MyLoanCare is a FREE of cost service for borrowers Apply Online

MyLoanCare - Baat Aapke Interest Ki

MyLoanCare Customer Ratings - 4.5/5.0 Apply Online

Travel Credit Card

Best Travel Credit Cards

Last Updated 17th Jun 2021

  • Travel credit cards offer a high range of rewards on travel along with free air miles and complimentary lounge access.
  • Some of the best travel credit cards offered by some top banks are:
Bank Travel Credit Cards
Axis Bank Flipkart Axis Bank Credit Card, Miles and More Card, My Business Card, My Wings Card, My Zone Card, Privilege Credit Card with Unlimited Travel Benefits, Titanium Smart Traveler Card, Vistara Card
ICICI Bank MakeMyTrip Platinum Card, MakeMyTrip Signature Card, Unifare Metro Cards
Citibank PremierMiles Card

What Is A Travel Credit Card?

A travel credit card provides a customer with incentives in points or miles, which can be used for payments relating to travel, booking flights and hotel rooms. These cards are best suited for those who like to travel for leisure or travel for business purposes. Travel credit cards can be attractive in terms of perks, but they often have annual fees and comparatively higher interest rates.

  • Travel and airline card give ease and convenience of travel if you are a regular and a frequent airline business traveller in India or to international destinations. These cards comes with exciting offers like air miles, hotel discounts, reward points on every spending etc. With these cards you can easily make the transactions in foreign country.

