MyLoanCare is a FREE of cost service for borrowers

Get Cashback of ₹ 100* on Credit Card

MyLoanCare Customer Ratings - 4.5/5.0

IRCTC SBI Platinum Card 2020

IRCTC SBI Platinum Card Fee and Charges

Last Updated 14th Jul 2020
Joining fees₹ 500
First Year Annual Fees ₹ 300
Renewal Fees from 2nd Year ₹ 300
Interest Rate/ Finance Charges per month3.35%
Brand Partner IRCTC
Late Payment Charges ₹ 950

IRCTC SBI Platinum Card Features

  • Get 350 activation bonus Reward Points on single transaction of Rs. 500 or more
  • IRCTC SBI Platinum Card offers on travel, golf, dining and other entertainment options from Visa
  • Withdraw cash worldwide over 1 million visa ATMs, including over 18000 visa ATMs in India and more than 10000 state bank ATMs spread across 100 cities in India
  • Use your card at over 29 million Visa outlets worldwide and over 325000 outlets in India
  • Pay back your EMIs at low rate of interest by transferring the outstanding balance of other banks credit cards to your SBI IRCTC Platinum Card

IRCTC SBI Platinum Card Benefits

  • Buy tickets through & earn upto 10% valueback as reward points
  • Save 1.8% transaction charges on railway ticket bookings on IRCTC
  • Get 1% fuel surcharge waiver worth Rs. 500 to Rs. 3000
  • 1 Reward Point per Rs. 125 spent on non fuel purchases

IRCTC SBI Platinum Card Eligibility

An applicant needs to meet the following criteria to get IRCTC SBI Platinum Card from SBI:

  • Income: SBI requires a minimum monthly income of ₹ 20,000 or above is to be eligible for IRCTC SBI Platinum Card.
  • Age: The applicant should be of of minimum 21 years to be eligible for IRCTC SBI Platinum Card.
  • CIBIL: SBI require a minimum CIBIL score of 700 for issuing its IRCTC SBI Platinum Card.
  • Occupation: SBI offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
Income ₹ 20,000
Age Min 21 years
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Travel and Airline Card

  • Travel with comfort
  • Travel and airline card give ease and convenience of travel if you are a regular and a frequent airline business traveler in India and to international destinations.
  • Earn additional travel mile points on each ticket purchase if you are a part of frequent flying program for an airline.
  • Miles can be transferred to airline partners.
  • Accumulated miles in your account never expire.
  • Access to premium lounges.
  • In-flight purchase discounts on food.
  • World wide acceptance of the card.


What charges I need to pay as joining fee for IRCTC SBI Platinum Card of SBI?

Joining fee charged on SBI IRCTC SBI Platinum Card is ₹ 500.

What is the annual fee for IRCTC SBI Platinum Card ?

Annual fee charged on IRCTC SBI Platinum Card is ₹ 300.

Can I waive off my annual fee on IRCTC SBI Platinum Card ?

No, there is no waiver on your IRCTC SBI Platinum Card annual fee.

Is there any late payment charge on IRCTC SBI Platinum Card ?

No, SBI does not charge any late payment fee on your IRCTC SBI Platinum Card.

What is the second year renewal fee on IRCTC SBI Platinum Card ?

SBI charges a second year renewal fee of ₹ 300 on your IRCTC SBI Platinum Card

What is the interest charge per month on IRCTC SBI Platinum Card ?

SBI charges an interest of 3.35% per month on IRCTC SBI Platinum Card.

Credit Card Reviews 2.5/5  by 1 customers
MyLoanCare Service
Banks Service
Govind Bhai Darji, Ahmedabad
Reviewed on 14th Oct 2019
2.5 / 5 stars
SBI Credit Card Availed in Jun 2019

Good job.

SBI Credit Card News - Jul 2020
  • 2020-03-11 : New security rules for Debit and Credit cards
    Reserve Bank of India introduced new security rules for Debit and Credit cards. It instructed banks to restrict new credit and debit card customers from performing any transactions apart from domestic transactions at ATM and PoS terminal. For other transactions such as international, online and contactless transactions, customers have to set up services on their cards.
  • 2020-02-24 : SBI and Landmark group launched co-branded credit cards
    State Bank of India and hospitality conglomerate Landmark Group launched co-branded credit cards. The venture launched Lifestyle Home Centre SBI Card, Max SBI Card and Spar SBI Cards. These cards will provide one-stop payment solution across categories such as fashion, home furnishing, furniture and grocery. The cards are introduced to ease the payment process for users.
  • 2019-12-24 : SBI customers can now shop from SBI Card App
    Through the new SBI Card App you can make the payment just by opening the app near the POS (point of sale) terminal. In its constant effort to make digital payments a lot safer for its customers, this new step provides greater payment security by safeguarding from card cloning, skimming, etc.
  • 2019-09-03 : SBI cards plan to issue Rupay credit cards to its users
    In a bid to boost the homegrown payments network, SBI Card plans to launch a Rupay card. The Rupay card is the first Indian debit and credit card payment network. The Rupay card will be beneficial for people who travel abroad. Also, it allows users to earn cash backs, discounts, and insurance covers.
  • 2019-09-02 : SBI offers IPO Service on its credit card to boost business
    In a bid to boost its credit card business, SBI plans to run the IPO service. IPO, or Initial Public Offering enables investors to earn higher returns. The Bank plans to run this service in the last quarter of this fiscal year. This will boost the credit card users in the market and would also allow Bank to generate its expected income of Rs 80 crores.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More
Please wait while your information is being processed...