Standard Chartered Credit Card

Last Updated 16th Dec 2018

Standard Chartered Bank Card Online

Polpular Standard Chartered Cards Interest Rate Annual Fee
Super Value Titanium Card 3.49% Rs. 750
Manhattan Platinum Card 3.49% Rs. 999
Platinum Rewards Card 3.49% Rs. 250
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Compare Standard Chartered Bank Credit Cards Online, Best Standard Chartered Credit Cards

Standard Chartered Bank Credit Cards Category Joining Fee Monthly Interest Charge
Emirates Platinum Card Travel and Airline NIL 3.10%
Landmark Rewards Lifestyle NIL 3.49%
Manhattan Platinum Card Cashback, Rewards NIL 3.49%
Platinum Rewards Card Rewards NIL 3.49%
Super Value Titanium Card Cashback, Rewards NIL 3.49%
Ultimate Card Cashback, Shopping Rs. 5,000 3.49%
Visa Infinite Card Lifestyle NIL 3.10%
Yatra Platinum Card Cashback, Travel and Airline NIL 3.49%

Why choose Standard Chartered Bank Credit Cards?

Standard Chartered crads are known to be the best in class in terms of generating savings for shoppers. The bank offers many credit cards for an easy shopping experience, while enjoying rewards, cashback and exclusive membership advantages at the same time. Standard Chartered cards come with The Good Life programme that helps you avail discounts and offers across dining, shopping, travel and many more .

Top Standard Chartered Bank Credit Cards

Super Value Titanium Card: Super Value Titanium Card is one of the best cashback cards which offers 5% cashback on fuel spends across all fuel stations, on telephone bill payments, and on utility bill payments. The card also offers 5x Reward Points to its premium banking customers and a complimentary Priority Pass to airport lounges,

Manhattan Platinum Card: Another great cashback card by Standard Chartered is the Manhattan Platinum card. This card helps you save on your expenses by offering 5% cashback and 3x reward points when you spend at supermarkets. You can also enjoy a host of offers and discounts across shopping, travel, dining and more with exclusive offers on this card.

Platinum Rewards Card: The Platinum Rewards card stands up to its name by offering unlimited benefits in the form of Reward Points. The card offers up to 5x Reward Points on dining, movies, departmental stores and grocery spends.

Standard Chartered Bank Credit Card Eligibility

Income: The minimum income of the applicant should be Rs. 27,500 for salaried employees and annual income after tax deduction should be Rs. 500,000 for self employed. Usually, Standard Chartered Bank gives a credit limit of 2 to 3 times of the monthly income you earn. For salaried individuals, it is based on the net monthly salary and in case of self-employed individuals, it is based on the income declared in IT return filed for the last financial year. In case you have an existing credit card from Standard Chartered Bank or from any other bank, then Standard Chartered Bank will not check your income and your credit card eligibility will be checked based on existing credit card's transaction history.

CIBIL Score: Most banks, including Standard Chartered Bank prefer a credit score of 700 and above before sanctioning a credit card for you. A lower score reduces your chance of getting credit card approval. A high credit score would allow you to get an easy approval on credit card. If you already have a credit card then Standard Chartered Bank checks your existing credit card's transaction and payment history to ensure that you are capable to make repayments on time.

Existing Relationship with Standard Chartered Bank: If you already have an account with Standard Chartered Bank, you have a higher chance of getting a credit card. Standard Chartered Bank comes with special credit card schemes for its existing bank holders which would mean higher credit limit, waiver or discount on joining fees and annual fees and special promotional offers as a joining pack. In addition, if you have been maintaining a good balance in your account consistently over the , past few years, you are more likely to secure a higher credit limit on your card.

Age: Bank has different credit cards targeted at different age groups and income groups of borrowers. You can apply for a credit card from Standard Chartered Bank if you are at least 21 years old upto maximum age group of 64 years. However, the minimum age to get a credit card from Standard Chartered Bank varies by various schemes depending on the card your choose to apply for.

Documents required for Standard Chartered Bank credit card

The type of documents required differ for new and existing card holders. Existing credit card holders are those who already own a credit card either from Standard Chartered Bank or from any other bank. In this case, income documents are not required.

Document Type For New Card Holders For Existing Card Holders
Identity Proof PAN card, Driving License, Voter ID card, Passport PAN card, Driving License, Voter ID card, Passport
Address Proof Bank statement, Rent agreement, Voter ID card, Ration card, Passport, Driving License, Postpaid Number Bank statement, Rent agreement, Voter ID card, Ration card, Passport, Driving License, Postpaid Number
Income Proof
  • In case of salaried Individual- Last 3 months salary slips, 6 months bank statement for salary account
  • In case of self-employed- Latest IT returns with computation of income or certified financial documents, Proof of business continuity
Not Required
Existing Card Proof Not Required Front copy of card, 1 latest statement within 15 days

Frequently Asked Questions

Which Standard Chartered Bank credit cards are best for people who frequently travel abroad?

Standard Chartered Bank offers many travel cards which are attractive from the point of foreign exchange services, airport lounge services and booking tickets. These are Emirates Platinum Card, Yatra Platinum Card.

Which Standard Chartered Bank credit cards are best for shopping?

Standard Chartered Bank’s shopping cards are Ultimate Card which are best for customers who are frequent shoppers as they offer a host of attractive cashbacks and rewards.

Which credit cards of Standard Chartered Bank offer the most rewards and cashbacks?

Manhattan Platinum Card, Super Value Titanium Card, Ultimate Card, Yatra Platinum Card, Manhattan Platinum Card, Platinum Rewards Card, Super Value Titanium Card are the popular cashback and reward cards. These cards also offer fuel surcharge waivers

What are lifestyle cards? Which are Standard Chartered Bank’s lifestyle cards?

Lifestyle card offers host of upgrades, services and benefits for those who frequently prefer to go on holidays with family/friends and enjoy a luxurious and personalized travel and stay experience. Standard Chartered Bank offers Landmark Rewards, Visa Infinite Card as premium lifestyle cards with features exclusive airport lounge access, discounts, frequent flyer benefits and many other lifestyle related rewards.

What happens if I do not make my Standard Chartered Bank credit card payment on time?

If you do not make your Standard Chartered Bank credit card payment on or before due date, then Standard Chartered Bank levies an interest charge of 3.10% to 3.49% on your credit card which has to be paid by you along with the due amount. All the transactions made by you in the credit card period appears in your Standard Chartered credit card statement.

Credit Card News - Dec 2018
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