Best Travel Credit Cards in India for 2021

Travel Credit card Annual Fee Interest Charges
Emirates Platinum Card ₹ 3,000 3.49%
PremierMiles Card ₹ 3,000 2.50%
My Business Card ₹ 250 3.25%
Titanium Smart Traveler Card ₹ 250 3.25%
Unifare Metro Cards ₹ 299 3.40%
Mumbai Metro Card ₹ 499 3.35%
Yatra Platinum Card ₹ 499 3.49%
MMT Platinum Card ₹ 499 3.30%
Yatra Card ₹ 499 3.35%
Jet Privilege Platinum Card ₹ 500 3.40%
My Zone Card ₹ 500 3.40%
Superia Card ₹ 500 2.50%
MakeMyTrip Platinum Card ₹ 250 3.35%
Flipkart Axis Bank Credit Card Nil 3.40%
IRCTC Platinum Card ₹ 300 3.35%
Allmiles Card ₹ 1,000 3.40%
Platinum Times Card ₹ 1,000 3.60%
My Wings Card Nil 2.95%
Air India Platinum Card ₹ 1,499 3.35%
Etihad Guest Card ₹ 1,499 3.35%
Privilege Credit Card with Unlimited Travel Benefits ₹ 1,500 3.40%
MakeMyTrip Signature Card ₹ 2,499 3.35%
Jet Privilege HDFC Bank World Card ₹ 2,500 1.99%
Regalia Card ₹ 2,500 3.49%
MMT Signature Card ₹ 3,499 3.10%
Air India Signature Card ₹ 4,999 3.35%
Etihad Guest Premier Card ₹ 4,999 3.35%
Infinia Card ₹ 10,000 1.99%
Miles and More Card ₹ 4,500 2.95%
Jet Privilege Diners Card ₹ 10,000 1.99%
Vistara Card ₹ 10,000 2.95%
PremierMiles Card
Citi PremierMiles Credit Card is a premium travel card that also has benefits of a rewards card. The card offers Miles with each expense, which can be redeemed when you book flight tickets and hotel stays at the dedicated PremierMiles website. These Miles are evergreen miles that never expire. You also get premium lounge access on all domestic airports.Some of the features associated with are listed as follows:
  • 10,000 Miles with your first spending of Rs.1,000 or more on your Citi Premier Miles Card within 60 days of Card issuance
  • Transfer 2 miles to airline partners and get 1 frequent flyer air mile
  • Enjoy the freedom of evergreen miles that never expire. Redeem your miles for flights without blackout dates.
IRCTC Platinum Card
The SBI IRCTC Platinum Card reserves pure platinum privileges for you in the form of exclusive Reward Points on all railway bookings through IRCTC. This card also helps you save online transaction charges and fuel surcharge.Some of the features associated with are listed as follows:
  • Value Back
  • Transaction fee waiver
  • Bonus reward points
  • Complimentary lounge visits
  • Redeem reward points
Yatra Card
As the name suggests, the Yatra Card by SBI offers many travel benefits such as discounts domestic and international flight bookings, air accident insurance, and lounge access. The card also comes with joining Reward Points, vouchers and fuel surcharge waiver.Some of the features associated with are listed as follows:
  • Get Yatra.com vouchers worth ₹8,250 on joining
  • Get 2 complimentary domestic airport lounge access per calendar quarter
  • Instant discount of ₹1,000 and ₹4,000 on booking domestic and international air tickets, respectively
Air India Platinum Card
Some of the features associated with are listed as follows:
  • Get up to 15,000 bonus Reward points annually on your spends using this card.
  • Get Anniversary gift of 2,000 Reward Points, every year
  • Enjoy International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program
  • Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns
Air India Signature Card
Some of the features associated with are listed as follows:
  • Get Anniversary Gift of 5,000 Reward Points
  • Earn upto 30 Reward Points for every ₹100 spent on Air India tickets booked through airindia.com, airindia mobile app
  • Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns
  • Get Anniversary gift of 5,000 Reward Points every year
Privilege Credit Card with Unlimited Travel Benefits
Axis Bank launched a Privilege credit card for the people who love to travel. The card comes with travel and shopping benefits. Some of the features associated with are listed as follows:
  • Avail Yatra voucher worth Rs. 5,000 upon completion of 3 transactions within 60 days of card setup
  • Double the benefit upon achieving spends milestone of ₹ 2.5 lakh - by converting your earned eDGE points to Yatra vouchers worth twice the value.
  • Earn 3000 eDGE Reward Points on renewal of your Axis Bank Privilege Credit Card
  • On renewal of your card, get a complimentary indiGo airlines voucher if you have spent Rs. 6 Lakh in the previous year
My Wings Card
A card launched by Axis Bank for the frequent flyers. A cardholder can enjoy two complimentary flights in a year at a base rate. The other benefits which are cashback on bookings from IRCTC railway tickets, bus tickets and flight tickets.Some of the features associated with are listed as follows:
  • Use ezeego1.com and redeem your 2 complimentary flight tickets
  • Travel easy with hotel and holiday vouchers worth ₹10,000
  • Book bus tickets with ease and get cashback ₹ 100
  • ₹ 400 cash back on booking any car rentals in India.
  • Get ₹ 25 off everytime you book your tickets with My Wings Credit Card on www.irctc.com
My Zone Card
Some of the features associated with are listed as follows:
  • Offers highest level of security, enabled with chip and pin facility for easy fraud detection
  • Enjoy complimentary access to airport lounges within India
  • Shop at apparel stores, departmental stores and supermarkets on weekends and get 5 times the eDGE loyalty rewards points
  • Exciting offers on movie ticket bookings, dining, shopping etc
My Business Card
My Business Credit Card offered by Axis Bank comes with a plethora of benefits for daily transactions like reward points, cash back on hotel, flight etc.Some of the features associated with are listed as follows:
  • Welcome gift from BookMyShow worth ₹ 300
