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Standard Chartered Credit Card

Standard Chartered Credit Card Online

Last Updated 23rd Oct 2020
Best Standard Chartered Cards Interest Rate Annual Fee (Rs.)
Super Value Titanium Card 3.49% 750
Manhattan Platinum Card 3.49% 999
Platinum Rewards Card 3.49% 250
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Best Standard Chartered Credit Card Online

Standard Chartered Bank Credit Cards Category Joining Fee Monthly Interest Charge
Emirates Platinum Card Travel and Airline ₹ 3,000 3.10%
Landmark Rewards Lifestyle ₹ 250 3.49%
Manhattan Platinum Card Cashback, Rewards ₹ 999 3.49%
Platinum Rewards Card Rewards ₹ 250 3.49%
Super Value Titanium Card Cashback, Rewards ₹ 750 3.49%
Ultimate Card Cashback, Shopping ₹ 5,000 3.49%
Visa Infinite Card Lifestyle NIL 3.10%
Yatra Platinum Card Cashback, Travel and Airline ₹ 499 3.49%

Why choose Standard Chartered Bank Credit Cards?

Standard Chartered cards are known to be the best in class in terms of generating savings for shoppers. The bank offers many credit cards for an easy shopping experience, while enjoying rewards, cashback and exclusive membership advantages at the same time. Standard Chartered cards come with The Good Life programme that helps you avail discounts and offers across dining, shopping, travel and many more .

Standard Chartered Bank Credit Card Eligibility

In order to apply for Standard Chartered Credit card offers one needs to meet the following eligibility criterias, as listed below:

Income: The minimum income of the applicant should be ₹ 27,500 for salaried employees and annual income after tax deduction should be ₹ 5 Lakh for self employed. Usually, Standard Chartered Bank gives a credit limit of 2 to 3 times of the monthly income you earn. For salaried individuals, it is based on the net monthly salary and in case of self-employed individuals, it is based on the income declared in IT return filed for the last financial year. In case you have an existing credit card from Standard Chartered Bank or from any other bank, then Standard Chartered Bank will not check your income and your credit card eligibility will be checked based on existing credit card's transaction history.

CIBIL Score: Most banks, including Standard Chartered Bank prefer a credit score of 700 and above before sanctioning a credit card as your credit history defines your repayment capacity. A lower score reduces your chance of getting credit card approval. A high credit score would allow you to get an easy approval on credit card. If you already have a credit card then Standard Chartered Bank checks your existing credit card's transaction and payment history to ensure that you are capable to make repayments on time.

Existing Relationship with Standard Chartered Bank: If you already have an account with Standard Chartered Bank, you have a higher chance of getting a credit card and you can easily opt to apply for Standard Chartered Bank credit card. The bank comes with special credit card offers for its existing bank holders which would mean higher credit limit, waiver or discount on joining fees and annual fees and special promotional offers as a joining pack. In addition, if you have been maintaining a good balance in your account consistently over the past few years, you are more likely to secure a higher credit limit on your card.

Age: Bank has different credit cards targeted at different age groups and income groups of borrowers. You can apply for a Standard Chartered credit card online or from any Standard Chartered Bank branch if you are at least 21 years old upto maximum age group of 64 years. However, the minimum age to get a Standard Chartered Bank credit card online or from the bank varies by various schemes depending on the card you choose to apply for.

How to Apply Standard Chartered Bank Credit Card?

If you are an existing customer you can apply for Standard Chartered Bank Credit Card by visiting the nearest bank branch or can apply online by following the below-mentioned procedure:

  • Visit Standard Chartered Bank official web portal and on the Standard Chartered Bank Credit Card page, find the list of Standard Chartered Bank credit cards on the top.
  • Now, choose a card as per your choice and click on the 'Check Eligibility' button.
  • You will now be redirected to the application page if you are eligible for the card.
  • Next, fill all the required fields and click on 'Submit'.
  • Finally, upload the essential documents and click on 'Submit.'
  • As you have successfully submitted all the documents and application, you will receive an acknowledgement message with the 'Application ID'. You can use the same ID to track your application status.

If you are a new customer, you can visit the bank branch or follow the below-mentioned procedure to apply for Standard Chartered Bank Credit Cards:

  • Visit Standard Chartered Bank official web portal and on the Standard Chartered Bank Credit Card page, find the list of Standard Chartered Bank credit cards on the top.
  • Now, enter your personal and contact details.
  • Next, the representative of the bank will contact you and guide you about the process of applying for Standard Chartered Bank Credit Cards.

Top Standard Chartered Bank Credit Cards

Super Value Titanium Card: Super Value Titanium Card is one of the best cashback cards which offers 5% cashback on fuel spends across all fuel stations, on telephone bill payments, and on utility bill payments. The Standard Chartered credit card offers 5x Reward Points to its premium banking customers and a complimentary Priority Pass to airport lounges,

Manhattan Platinum Card: Another great cashback card by Standard Chartered is the Manhattan Platinum card. This card helps you save on your expenses by offering 5% cashback and 3x reward points when you spend at supermarkets. You can also enjoy a host of offers and discounts across shopping, travel, dining and more with exclusive offers on this card.

Platinum Rewards Card: The Platinum Rewards card stands up to its name by offering unlimited benefits in the form of Reward Points. The card offers up to 5x Reward Points on dining, movies, departmental stores and grocery spends.

Documents required for Standard Chartered Bank Credit Card

The type of credit card documents required differ for new and existing card holders to apply for Standard Chartered credit card. Existing credit card holders are those who already own a credit card either from Standard Chartered Bank or from any other bank. In this case, income documents are not required.

