ICICI Current Account
ICICI Bank Current Account Interest Rate
| ICICI Bank | Smart Business Account |
|---|---|
| Minimum Account Balance | Rs. 25,000 |
| Non Maintenance Charge | Rs. 1,000 per month |
| Cash Withdraw Limit | Unlimited for base withdrawal and Rs. 50,000 for non- base withdrawals |
| Interest Rate | Nil |
Salient Feature of ICICI Bank Current Account:
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ICICI Bank Current Account Minimum Balance and Charges
| ICICI Bank Bank Current Account | ICICI Bank Bank Current Account Minimum Balance | Non Maintenance Charges |
|---|---|---|
| New Start Up Current Account | NIL | N/A |
| ShubhAarambh Current Account | NIL for first six months, Rs. 25,000 thereafter | Rs. 1,000 per month |
| Smart Business Account | Rs. 25,000 | Rs. 1,000 per month |
| Smart Business Account Gold | Rs. 1 Lakh | Rs. 3,000 per month |
| Roaming Current Account Standard | Rs. 10,000 | Rs. 750 |
| Roaming Current Account Classic | Rs. 25,000 | Rs. 1,000 |
| Roaming Current Account Premium | Rs. 50,000 | Rs. 1,500 |
| Roaming Current Account Gold | Rs. 1 Lakh | Rs. 2,000 |
| Roaming Current Account Gold Plus | Rs. 3 Lakh | Rs. 3,000 |
| Roaming Current Account Platinum | Rs. 5 Lakh | Rs. 2,500 if MAB more than 50 percent and Rs. 5,000 if MAB is less than 50 percent |
| Roaming Current Account Elite | Rs. 10 Lakh | Rs. 5,000 if MAB is more than 50 percent and Rs. 10,000 if MAB less than 50 percent |
| Made2Order Account | Rs. 3 Lakh | N/A |
| Trade Current Accounts | For Trade Basic Rs. 50,000 For Trade Gold Rs. 1 Lakh For Trade Platinum Rs. 5 Lakh | For Trade Basic - Rs. 1,500 per month For Trade Gold - Rs. 2,000 per month For Trade Platinum - Rs. 2,500 per month if MAB/MTP is more than 50 percent and Rs. 5,000 per month if MAB/MTP is less than 50 percent |
ICICI Bank Account Details – Current Account
ICICI Bank Current Accounts have been customised to meet the varied customer needs. Current Account are business accounts which provide unlimited daily transactions along with personalised services to help the businessmen and self employed professionals such as doctors, consultants, chartered accountants to conduct daily bank transactions. ICICI Bank also offers an overdraft facility under which a credit limit is offered to allow you to withdraw money as and when required to meet your working capital requirements.
ICICI Current Account Products
New Start Up Current Account
ShubhAarambh Current Account
Smart Business Account
Smart Business Account Gold
Roaming Current Account Standard
Roaming Current Account Classic
Roaming Current Account Premium
Roaming Current Account Gold
Roaming Current Account Gold Plus
Roaming Current Account Platinum
Roaming Current Account Elite
Made2Order Account
Trade Current Accounts
HDFC Bank Current Account Eligibility
To open a HDFC Bank Current account, one needs to fulfil the following eligibility criteria:
HDFC Bank Current Account Opening Procedure
A current account facility can be availed in any bank through both online and offline procedures. The online process to open a current account is more time saving and easy.
Online Process:
For the offline process, one needs to visit the nearest Bank in person, with the required documents.
ICICI Current Account Opening Documents
FAQs
✅How much interest is offered by ICICI Bank on Current Account?
ICICI Bank like any other Current Account does not offer an interest on the account.
✅What is the minimum amount required for opening Current Account in ICICI?
ICICI Current Account minimum balance is Rs. 25,000.
✅How to open a Current Account online with ICICI Bank?
To open a Current Account online you can visit the website of ICICI Bank and choose from the wide range of Current Account products offered by ICICI Bank. Click the “apply now” option, fill in your details, and submit. The bank representatives will contact you for further information and for processing your account application form.
✅What are ICICI Bank Current Account charges on non maintenance of balance?
The Balance Non Maintenance Charges on Current Account by ICICI Bank are Rs. 1,000 per month.
✅What are the ICICI Bank cash withdrawal limit on Current Account?
The cash withdrawal limit on ICICI Bank Current Account is Unlimited for base withdrawal and Rs. 50,000 for non- base withdrawals.
✅Does ICICI Bank offer Debit/credit card to the account holder?
Yes, ICICI Bank offers debit card or credit card to its Current Account holders. The type and features of these debit cards or credit cards may differ with the Current Account you choose to open.
- 2021-03-04 : 10 lakh customers of other bank are using ICICI’s banking app, iMobile Pay
ICICI Bank reported that 10 lakh customers of other banks have started using its app, ‘iMobile Pay’. The Bank has achieved the feat in three months after it made the app open for all to use, including those not its customers. The bank anticipates that the number is likely to double in two months. - 2020-12-08 : ICICI Bank launched interoperable banking app
ICICI Bank launched a new version of its mobile payment app which is interoperable and allows payments and other banking services to customers of any other bank. The new app will allow customers to link their bank accounts, generate a UPI ID and avail services such as online transactions, opening savings accounts, making investments, applying for loans and credit cards without being an ICICI Bank account holder. - 2020-11-03 : New charges and fees by ICICI Bank
Effective November 1, 2020, ICICI Bank will charge Rs 50 as a convenience fee on its customers for every such transaction done on bank holidays and between 6:00 pm and 8:00 am on working days. Further, The bank will charge a convenience fee if the cash deposit in the cash acceptor/recycler machines exceeds Rs 10,000 per month either as a single transaction or multiple transactions. - 2020-07-09 : Banks exceed digital transaction target set for 2019-20
The government notified that 17 banks received an overall good rating for their performance on digital transactions in 2019-20, with ICICI Bank topping the list of 56 banks and closed wallets. The result is the indication of ameliorating banking services like providing retail and business loans digitally with ease. - 2020-07-07 : ICICI Bank surpassed 1 million users on WhatsApp platform
ICICI Bank crossed a mark of 1 million users on its WhatsApp banking platform. ICICI Bank had introduced WhatsApp banking services three months ago to enable its retail customers to undertake banking requirements from their home in the wake of the coronavirus pandemic.