  • 10% off every time you book a movie ticket through BookMyShow
  • 10% off every time you book bus tickets through redBus, maximum monthly benefits up to 100
  • 10% cashback on mobile recharge through Freecharge mobile app, monthly benefits up to 30
  • Jabong gift voucher worth 500
Miles and More Card
Miles & More Credit Card is launched by Axis Bank in partnership with Lufthansa. The card helps cardholder earn rewards points which can be redeemed as Airmiles.Some of the features associated with are listed as follows:
  • Reap benefits of both, being a Miles & More Axis Bank Credit Cardholder and a Miles & More member
  • Welcome Bonus on first transaction of up to 15,000 miles
  • Complimentary membership to Priority Pass and access to over 1000 airport lounges across the globe.
  • Earn up to 6 reward miles per ₹200 spent
Titanium Smart Traveler Card
This card comes with extra travel benefits and it takes care of all the travel needs. A cardholder can earn reward points through the eDGE Reward Points Programme. Some of the features associated with are listed as follows:
  • Use your card for travel expenses and earn additional eDGE loyalty rewards points
Yatra Platinum Card
Some of the features associated with are listed as follows:
  • Book your travels with yatra.com and enjoy the benefits of cashback, rewards, fuel surcharge waiver and more
  • Enjoy a host of discounts and offers across dining, shopping, travel and more
  • Welcome gift of travel vouchers worth ₹4,000 from yatra.com
  • Avail 20% cashback on all Uber rides, capped to ₹600 in a month. However, for this to avail, the total monthly spends in a calendar month have to be more than Rs. 15,000.
Emirates Platinum Card
Some of the features associated with are listed as follows:
  • 4,000 additional Skywards Miles on enrolment
  • Complimentary air accident insurance of up to ₹10 Million
  • Enjoy golf privileges, complimentary airport lounge access, shopping perks and more
  • Get 4,000 bonus miles and fly to Dubai with just 27,500 miles
  • Enjoy 20% cashback* on Uber rides. Save upto ₹7,200 annually with this exclusive offer. Offer is valid from 01 October 2017 to 30 September 2018.
MMT Signature Card
Some of the features associated with are listed as follows:
  • MakeMyTrip discount vouchers of ₹5,500
  • Get 5 points per ₹100 spent at MakeMyTrip and 1.5 points per ₹ 100 spent at other merchants
  • Dineout and get discounts up to 20% in major cities
MMT Platinum Card
As the name suggests, the MMT Platinum Card by HSBC offers many travel benefits such as discounts and reward points on domestic and international flight bookings through MakeMyTrip, lounge access, dining privileges, fuel surcharge waiver and concierge services. The card also comes with exclusive Membership Anniversary gifts.Some of the features associated with are listed as follows:
  • Dineout and get discounts up to 20% in major cities
  • 24 X 7 complimentary access to the visa concierge services
Platinum Times Card
Some of the features associated with are listed as follows:
  • Get movie discounts of ₹ 1,800 or more in a year
  • 25% off on movies and up to 20% off on dining
  • Bouquet of discount vouchers as welcome gift
  • Earn big discounts of ₹9,600 or more every year on dining
Jet Privilege HDFC Bank World Card
The JetPrivilege Card is one of the best lifestyle and travel cards which offers various milestone benefits such as Priority Pass membership and lounge access. The card helps you save in the form of JPMiles Accrual Programme that offers up to 7,500 Bonus JPMiles.Some of the features associated with are listed as follows:
  • Welcome Benefit of up to 7,500 Bonus JPMiles and one way (base fare waived) Jet Airways ticket.
  • Lounge access through Priority Pass and MasterCard Lounge Programme
  • Dedicated check-in with 10 kg additional baggage allowance
  • Earn miles on your purchases and accelerated miles on flights booked on www.jetairways.com
  • Dedicated Check-in with additional baggage allowance.
Jet Privilege Platinum Card
Some of the features associated with are listed as follows:
  • Get Renewal Fee waived if you spend ₹ 2.5 lac in 12 months prior to renewal
  • Welcome Benefit of up to 3,000 Bonus JPMiles and one way (base fare waived) Jet Airways ticket
Infinia Card
Some of the features associated with are listed as follows:
  • Enjoy Lounge access at airport in India or overseas
  • Minimum discount of 15% across 3000+ restaurants
  • Complimentary Club Vistara Gold Membership
  • Get Complimentary insurance for Accidental Death in case of an air accident the nominated kin will be eligible to receive Rs 3 crore
  • Global Concierge Assistance
Superia Card
Some of the features associated with are listed as follows:
  • 3 Reward Points (RP) on ₹ 150 spent. 50% more RP on dining spends.
  • Complimentary Priority Pass Membership.
  • Earn 20 Reward Points for every ₹150 spent on Snapdeal
  • Welcome Benefit of 1000 Reward Points.
Regalia Card
Regalia is primarily a travel benefits card that is also high on Reward Points. Complimentary Airport Lounge Access through Priority Pass Membership, complimentary Club Vistara Silver membership, best-in-class rewards programme are some of its greatest selling points.Some of the features associated with are listed as follows:
  • Get a complimentary Priority Pass Membership for preferential access to over 1000+ airport lounges around the world
  • Earn 9 Club Vistara points for every ₹100 spent on All Vistara Flights
  • Personal Global Concierge Services for Lifestyle needs
  • Get 15,000 bonus points every year on spends of ₹ 8 Lakh
  • Exclusive dining privileges that offer up to 15% discount and more on dining at leading five-star hotels