Document Type For New Card Holders For Existing Card Holders
Identity Proof PAN card, Driving License, Voter ID card, Passport PAN card, Driving License, Voter ID card, Passport
Address Proof Bank statement, Rent agreement, Voter ID card, Ration card, Passport, Driving License, Postpaid Number Bank statement, Rent agreement, Voter ID card, Ration card, Passport, Driving License, Postpaid Number
Income Proof
  • In case of salaried Individual- Last 3 months salary slips, 6 months bank statement for salary account
  • In case of self-employed- Latest IT returns with computation of income or certified financial documents, Proof of business continuity
Not Required
Existing Card Proof Not Required Front copy of card, 1 latest statement within 15 days

How to check Standard Chartered Credit Card Status?

The process of tracking the status of the Standard Chartered credit card application is simple and can be done through online and offline modes. You can follow the credit card application once you have received the confirmation SMS post acknowledging your credit card application.

Track the Status of Standard Chartered Credit Card Online

  • To check the status of Standard Chartered credit card applications online, you need to visit the official website of Standard Chartered bank.
  • After visiting the website, find the 'Track your Credit Card Application Status' option under the Credit Card tab and fill required information such as the Date of Birth, Application Reference Number, Application Form Number and Mobile Number.

Track the Status of Standard Chartered Credit Card Offline

Standard Chartered credit card application can also be tracked offline by calling the 24*7 customer care number and by visiting the nearest Standard Chartered Bank branch. You need to provide an application reference number and application form number to know the status of your credit card application.

FAQs

Which is the best Standard Chartered Credit Card?

Standard Chartered credit card comes with a range of offers and benefits for its customers. However, the best Standard Chartered Bank Credit Cards is Platinum Rewards Card with NIL joining fee and no annual fees for lifetime. This card also come with many attractive offers and schemes for the users with attractive cashbacks and discounts making it one of the most sought-after cards in India.

Who can apply for standard chartered credit card?

To apply for Standard Chartered Credit Card online or offline, the minimum age of the applicant should be at least 18 years and not more than 60 years at the time of applying for a credit card. In addition to this, the applicant must meet the other eligibility criteria also such as minimum income, regular employment and good credit score. You should belong to credit card sourcing locations of the bank.

How can I view standard chartered credit card statement?

Standard Chartered credit card holders can download their credit card statement, using the following simple steps:

Step 1:Log on to Standard Chartered Netbanking or Online Banking

Step 2:Go to Card Services

Step 3: Click on Card Information

You can view your Standard Chartered Credit Card statement online now.

What is the interest rate of Standard Chartered Bank credit card?

The Interest rate on Standard Chartered Credit Card varies from card to card. However, the interest rate charged on late-payment of credit card bill ranges can go upto 3.49% per month from the transaction date.

What is the minimum salary for Standard Chartered credit card?

The minimum salary required is Rs. 27,500 per month.Thus individuals with the eligible salary can opt for Standard Chartered credit card apply.

Which Standard Chartered credit card has no annual fee?

The credit card from Standard Chartered bank with no annual fee is VISA Infinite Card.

What is Standard Chartered credit card charges?

Some of the important Standard Chartered credit card charges that you should know are;

  • Foreign Transaction Fee - 3.5%
  • Cheque bounce charges - Rs. 500
  • Cash payment charge - Rs. 299
  • Late payment charges - Rs. 100 to 800
  • Cash advance fee - 3% of transaction (minimum Rs. 300). Additional fee of Rs. 500 when withdrawn in Branch using teller facility.
  • Over limit fee - 2.5% of over limit amount (minimum Rs. 500).

  • Standard Chartered Credit Card News - Nov 2020
    • 2019-09-04 : Digi smart credit card by Standard Chartered Bank
      In a bid to add more to the convenience of financial transactions, Standard Chartered launched its Digi smart credit card on September 3, 2019. The card will offer instant discounts on various brands like Myntra, Zomato, INOX, Grofers, and Ola, among others. Further, the card is available for a nominal fee of Rs 49.
    • 2019-08-26 : Bandhan Bank launches a co-branded credit card with Standard Chartered Bank
      Bandhan Bank has launched a co-branded credit card in association with Standard Chartered Bank. The card would be offered to the savings account holders of the bank across bank branches. The card has three variants i.e., one, for the mass market, Plus, for the affluent segment and Xclusive, for the premium segment.
    • 2018-12-14 : VIVA and Standard Chartered introduce co-branded card
      VIVA Bahrain and Standard Chartered Bank jointly announced introducing an exclusive co-branded credit card and a deal that allows standard Chartered Bank to expand its financial services offerings through VIVA, Bahrain. The holder of this card will also get access to more than 800 airport lounges around the world. The credit card is scheduled to be launched in January 2019 and is designed to offer value-added benefits tailored to a customer base of VIVA.
    • 2017-09-28 : Standard Chartered Bank launches Good Life platform for its debit and credit cardholders
      Standard Chartered Bank has announced the launch of an international platform, Good Life. This platform showcases attractive offers and special promotions by the bank to its debit and credit cardholders. With this launch, the bank aims to provide maximum satisfaction to its card base.
    • 2017-09-20 : Standard Chartered Bank launches "Ultimate" credit card
      To bring in world class privileges to customers, Standard Chartered has launched Ultimate credit card that will be a compelling product in the HNI & affluent segments. Range of benefits like Rs. 10,000 cash back on spends on specific travel portal, 25 per cent instant discount at top 200 restaurants and other feature rich offerings at a nominal fee of Rs. 5,000.
    *Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More
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