Compare Low Fee Credit Cards Features and Benefits

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Comparison of Citibank, SBI, Axis Bank, ICICI Bank, HDFC Bank Low Fee credit cards

Card Benefits and rewards Fees and Charges
Citibank Platinum Card
  • No or low renewal fees.
  • Suitable for those who want to use credit cards only as convenient payment cards.
  • Long credit free period with very low rate of interest.
  • Upto 100% cash withdrawal facility available.
  • Convert your purchases into easy to pay EMIs.
  • Limited offers for reward points or cash backs available on select cards.
Joining Fees : Nil
Annual Fees : Nil
Renewal Fees :Nil
Finance Charges per Month : 3.25%
SBI Gold Card
  • No or low renewal fees.
  • Suitable for those who want to use credit cards only as convenient payment cards.
  • Long credit free period with very low rate of interest.
  • Upto 100% cash withdrawal facility available.
  • Convert your purchases into easy to pay EMIs.
  • Limited offers for reward points or cash backs available on select cards.
Joining Fees : Rs. 299
Annual Fees : Nil
Renewal Fees : Rs. 299
Finance Charges per Month : 3.35%
SBI Gold and More Advantage Card
  • No or low renewal fees.
  • Suitable for those who want to use credit cards only as convenient payment cards.
  • Long credit free period with very low rate of interest.
  • Upto 100% cash withdrawal facility available.
  • Convert your purchases into easy to pay EMIs.
  • Limited offers for reward points or cash backs available on select cards.
Joining Fees : Rs. 299
Annual Fees : Nil
Renewal Fees : Rs. 299
Finance Charges per Month : 2.25%
SBI Advantage Plus Card
  • No or low renewal fees.
  • Suitable for those who want to use credit cards only as convenient payment cards.
  • Long credit free period with very low rate of interest.
  • Upto 100% cash withdrawal facility available.
  • Convert your purchases into easy to pay EMIs.
  • Limited offers for reward points or cash backs available on select cards.
Joining Fees : Rs. 500
Annual Fees : Nil
Renewal Fees : Rs. 500
Finance Charges per Month : 2.25%
Axis Bank Platinum Card
  • No or low renewal fees.
  • Suitable for those who want to use credit cards only as convenient payment cards.
  • Long credit free period with very low rate of interest.
  • Upto 100% cash withdrawal facility available.
  • Convert your purchases into easy to pay EMIs.
  • Limited offers for reward points or cash backs available on select cards.
Joining Fees : Rs. 500
Annual Fees : Nil
Renewal Fees : Rs. 200
Finance Charges per Month : 3.25%
Axis Bank Insta Easy Card
  • No or low renewal fees.
  • Suitable for those who want to use credit cards only as convenient payment cards.
  • Long credit free period with very low rate of interest.
  • Upto 100% cash withdrawal facility available.
  • Convert your purchases into easy to pay EMIs.
  • Limited offers for reward points or cash backs available on select cards.
Joining Fees : Rs. 500
Annual Fees : Nil
Renewal Fees :Nil
Finance Charges per Month : 2.50%
ICICI Bank Platinum Chip Card
  • No or low renewal fees.
  • Suitable for those who want to use credit cards only as convenient payment cards.
  • Long credit free period with very low rate of interest.
  • Upto 100% cash withdrawal facility available.
  • Convert your purchases into easy to pay EMIs.
  • Limited offers for reward points or cash backs available on select cards.
Joining Fees : Rs. 199
Annual Fees : Nil
Renewal Fees : Rs. 99
Finance Charges per Month : 3.40%
ICICI Bank Instant Platinum Card
  • No or low renewal fees.
  • Suitable for those who want to use credit cards only as convenient payment cards.
  • Long credit free period with very low rate of interest.
  • Upto 100% cash withdrawal facility available.
  • Convert your purchases into easy to pay EMIs.
  • Limited offers for reward points or cash backs available on select cards.
Joining Fees : Nil
Annual Fees : Nil
Renewal Fees :Nil
Finance Charges per Month : 2.49%
HDFC Bank Corporate Platinum Card
  • No or low renewal fees.
  • Suitable for those who want to use credit cards only as convenient payment cards.
  • Long credit free period with very low rate of interest.
  • Upto 100% cash withdrawal facility available.
  • Convert your purchases into easy to pay EMIs.
  • Limited offers for reward points or cash backs available on select cards.
Joining Fees : Nil
Annual Fees : Nil
Renewal Fees :Nil
Finance Charges per Month : 3.40%
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News - Dec 2016
09th Dec 16 Kotak Mahindra Bank to launch Kona Kona Cashfree, a nationwide digital banking initiative
Kotak Mahindra Bank has announced the launch of a pan India digital banking initiative with Kona Kona Cashfree. The idea is to promote cash free transactions by giving incentives, educating and making people aware of various digital payment options available. The initiative is taken to complement the vision of Digital India. The bank has already launched a range of digital banking apps such as Kaypay, an UPI based application and Kotak Bharat, first of its kind multi lingual app in India that does not require internet connectivity.
09th Dec 16 PNB organizes financial literacy cum Digital Banking camp
Punjab National Bank organised an awareness camp on Digital Banking. The camp was held at the branch of village Kotli Jabowal, Arnia on Indo-Pak border. The focus of the camp was to spread awareness about the benefits of opening a saving account and using digital banking applications.
09th Dec 16 MSME ministry to consider increasing cash withdrawal limit for micro units
Ministry for Micro, small and Medium Enterprises (MSME) is planning to increase the cash withdrawal limit for MSMEs to Rs. 2 lacs per week. MSMEs in India are significantly dependent on cash transactions and hence any efforts to move them towards digitisation have to be a gradual process. The main objective of government is to boost the growth of MSMEs in digitisation but without any irregularities in cash availability.
08th Dec 16 Canara Bank cuts MCLR by 15 basis points
Canara Bank has reduced its overnight and three months marginal cost of lending rate to 8.90 and 9.05 percent from 9.05 and 9.20 percent earlier. The bank has also reduced its six months and one year lending rates by 15 basis points to 9.10 and 9.15 percent from 9.25 and 9.30 percent respectively. Revised rates are effective from 7th December, 2016.
08th Dec 16 RBI stunned market with unchanged repo rate
Reserve Bank of India announced its fifth biannual monetary policy on 7th December, 2016. In the latest policy, RBI has left the repo rate unchanged that stands at 6.25 per cent. However, banks were given a liquidity boost with RBI withdrawing the 100 percent incremental cash reserve ratio (CRR) requirement which was imposed in late November post demonetisation.
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