  • Lowest Foreign Currency Mark-up Fee of 2% on international transactions
Allmiles Card
Some of the features associated with are listed as follows:
  • Enjoy Reward Points redemption at any authorized Maruti Suzuki NEXA Network or against air miles, flight tickets, hotel booking, movie tickets , music downloads ,recharge of DTH or mobile recharges in the MyNEXA section post log-in to www.nexaexperience.com
  • Zero lost card liability post reporting loss of card
  • Complimentary Priority Pass Membership and VISA or MasterCard Lounge program
  • Enjoy Lounge access at airport in India or overseas
Jet Privilege Diners Card
Some of the features associated with are listed as follows:
  • Earn 15 JetPrivilege Tier Points on first swipe of card within the first 90 days
  • Earn 8 JPMiles for every ₹150 spent
  • Unlimited Airport Lounge access to over 600+ lounges globally
  • Unlimited Golf Training And Access To Premium Golf Clubs Globally
  • Avail 24/7 Concierge services for all your bookings
Unifare Metro Cards
Some of the features associated with are listed as follows:
  • Dual benefits of Mumbai/ Delhi/Bangalore Metro Smart Card and a Credit Card
  • No more queues with Auto Recharge facility to automatically recharge your Delhi Metro Transit chip balance
  • Minimum 15% discount on dining at leading restaurants across India with Culinary Treats
  • Platinum benefits from MasterCard
Vistara Card
Some of the features associated with are listed as follows:
  • 1 complimentary Economy/Premium Economy/Business class ticket on joining, depending on the Basic, Signature and Infinite Vistara Card
  • 4 CV points to grab on every spend of ₹ 200.
  • Air Accident Cover of upto ₹ 2,50,00,000
  • Avail 3,000 bonus reward points on spending ₹75,000 in a year.
Mumbai Metro Card
This credit card allows you to enjoy the hassle-free travel on Mumbai metro. It also comes with the facility of shopping from various merchants. This credit card enables commuters to have one card which act as both travel card and shopping card. It offers benefits like dual usage offer, speedy rewards, fuel surcharge waiver, auto top-up and much more. Some of the features associated with are listed as follows:
  • Get preloaded bonus of ₹50 bonus on your metro card
  • Auto top up of metro wallet by ₹200 as soon as your balance becomes low
  • Preloaded value of ₹50 on your Mumbai Metro Smart Card
  • Auto top up of ₹ 200 in the smart card as soon as the balance reaches Rs. 50
  • Earn 10X Reward Points and get upto 20% discount on Mumbai Metro travel
  • 1% Fuel Surcharge Waiver across all petrol pumps
MakeMyTrip Platinum Card
This credit card is exclusively designed to meet the needs of avid travellers.Credit card users can avail unparalleled benefits on the expenses incurred for their travelling purposes.Some of the features associated with are listed as follows:
  • Welcome Benefits ₹500 MyCash and Lemon Tree Hotels voucher worth Rs. 2000.
  • Enjoy complimentary domestic airport and railway lounge access
  • Up to ₹1,500 cashback for booking flights on Mondays at MakeMyTrip.
MakeMyTrip Signature Card
This credit card is exclusively designed to meet the requirements of those who travel very frequently. A credit card cardholder can get discounts, freebies and other benefits on holidays, movie tickets, hotels, etc when they spend using their credit card. Some of the features associated with are listed as follows:
  • Welcome Benefits ₹1500 MyCash and Lemon Tree Hotels voucher worth Rs. 2500.
  • Enjoy complimentary domestic & international airport and railway lounge access.
  • Get free flight and hotel cancellations with MMTDOUBLEBLACK
  • Get 25% off on Annual Homeopathy treatments at Dr. Batra.
  • Discount vouchers from Croma and Pepperfry worth ₹2000. Offer valid till 31st October 2019
Etihad Guest Card
It is a unique card exclusively designed for savvy travellers by SBI and Etihad Airways jointly.It offers many travel benefits such as reward benefits & instant discount on ethiad.com, insurance cover, airport lounge access, and much more.Some of the features associated with are listed as follows:
  • 8 complimentary visits per year to domestic Visa/MasterCard Lounges in India
  • Get instant discounts of up to 8% on economy and 10% on business class
  • Get upto 10% discount on travel rewards miles redemption
  • Get complimentary membership to the Priority Pass Program worth $99.
Etihad Guest Premier Card
This credit card offers attractive discount on economy and business flight class, miles earning on travel spends and much more. The card is exclusively designed for the avid travellers. Some of the features associated with are listed as follows:
  • 8 complimentary visits per year to domestic Visa Lounges in India
  • Get instant discounts of up to 8% on economy and 10% on business class
  • Get upto 10% discount on travel rewards miles redemption
  • Get upto 1,500 Etihad Guest miles on quarterly spends of 1.5 lakhs
Flipkart Axis Bank Credit Card
Flipkart Axis Bank credit card is a go-to card for fulfilling expenses across all categories. The card offers benefits on travel, shopping, entertainment, and lifestyle. Apart, cardholders can avail various cashback offers with every transaction.Some of the features associated with are listed as follows:
  • The card offers 5% cashback on transactions made with Flipkart, Myntra and 2GUD.
  • The card offers four complimentary lounge visits to selected airport lounges per year.
  • Activation and joining benefits worth ₹3300 across multiple brands such as FlipKart, Myntra, gaana, Goibibo, Makemytrip, and UrbanClap.

