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Standard Chartered Credit Card Balance Transfer

Standard Chartered Credit Card Transfer

Last Updated 23rd Aug 2021

  • Standard Chartered credit card balance transfer is the process of repayment of outstanding balances of single or multiple credit cards at a lower rate.
  • Standard Chartered credit card balance transfer provides multiple repayment modes.
Interest Rate 0.99%
Card Limit Upto Rs. 5 Lakhs
Processing Fee1.00%
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What is Balance Transfer (BT) in Standard Chartered Credit Card?

Standard Chartered credit card balance transfer is the facility to consolidate the outstanding balance from other credit cards to a different credit card from Standard Chartered. Standard Chartered also offers the flexibility of credit card balance transfer from bank to other. Thus, you can make convenient repayments using monthly instalments at a lower rate.

Standard Chartered Credit Card Balance Transfer Interest Rates and Other Charges

Some key factors associated with Standard Chartered credit card balance transfer are listed in the table below:

Balance Transfer Rate 0.99%
Processing Fee 1.00%

Benefits of Standard Chartered Credit Card Transfer

With the Standard Chartered credit card transfer, the outstanding credit card balance can be consolidated and repaid using flexible modes. Here is why you should apply for a Standard Chartered credit card balance transfer.

  • Reduced Financial Burden: Standard Chartered Bank offers lower credit card balance transfer rates starting at 0.99% along with processing fee of 1.00% on Standard Chartered Bank credit card transfer. Thus, you can save on the outstanding balance by transferring your credit card to Standard Chartered.
  • Improved Credit Score: If you make timely payment of your balance transfer EMIs, you can improve your credit score with a low-interest rate and an interest-free period of Standard Chartered Bank credit card balance transfer.
  • Easy Repayments: With Standard Chartered Bank credit card balance transfer, you can consolidate multiple credit card accounts into one account. It will make regular payment easier and organized.
  • Interest-Free Periods : Standard Chartered Bank also provides interest-free periods for a specified tenure if you avail of the balance transfer facility of Standard Chartered Bank depending upon the current offers at the time of balance transfer.

Eligibility & Documents Required for Standard Chartered Bank Balance Transfer

Below-mentioned is eligibility criteria & documents requirement to apply for Standard Chartered credit card balance transfer.

  • If you are an existing credit card holder of Standard Chartered, you can apply for Standard Chartered credit card balance transfer.
  • To avail for Standard Chartered credit card balance transfer, you should have a good track record of credit card spendings and must have repaid the credit card dues on time.
  • You can know about the eligibility for Standard Chartered credit card balance transfer you can contact through various methods including net banking, mobile banking or by calling Standard Chartered credit card customer care number.
  • You do not require any documents for Standard Chartered credit card balance transfer.

How to Apply for Standard Chartered Bank Credit Card Balance Transfer?

You can apply for Standard Chartered credit card balance transfer by using the modes mentioned below:

  • SMS : You can also transfer your credit card balance by sending an SMS, BT NOW to +91 9223010121.
  • Customer Care: You can apply for a credit card balance transfer by contacting BT NOW to +91 9223010121 number.

FAQs

What is balance transfer in a Standard Chartered Bank credit card?

Balance Transfer facility in a credit card is the facility that allows you to transfer the outstanding balance from any other credit card to a credit card at a lower rate.

What is the limit of card to card transfer?

You can avail card balance transfer for Upto Rs. 5 Lakhs.

How does a 0% balance transfer work in ?

A 0% balance transfer allows you to transfer the outstanding balance of single or multiple cards at 0% interest for a set period.

Can we transfer money from credit card to a bank account?

Yes, you can transfer money from a credit card to a bank account through third-party platforms.


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Standard Chartered Credit Card News - Sep 2021
  • 2019-09-04 : Digi smart credit card by Standard Chartered Bank
    In a bid to add more to the convenience of financial transactions, Standard Chartered launched its Digi smart credit card on September 3, 2019. The card will offer instant discounts on various brands like Myntra, Zomato, INOX, Grofers, and Ola, among others. Further, the card is available for a nominal fee of Rs 49.
  • 2019-08-26 : Bandhan Bank launches a co-branded credit card with Standard Chartered Bank
    Bandhan Bank has launched a co-branded credit card in association with Standard Chartered Bank. The card would be offered to the savings account holders of the bank across bank branches. The card has three variants i.e., one, for the mass market, Plus, for the affluent segment and Xclusive, for the premium segment.
  • 2018-12-14 : VIVA and Standard Chartered introduce co-branded card
    VIVA Bahrain and Standard Chartered Bank jointly announced introducing an exclusive co-branded credit card and a deal that allows standard Chartered Bank to expand its financial services offerings through VIVA, Bahrain. The holder of this card will also get access to more than 800 airport lounges around the world. The credit card is scheduled to be launched in January 2019 and is designed to offer value-added benefits tailored to a customer base of VIVA.
  • 2017-09-28 : Standard Chartered Bank launches Good Life platform for its debit and credit cardholders
    Standard Chartered Bank has announced the launch of an international platform, Good Life. This platform showcases attractive offers and special promotions by the bank to its debit and credit cardholders. With this launch, the bank aims to provide maximum satisfaction to its card base.
  • 2017-09-20 : Standard Chartered Bank launches "Ultimate" credit card
    To bring in world class privileges to customers, Standard Chartered has launched Ultimate credit card that will be a compelling product in the HNI & affluent segments. Range of benefits like Rs. 10,000 cash back on spends on specific travel portal, 25 per cent instant discount at top 200 restaurants and other feature rich offerings at a nominal fee of Rs. 5,000.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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