MyLoanCare is a FREE of cost service for borrowers Apply Online

MyLoanCare - Baat Aapke Interest Ki

MyLoanCare Customer Ratings - 4.5/5.0 Apply Online

Unnati Credit Card 2021

Unnati Credit Card Fee and Charges

Last Updated 08th Oct 2021
Joining feesNil
First Year Annual Fees Nil
Renewal Fees from 2nd Year Nil
Interest Rate/ Finance Charges per month2.50%
Brand Partner N/A
Late Payment Charges NIL
demat account

Open Instant Demat Account from 5paisa and Get Rs. 200 in your a/c

Click Here To Apply T&C apply
Apply for Credit Card Looking for a Loan? Looking for an Investment?

Unnati Credit Card Features

  • SBI Unnati credit card is accepted across the globe
  • An interest-free credit period of 20-50 days can be granted
  • The card comes with no annual fees for first 4 years.

Unnati Credit Card Benefits

  • Earn one reward point for every ₹100 spent
  • Get Cashback on spending more than ₹50,000 in a year
  • 1% fuel surcharge waiver when spent between ₹500- ₹3000.

Unnati Credit Card Eligibility

An applicant needs to meet the following criteria to get Unnati Credit Card from SBI:

  • CIBIL: SBI require a minimum CIBIL score of 700 for issuing its Unnati Credit Card .
  • Occupation: SBI offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Rewards Card

  • Get rewards for spending
  • Rewards card offers you reward points, every time you spend on pre-specified categories. Get attractive gift vouchers and discount coupons available on accumulated reward points.
    Rewards cards are similar to cash back credit cards, but instead of receiving cash when you spend you gain reward points which can be converted into vouchers spendable at a large range of retailers.
  • Receive rewards at leading hotels, dining outlets, apparel stores, departmental stores.
  • Lounge access at selected airports.
  • Enjoy offers on holidays, golfing retreats, movie tickets, dining and more.
  • Redeem awards at a large number of shopping outlets include online retailers.
  • Convert your purchases into easy to pay EMIs.

FAQs

What charges I need to pay as joining fee for Unnati Credit Card of SBI?

Joining fee charged on SBI Unnati Credit Card is NIL.

What is the annual fee for Unnati Credit Card ?

Annual fee charged on Unnati Credit Card is NIL.

Is there any late payment charge on Unnati Credit Card ?

No, SBI does not charge any late payment fee on your Unnati Credit Card .

What is the second year renewal fee on Unnati Credit Card ?

SBI charges a second year renewal fee of NIL on your Unnati Credit Card

What is the interest charge per month on Unnati Credit Card ?

SBI charges an interest of 2.50% per month on Unnati Credit Card .


Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 6.50%. Cashback of up to ₹ 1,000

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000.

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 9.00% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 6.90%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 6.95%.

    Invest Now
SBI Credit Card News - Oct 2021
  • 2021-10-05 : SBI Partners With Indian Navy For Launch Of Credit Card
    State Bank of India (SBI) has introduced a new credit card- NAV-eCash Card- in partnership with the Indian Navy. The card is enabled with dual-chip technology which will enable online as well as offline transactions. This card is only for the officers who are posted at the countrys largest naval aircraft carrier INS Vikramaditya.
  • 2021-06-30 : Change in service charge for SBI ATM cash withdrawals
    The State Bank of India (SBI) has revised its service charges for cash withdrawals from ATMs and bank branches. The new charges would apply to the chequebook, transfer and other non-financial transactions. The new service charges will come into effect from 1 July 2021 and will be applicable for Basic Savings Bank Deposit (BSBD) account holders.
  • 2021-06-25 : SBI card and Fabindia have launched contactless co-branded credit cards
    SBI Card has joined hands with lifestyle retail chain Fabindia by launching contactless co-branded credit cards to cater to the premium segment customers. This premium card will allow the customers Direct access to Fabfamily loyalty programme Platinum Tier, Fabindia gift vouchers worth INR 1500 as a welcome benefit, along with several other exciting offers.
  • 2021-06-23 : Google Pay launches cards tokenisation with SBI and other banks
    After successfully rolling out tokenisation with Kotak Mahindra Bank, SBI Cards, and Axis Bank, Google Pay has now added debit cards by SBI, IndusInd Bank, and Federal Bank and credit cards by IndusInd Bank and HSBC India to its slate. Digital wallet platform Google Pay has expanded its network of bank partners offering cards tokenisation on the Google Pay app and added lenders including SBI, IndusInd Bank, Federal Bank, and HSBC India. Google has rebranded its Tez app, launched in September, as Google Pay—the catch-all label for its payments services.
  • 2021-04-27 : SBI introduced video KYC on mobile banking app YONO
    With an aim to improve the customer experience and improve the loan and investment portfolio, SBI introduced KYC on its Mobile banking app YONO. The digital initiative, powered by AI and Facial Recognition Technology, is a contactless and paperless process.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Loader
Please wait while your information is being processed...