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IRCTC SBI Platinum Card 2020

IRCTC SBI Platinum Card Fee and Charges

Last Updated 17th Sep 2020
Joining fees₹ 500
First Year Annual Fees ₹ 300
Renewal Fees from 2nd Year ₹ 300
Interest Rate/ Finance Charges per month3.35%
Brand Partner IRCTC
Late Payment Charges ₹ 950

IRCTC SBI Platinum Card Features

  • Get 350 activation bonus Reward Points on single transaction of Rs. 500 or more
  • IRCTC SBI Platinum Card offers on travel, golf, dining and other entertainment options from Visa
  • Withdraw cash worldwide over 1 million visa ATMs, including over 18000 visa ATMs in India and more than 10000 state bank ATMs spread across 100 cities in India
  • Use your card at over 29 million Visa outlets worldwide and over 325000 outlets in India
  • Pay back your EMIs at low rate of interest by transferring the outstanding balance of other banks credit cards to your SBI IRCTC Platinum Card

IRCTC SBI Platinum Card Benefits

  • Buy tickets through & earn upto 10% valueback as reward points
  • Save 1.8% transaction charges on railway ticket bookings on IRCTC
  • Get 1% fuel surcharge waiver worth Rs. 500 to Rs. 3000
  • 1 Reward Point per Rs. 125 spent on non fuel purchases

IRCTC SBI Platinum Card Eligibility

An applicant needs to meet the following criteria to get IRCTC SBI Platinum Card from SBI:

  • Income: SBI requires a minimum monthly income of ₹ 20,000 or above is to be eligible for IRCTC SBI Platinum Card.
  • Age: The applicant should be of of minimum 21 years to be eligible for IRCTC SBI Platinum Card.
  • CIBIL: SBI require a minimum CIBIL score of 700 for issuing its IRCTC SBI Platinum Card.
  • Occupation: SBI offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
Income ₹ 20,000
Age Min 21 years
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Travel and Airline Card

  • Travel with comfort
  • Travel and airline card give ease and convenience of travel if you are a regular and a frequent airline business traveler in India and to international destinations.
  • Earn additional travel mile points on each ticket purchase if you are a part of frequent flying program for an airline.
  • Miles can be transferred to airline partners.
  • Accumulated miles in your account never expire.
  • Access to premium lounges.
  • In-flight purchase discounts on food.
  • World wide acceptance of the card.


What charges I need to pay as joining fee for IRCTC SBI Platinum Card of SBI?

Joining fee charged on SBI IRCTC SBI Platinum Card is ₹ 500.

What is the annual fee for IRCTC SBI Platinum Card ?

Annual fee charged on IRCTC SBI Platinum Card is ₹ 300.

Can I waive off my annual fee on IRCTC SBI Platinum Card ?

info_waiver_txt no waiver on your IRCTC SBI Platinum Card annual fee.

Is there any late payment charge on IRCTC SBI Platinum Card ?

No, SBI does not charge any late payment fee on your IRCTC SBI Platinum Card.

What is the second year renewal fee on IRCTC SBI Platinum Card ?

SBI charges a second year renewal fee of ₹ 300 on your IRCTC SBI Platinum Card

What is the interest charge per month on IRCTC SBI Platinum Card ?

SBI charges an interest of 3.35% per month on IRCTC SBI Platinum Card.

Credit Card Reviews 2.5/5  by 1 customers
MyLoanCare Service
Banks Service
Govind Bhai Darji, Ahmedabad
Reviewed on 14th Oct 2019
2.5 / 5 stars
SBI Credit Card Availed in Jun 2019

Good job.

SBI Credit Card News - Sep 2020
  • 2020-09-17 : SBI Card working on offering customers facility to see credit scores in login accounts
    SBI Card is working on providing customers with the facility to see their credit bureau scores when they login to their credit card accounts. No extra cost will be charged for this facility.
  • 2020-09-16 : SBI YONO could be a $40 billion goldmine
    SBI could be sitting on a goldmine when it comes to its digital startup YONO (You only need one). The super-app could be valued at $40 billion with the lender considering long term plans to hive it off as a separate entity once it assumes a certain size.
  • 2020-09-15 : SBI Card to enrol delinquent customers in restructuring plans
    SBI Card is in the process of enrolling delinquent customers, who did not repay after the end of the moratorium, in the RBI restructuring scheme. The bank is planning to assist customers by providing them more time for repayments.
  • 2020-09-03 : SBI shares safety tips to eliminate online fraud
    SBI shared tips to stay safe and to recognise fraudsters. The bank, in a short video clip shared on SBI official Twitter handle, warned that the financial service sector is increasingly becoming a target for cybercrime. Further, the bank shared some ways to avoid getting scammed which includes guidelines such as never click on suspicious links, Change your account passwords constantly etc.
  • 2020-07-28 : SBI Card, IRCTC launch co-branded contactless credit card
    IRCTC and SBI Card together launched their new Co-branded Contactless Credit Card on RuPay Platform. The card is striving to pursue the mission of Aatma Nirbhar Bharat, Digital India and Make In India. The new co-branded credit card provides the rail passengers maximum savings on their travel along with exclusive benefits on retail, dining and entertainment.
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