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IRCTC SBI Platinum Card 2020

IRCTC SBI Platinum Card Fee and Charges

Last Updated 02nd Dec 2020
Joining feesNil
First Year Annual Fees ₹ 300
Renewal Fees from 2nd Year ₹ 300
Interest Rate/ Finance Charges per month3.35%
Brand Partner IRCTC
Late Payment Charges ₹ 950
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IRCTC SBI Platinum Card Features

  • Value Back
  • Transaction fee waiver
  • Bonus reward points
  • Complimentary lounge visits
  • Redeem reward points

IRCTC SBI Platinum Card Benefits

  • Upto 10% value backs on bookings made from IRCTC on AC1, AC2, AC3, AC CC
  • Save 1% transaction charges on railway ticket bookings on IRCTC
  • Get 350 bonus points on joining
  • Get 4 complimentary Premium Railway Lounge Access
  • IRCTC reward points can be redeemed from the webiste for free

IRCTC SBI Platinum Card Eligibility

An applicant needs to meet the following criteria to get IRCTC SBI Platinum Card from SBI:

  • Income: SBI requires a minimum monthly income of ₹ 20,000 or above is to be eligible for IRCTC SBI Platinum Card.
  • Age: The applicant should be of of minimum 21 years to be eligible for IRCTC SBI Platinum Card.
  • CIBIL: SBI require a minimum CIBIL score of 700 for issuing its IRCTC SBI Platinum Card.
  • Occupation: SBI offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
Income ₹ 20,000
Age Min 21 years
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Travel and Airline Card

  • Travel with comfort
  • Travel and airline card give ease and convenience of travel if you are a regular and a frequent airline business traveler in India and to international destinations.
  • Earn additional travel mile points on each ticket purchase if you are a part of frequent flying program for an airline.
  • Miles can be transferred to airline partners.
  • Accumulated miles in your account never expire.
  • Access to premium lounges.
  • In-flight purchase discounts on food.
  • World wide acceptance of the card.


What charges I need to pay as joining fee for IRCTC SBI Platinum Card of SBI?

Joining fee charged on SBI IRCTC SBI Platinum Card is NIL.

What is the annual fee for IRCTC SBI Platinum Card ?

Annual fee charged on IRCTC SBI Platinum Card is ₹ 300.

Can I waive off my annual fee on IRCTC SBI Platinum Card ?

info_waiver_txt no waiver on your IRCTC SBI Platinum Card annual fee.

Is there any late payment charge on IRCTC SBI Platinum Card ?

No, SBI does not charge any late payment fee on your IRCTC SBI Platinum Card.

What is the second year renewal fee on IRCTC SBI Platinum Card ?

SBI charges a second year renewal fee of ₹ 300 on your IRCTC SBI Platinum Card

What is the interest charge per month on IRCTC SBI Platinum Card ?

SBI charges an interest of 3.35% per month on IRCTC SBI Platinum Card.

Credit Card Reviews 2.5/5  by 1 customers
MyLoanCare Service
Banks Service
Govind Bhai Darji, Ahmedabad
Reviewed on 14th Oct 2019
2.5 / 5 stars
SBI Credit Card Availed in Jun 2019

Good job.

SBI Credit Card News - Dec 2020
  • 2020-11-25 : Contactless payment by Mastercard on the SBI Card App
    The introduction of their contactless payments on the SBI Card app was announced today by Mastercard and SBI Cards. It is the first credit card issuer app in India to use the Mastercard Digital Enablement Service, tokenization network of Mastercard. In this programme, customers need not carry physical cards and can use their mobile devices to shop at any contactless point of sale terminal. So, with only a tap on their cell phone, cardholders can pay up to ₹ 2,000, and for payments above ₹ 2000, cardholders will have to enter the PIN.
  • 2020-11-11 : SBI to focus on financial inclusion
    SBI is planning to increase the share of its newly created business vertical, financial inclusion and micro-markets from the current 12% to 20% by March 2022. The bank recently created a separate FI&MM vertical within the bank with an aim of financial inclusion of rural and semi-urban areas to improve customer experience in the hinterland.
  • 2020-11-05 : SBI net profit rises to ₹4,574 crores in Q2
    SBI September quarter net profit jumped 52% year-on-year to Rs 4,574.16 crore as the provisions declined during the quarter. Credit growth for the bank logged an improvement of 6.02% over the previous year driven by home, personal, car, two-wheeler and gold loan along with mudra and business loan. Total advances at the end of Q2 were at Rs 23.83 trillion. Further, total Deposits which includes fixed and recurring deposits grew at 14.4% on a yearly basis to Rs 34.70 trillion, out of which current account deposit grew by 8.55% YoY while saving bank deposits grew by 16.28 per cent YoY.
  • 2020-11-05 : SBI Card and Paytm launch credit cards
    SBI Card launched credit cards in partnership with the digital payment platform Paytm. The partnership launched Paytm SBI Card and Paytm SBI Card SELECT. The joint venture is aiming to offer customers tailored products which bring maximum value in line with spending needs and to encourage digital forms of payments for a safe and enhanced customer experience.
  • 2020-09-30 : SBI in tie-up to offer digital payment solutions to HUL retailers and distributors
    State Bank of India (SBI) and Hindustan Unilever Ltd (HUL) have signed a memorandum of understanding (MoU), under which the bank will provide its digital payment and financing solutions to the FMCG company’s retailers and distributors.
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