How to select the best Travel Credit Card?

To choose the best travel credit card, you need to keep some factors in mind. Following are some of the factors:-

  • Interest rates: The interest rates on Credit Card vary across all credit card providers. To choose the best credit card, it is important that you select a card on the basis of the lowest credit card interest rate.
  • Annual charges and penalty charges: These charges are often avoidable. Some card issuers waive them for the first year and so on if you owe more than a certain amount. Some other charges are processing fee, joining fee, late payment fee, ‬cash advance fee, and rewards redemption fee. Choose a card that has reasonable charges.
  • Expiring rewards and points: Some cards offer points that expire on a regular interval. Thereby, ensure that you make the best use of the card offer as and within the prescribed time.
  • Foreign transaction charges: Most cards typically charge you at a rate of three percent and above+applicable GST on purchases abroad. In the case of travel, credit cards do not have such charges. Although, before signing up, you must verify that with the issuer company.
  • Evaluate your spending pattern: Choose a card based on your spending pattern. For example, you get air miles and points when you use travel credit cards, cashback on specific spending.
  • Credit score: For low credit scores, there are not many credit cards with great benefits. Before applying, always check your credit score to ensure you have the required credit score. Otherwise, the chances are that your application may get rejected.
  • Higher credit limit: The credit limit is the maximum sum a credit cardholder can use without extra charge. A credit card issuer may change an existing cardholder’s credit limit after reviewing the credit history and repayment history. Choose a card with a higher credit limit as it offers flexibility as per your requirements.
  • Compare joining incentives and rewards: Apart from incentives, reward points and coupons, certain credit cards give enticing joining bonuses and welcome perks. Also, look for the expiry period of your reward points. Always take into account the monetary value of joining bonuses.

Eligibility Criteria for Travel Credit Card

The credit card's eligibility varies according to the bank or the card issuer's internal credit policy. A few of the eligibility criteria are:-

  • Individuals must be of minimum years of age to avail of the card.
  • Individuals must have a regular income source through salary, self-employed or business.
  • The applicant is expected to have in his/her name an active savings account.
  • Individuals must have an excellent credit history and a decent CIBIL score.

The card issuer company decides the credit limit as per their internal credit policy, which is based on the monthly earnings, employer's prestige and existing relations with the card issuer. The card issuers may even provide special offers to customers in the high-income group.

Travel Credit Cards Benefits

The travel credit cards offer several benefits and advantages starting from welcome bonuses, fee waivers, free access to airport lounges and many more.Some of the significant benefits of travel credit cards:-

  • Air ticket purchase will give you bonus travel mile points if you are a part of an airline’s frequent flying scheme.
  • You can transfer your earned miles to airline partners.
  • The miles you have earned on a travel credit card will never expire.
  • Complimentary access to premium lounges available.
  • In-flight discounts for food purchase.
  • These cards are acceptable worldwide.

If you travel frequently, then a travel credit card can help you save a lot of money.

FAQs

Is it worth getting a travel credit card?

You can gain points or miles on your spendings that you can potentially redeem for travel, and other benefits to help save time and money or even secure your way out when things go wrong on the road. These are some of the benefits that make a travel credit card worth

Which is the best travel credit card?

The best credit card is the one that offers maximum benefits with minimal charges and hidden costs. Some of the best travel credit cards are Emirates Platinum Card, PremierMiles Card, and My Business Card.

What is the credit score needed for a travel credit card?

The ideal credit score required for a travel credit card is 750. Although you can avail credit cards with a credit score lower than 750, the benefits associated with it won’t be much.

How should I choose a travel credit card?

Choose a travel credit card that offers maximum benefits such as waiver of annual fee, redeemable points with maximum value on every spending, joining fee waiver, and minimal hidden charges.


Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 6.65%. Cashback of up to ₹ 1,000.

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000 .

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 9.50% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 7.20%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 6.95%.

    Invest Now
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Loader
Please wait while your information is being processed...