applications such as Early Salary, MoneyTap, and Paysense also offer attractive offers during the festive season. These loan offers are usually in the form of lower rates, waiver of processing fees and much more. Also, mobile loan applications work best if you want to avail funds instantly within a few hours with minimal documentation requirements. So, suppose you are looking to get smartphones and gadgets from top brands like Apple, Samsung, Oppo, Vivo, Sony, and Redmi at unbelievable prices. In that case, you can think about availing of instant personal loans.

Bank NameCurrent Offer
MoneyTapInterest Rate: 13%
Processing Fee: 2%+GST
PaysenseInterest Rate: 15.96%
Processing Fee: Rs. 500+GST
FinnableInterest Rate: 18.99%
Processing Fee: 4% + GST
Early SalaryInterest Rate: 24%
Processing Fee: Rs. 399

Dussehra Home Loan and Home Improvement Loan Offers

This Dusshera, you can get the house of your dreams by availing of attractive offers from top financial institutions. The auspicious occasion is the best time to enjoy the amazing deals and discounts at slashed rates & flexible repayment tenures for a home loan. The table below mentions the top banks Dusshera offers on home loans.

Bank NameCurrent OfferDussehra OfferValid Till
ICICI BankInterest Rate: 6.75%
Processing Fee: NIL
Interest rate slashed to 6.70%, Processing fee starting from Rs. 1,100.NA
Bank of BarodaInterest Rate: 6.75%
Processing Fee: 0.50% of the loan amount
Rates slashed by 0.25%. Processing fee waived off.December 31, 2021
SBIInterest Rate: 6.8%
Processing Fee: 1% of the loan amount
Interest rate slashed to 6.70%, Processing fee waived offMarch 31,2022
HDFCInterest Rate: 6.8%
Processing Fee: Up to Rs. 3,000
Rate cut by 10 bps to 6.70%October 31,2021

Dussehra Offers on Gold Loan

Top banks also offer festive treats to purchase the auspicious yellow metal to make the occasion more memorable, filled with joy and happiness. The Dussehra offers on a gold loan may include more LTV (Loan to Value Ratio), concession on interest rates, waiver of processing fees etc. The table below mentions the top banks’ rates with special Dussehra offers on gold loans.

Bank NameCurrent Offer
ManappuramInterest Rate: 7%
Processing Fee: Rs. 10
Yes BankInterest Rate: 8.99%
Processing Fee: 0.10% of the loan amount
HDFC BankInterest Rate: 9%
Processing Fee: 0.20% of the loan amount
MuthootInterest Rate: 11.99%
Processing Fee: Up to 1% of the loan amount

Celebrate the Dussehra With MyLoanCare’s Exciting Offers: Apply Now

In addition to the attractive offers such as lower interest rates and waiver of processing fees, you can also avail of cashback and referral bonuses with MyLoanCare. To apply with MyLoanCare, perform the following steps:-

  • Step 1: Fill the MyLoanCare Application form
  • Step 2: Select the product from the drop-down- Home loan, personal loan, gold loan
  • Step 3: Enter the details name, pin code, phone number, employer name etc
  • Step 4: Click ‘Get Quote’
  • Step 5: Now, fill in additional details as required to complete a home loan or personal loan application.
  • Step 6: Click ‘Get offers’
  • Step 7: Offers will be displayed as per your eligibility
  • Step 8: After that, the MyLoanCare advisor will call you to assist with the process

FAQs

When will Dussehra be Celebrated in 2021?

In 2021, Dussehra will be celebrated on October 15, Friday, to mark the end of the Navratri season.

Why is Dussehra Celebrated?

Hindus majorly celebrate Dussehra to celebrate the victory of good over evil, the victory of Lord Rama over Ravana, and Goddess Durga's triumph over demon Mahishadura.

Why avail a Personal Loan this Dussehra?

Availing of a personal loan during Dussehra may be a good step as banks offer the best personal loan deals to purchase any gadget or electronics. In addition, you can also avail of a personal loan to pay bills, travel etc., at slashed interest rates and processing fees.

Does the Bank offer the Best Loan offers on Dussehra?

Yes, banks offer attractive loan offers on Dussehra. For example, ICICI Bank, Bank of Baroda, SBI, HDFC are currently providing the special Dussehra offers on a home loan. In contrast, ICICI Bank, HDFC Bank, Kotak Bank, Axis Bank offers special discounts on personal loans.

Why is Dussehra the Best Time to Avail a Personal Loan for Home Renovation?

Dussehra is the best time to avail a personal loan for home renovation as you can get discounted rates, waiver of processing fees and other cashback and discounts.

What are the Benefits of Getting a Home Loan or Personal Loan This Dussehra Festive Season?

You can use funds at the lowest rates if you take a home or personal loan during Dussehra. In addition, the banks are offering the slashed rates with a waiver on processing fees and other charges.

Is this Dussehra a Good Time to Purchase Property?

Yes, this year, you can invest in property because interest rates on home loans are all-time low, property rates are low. Also, you can lower interest rates and processing fees during the Dussehra.

What are the Loan offers for Electronic Appliances in this Dussehra Festival Season?

Most of the banks offer mouthwatering Dussehra deals on electronic appliances. Some of such attractive personal offers include Processing fee flat Rs 1,999, Processing fee slashed to Rs. 999, Special Interest Rate of 10.25% from ICICI Bank, Kotak Bank, Axis Bank.


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