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Unnati Credit Card 2022

Unnati Credit Card Fee and Charges

Last Updated 29th Apr 2022
Joining feesNil
First Year Annual Fees Nil
Renewal Fees from 2nd Year Nil
Interest Rate/ Finance Charges per month2.50%
Brand Partner N/A
Late Payment Charges NIL
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Unnati Credit Card Features

  • SBI Unnati credit card is accepted across the globe
  • An interest-free credit period of 20-50 days can be granted
  • The card comes with no annual fees for first 4 years.

Unnati Credit Card Benefits

  • Earn one reward point for every ₹100 spent
  • Get Cashback on spending more than ₹50,000 in a year
  • 1% fuel surcharge waiver when spent between ₹500- ₹3000.

Unnati Credit Card Eligibility

An applicant needs to meet the following criteria to get Unnati Credit Card from SBI:

  • CIBIL: SBI require a minimum CIBIL score of 700 for issuing its Unnati Credit Card .
  • Occupation: SBI offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Rewards Card

  • Get rewards for spending
  • Rewards card offers you reward points, every time you spend on pre-specified categories. Get attractive gift vouchers and discount coupons available on accumulated reward points.
    Rewards cards are similar to cash back credit cards, but instead of receiving cash when you spend you gain reward points which can be converted into vouchers spendable at a large range of retailers.
  • Receive rewards at leading hotels, dining outlets, apparel stores, departmental stores.
  • Lounge access at selected airports.
  • Enjoy offers on holidays, golfing retreats, movie tickets, dining and more.
  • Redeem awards at a large number of shopping outlets include online retailers.
  • Convert your purchases into easy to pay EMIs.

FAQs

What charges I need to pay as joining fee for Unnati Credit Card of SBI?

Joining fee charged on SBI Unnati Credit Card is NIL.

What is the annual fee for Unnati Credit Card ?

Annual fee charged on Unnati Credit Card is NIL.

Is there any late payment charge on Unnati Credit Card ?

No, SBI does not charge any late payment fee on your Unnati Credit Card .

What is the second year renewal fee on Unnati Credit Card ?

SBI charges a second year renewal fee of NIL on your Unnati Credit Card

What is the interest charge per month on Unnati Credit Card ?

SBI charges an interest of 2.50% per month on Unnati Credit Card .


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SBI Credit Card News - May 2022
  • 2022-04-27 : SBI Card Partners with TCS for Digital Transformation
    TCS has signed a deal with SBI to digitalize and transform the online onboarding processes of SBI customers and will further enable the client to expand its e card issuance.
  • 2022-02-07 : HDFC Bank, SBI Card Focus on Cashbacks
    Leading credit card companies HDFC Bank and SBI Card have sharply cut reward points in their premium offerings. SBI Card, meanwhile, has reduced the reward rate for one of its core credit card offerings, SBI SimplySave, from 2.5% to 1.7%. HDFC Bank has cut its reward points by 30-50% on its premium cards HDFC Infinia and HDFC Diners Black
  • 2021-12-15 : SBI Launches Fitness Focused Credit Card
    State Bank of India has launched a fitness-focused credit card, SBI Pulse Card. The card provides welcome gifts such as Noise Color Fit Pulse Smartwatch worth Rs. 4999 and other health benefits.
  • 2021-12-01 : SBI Charges Processing Fees on Credit Cards
    State Bank of India will charge processing fees of Rs 99 with the tax on EMI transactions starting from December 1, 2021.
  • 2021-11-15 : SBI Introduces Processing Fee On EMI Transaction
    State Bank of India (SBI) will charge processing fee on all EMI transactions of credit card. The lender has decided a fee of Rs 99 plus tax for all the emi transactions. The new guidelines will be applicable from December 1, 2021. Such fee is also applicable on the transactions made on Amazon, Myntra and Flipkart.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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