Standard Chartered Bank Credit Card

Last Updated 22nd Apr 2019

Standard Chartered Credit Card Online

Polpular Standard Chartered Cards Interest Rate Annual Fee
Super Value Titanium Card 3.49% Rs. 750
Manhattan Platinum Card 3.49% Rs. 999
Platinum Rewards Card 3.49% Rs. 250
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Compare & Apply for Standard Chartered Bank Credit Cards Online in India

Standard Chartered Bank Credit Cards Category Joining Fee Monthly Interest Charge
Emirates Platinum Card Travel and Airline NIL 3.10%
Landmark Rewards Lifestyle NIL 3.49%
Manhattan Platinum Card Cashback, Rewards NIL 3.49%
Platinum Rewards Card Rewards NIL 3.49%
Super Value Titanium Card Cashback, Rewards NIL 3.49%
Ultimate Card Cashback, Shopping Rs. 5,000 3.49%
Visa Infinite Card Lifestyle NIL 3.10%
Yatra Platinum Card Cashback, Travel and Airline NIL 3.49%

Why choose Standard Chartered Bank Credit Cards?

Standard Chartered crads are known to be the best in class in terms of generating savings for shoppers. The bank offers many credit cards for an easy shopping experience, while enjoying rewards, cashback and exclusive membership advantages at the same time. Standard Chartered cards come with The Good Life programme that helps you avail discounts and offers across dining, shopping, travel and many more .

Top Standard Chartered Bank Credit Cards

Super Value Titanium Card: Super Value Titanium Card is one of the best cashback cards which offers 5% cashback on fuel spends across all fuel stations, on telephone bill payments, and on utility bill payments. The card also offers 5x Reward Points to its premium banking customers and a complimentary Priority Pass to airport lounges,

Manhattan Platinum Card: Another great cashback card by Standard Chartered is the Manhattan Platinum card. This card helps you save on your expenses by offering 5% cashback and 3x reward points when you spend at supermarkets. You can also enjoy a host of offers and discounts across shopping, travel, dining and more with exclusive offers on this card.

Platinum Rewards Card: The Platinum Rewards card stands up to its name by offering unlimited benefits in the form of Reward Points. The card offers up to 5x Reward Points on dining, movies, departmental stores and grocery spends.

Standard Chartered Bank Credit Card Eligibility

Income: The minimum income of the applicant should be Rs. 27,500 for salaried employees and annual income after tax deduction should be Rs. 500,000 for self employed. Usually, Standard Chartered Bank gives a credit limit of 2 to 3 times of the monthly income you earn. For salaried individuals, it is based on the net monthly salary and in case of self-employed individuals, it is based on the income declared in IT return filed for the last financial year. In case you have an existing credit card from Standard Chartered Bank or from any other bank, then Standard Chartered Bank will not check your income and your credit card eligibility will be checked based on existing credit card's transaction history.

CIBIL Score: Most banks, including Standard Chartered Bank prefer a credit score of 700 and above before sanctioning a credit card for you. A lower score reduces your chance of getting credit card approval. A high credit score would allow you to get an easy approval on credit card. If you already have a credit card then Standard Chartered Bank checks your existing credit card's transaction and payment history to ensure that you are capable to make repayments on time.

Existing Relationship with Standard Chartered Bank: If you already have an account with Standard Chartered Bank, you have a higher chance of getting a credit card. Standard Chartered Bank comes with special credit card schemes for its existing bank holders which would mean higher credit limit, waiver or discount on joining fees and annual fees and special promotional offers as a joining pack. In addition, if you have been maintaining a good balance in your account consistently over the , past few years, you are more likely to secure a higher credit limit on your card.

Age: Bank has different credit cards targeted at different age groups and income groups of borrowers. You can apply for a credit card from Standard Chartered Bank if you are at least 21 years old upto maximum age group of 64 years. However, the minimum age to get a credit card from Standard Chartered Bank varies by various schemes depending on the card your choose to apply for.

Documents required for Standard Chartered Bank credit card

The type of documents required differ for new and existing card holders. Existing credit card holders are those who already own a credit card either from Standard Chartered Bank or from any other bank. In this case, income documents are not required.

Document Type For New Card Holders For Existing Card Holders
Identity Proof PAN card, Driving License, Voter ID card, Passport PAN card, Driving License, Voter ID card, Passport
Address Proof Bank statement, Rent agreement, Voter ID card, Ration card, Passport, Driving License, Postpaid Number Bank statement, Rent agreement, Voter ID card, Ration card, Passport, Driving License, Postpaid Number
Income Proof
  • In case of salaried Individual- Last 3 months salary slips, 6 months bank statement for salary account
  • In case of self-employed- Latest IT returns with computation of income or certified financial documents, Proof of business continuity
Not Required
Existing Card Proof Not Required Front copy of card, 1 latest statement within 15 days

Frequently Asked Questions

Which is the best Standard Chartered Credit Card?

Standard Chartered credit card comes with a range of offers and benefits for its customers. However, the best Standard Chartered Bank Credit Cards is Platinum Rewards Card with NIL joining fee and no annual fees for lifetime. This card also come with many attractive offers and schemes for the users with attractive cashbacks and discounts making it one of the most sought-after cards in India.

Who can apply for standard chartered credit card?

To apply for Standard Chartered Credit Card, the minimum age of the applicant should be at least 18 years and not more than 60 years at the time of applying for a credit card. In addition to this, the applicant must meet the other eligibility criteria also such as minimum income, regular employment and good credit score. You should belong to credit card sourcing locations of the bank.

How can I view standard chartered credit card statement?

Standard Chartered credit card holders can download their credit card statement, using the following simple steps:

Step 1:Log on to Standard Chartered Netbanking or Online Banking

Step 2:Go to Card Services

Step 3: Click on Card Information

You can view your Standard Chartered Credit Card statement online now.

What is the interest rate of Standard Chartered Bank credit card?

The Interest rate on Standard Chartered Credit Card varies from card to card. However, the interest rate charged on late-payment of credit card bill ranges can go upto 3.49% per month from the transaction date.

Credit Card News - Apr 2019
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