MyLoanCare is a FREE of cost service for borrowers

Get Cashback of * on Credit Card

MyLoanCare Customer Ratings - 4.5/5.0

IRCTC Platinum Card 2021

IRCTC Platinum Card Fee and Charges

Last Updated 25th Feb 2021
Joining fees₹ 500
First Year Annual Fees ₹ 300
Renewal Fees from 2nd Year ₹ 300
Interest Rate/ Finance Charges per month3.35%
Brand Partner IRCTC
Late Payment Charges ₹ 950
Apply for Credit Card Looking for a Loan? Looking for an Investment?

IRCTC Platinum Card Features

  • Value Back
  • Transaction fee waiver
  • Bonus reward points
  • Complimentary lounge visits
  • Redeem reward points

IRCTC Platinum Card Benefits

  • Upto 10% value backs on bookings made from IRCTC on AC1, AC2, AC3, AC CC
  • Save 1% transaction charges on railway ticket bookings on IRCTC
  • Get 350 bonus points on joining
  • Get 4 complimentary Premium Railway Lounge Access
  • IRCTC reward points can be redeemed from the webiste for free

IRCTC Platinum Card Eligibility

An applicant needs to meet the following criteria to get IRCTC Platinum Card from SBI:

  • Income: SBI requires a minimum monthly income of ₹ 20,000 or above is to be eligible for IRCTC Platinum Card.
  • Age: The applicant should be of of minimum 21 years to be eligible for IRCTC Platinum Card.
  • CIBIL: SBI require a minimum CIBIL score of 700 for issuing its IRCTC Platinum Card.
  • Occupation: SBI offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
Income ₹ 20,000
Age Min 21 years
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Travel and Airline Card

  • Travel with comfort
  • Travel and airline card give ease and convenience of travel if you are a regular and a frequent airline business traveler in India and to international destinations.
  • Earn additional travel mile points on each ticket purchase if you are a part of frequent flying program for an airline.
  • Miles can be transferred to airline partners.
  • Accumulated miles in your account never expire.
  • Access to premium lounges.
  • In-flight purchase discounts on food.
  • World wide acceptance of the card.

FAQs

What charges I need to pay as joining fee for IRCTC Platinum Card of SBI?

Joining fee charged on SBI IRCTC Platinum Card is ₹ 500.

What is the annual fee for IRCTC Platinum Card ?

Annual fee charged on IRCTC Platinum Card is ₹ 300.

Can I waive off my annual fee on IRCTC Platinum Card ?

info_waiver_txt no waiver on your IRCTC Platinum Card annual fee.

Is there any late payment charge on IRCTC Platinum Card ?

No, SBI does not charge any late payment fee on your IRCTC Platinum Card.

What is the second year renewal fee on IRCTC Platinum Card ?

SBI charges a second year renewal fee of ₹ 300 on your IRCTC Platinum Card

What is the interest charge per month on IRCTC Platinum Card ?

SBI charges an interest of 3.35% per month on IRCTC Platinum Card.


SBI Credit Card Reviews 2.5/5  by 1 customers
MyLoanCare Service
2/5.0
Banks Service
3/5.0
Govind Bhai Darji, Ahmedabad
Reviewed on 14th Oct 2019
2.5 / 5 stars
SBI Credit Card Availed in Jun 2019

Good job.

Notification ×
  • Special Credit Card Offers

    Get amazing offers, discounts and welcome gift vouchers on SBI Credit Cards.

    Apply Now
  • Credit Card for your needs

    Compare and choose the best credit card offers as per your spending pattern.

    Apply Now
  • Zero Annual Fees Credit Card

    Apply for a zero annual fee & joining fee credit card to build your credit score.

    Check Eligibility
  • High LTV on Gold Loan

    Instant Gold Loan upto 90% of the value of gold.

    Check Offers
  • Personal Loan

    Instant Personal Loan starting at % with Cashback of up to ₹ 1,000 .

    Know More
SBI Credit Card News - Mar 2021
  • 2021-01-08 : SBI and IOC launched co-branded RuPay debit card
    State Bank of India (SBI) and Indian Oil Corporation (IOC) launched a co-branded contactless RuPay debit card. It is a contactless card and transactions up to Rs 5,000 can be paid for with just a tap. The cardholder will get several attractive benefits and associated offers on the purchase of fuel.
  • 2020-12-16 : SBI Card, BPCL to launch credit card offering benefits to high fuel spending customers
    SBI Card launched BPCL SBI Card Octane jointly with BPCL offering maximum savings to consumers who spend a significant amount on fuel. The card is striving to offer maximum savings to the well-heeled consumer who spends a significant amount on fuel. The BPCL SBI Card Octane offers 25X reward points on spends for BPCL fuel and MAK Lubricants, Bharat Gas (LPG) spends (website and app only) and BPCL In and Out convenience store spends. Additionally, The card also offers a complimentary fraud liability cover of Rs 1 lakh.
  • 2020-11-25 : Contactless payment by Mastercard on the SBI Card App
    The introduction of their contactless payments on the SBI Card app was announced today by Mastercard and SBI Cards. It is the first credit card issuer app in India to use the Mastercard Digital Enablement Service, tokenization network of Mastercard. In this programme, customers need not carry physical cards and can use their mobile devices to shop at any contactless point of sale terminal. So, with only a tap on their cell phone, cardholders can pay up to ₹ 2,000, and for payments above ₹ 2000, cardholders will have to enter the PIN.
  • 2020-11-11 : SBI to focus on financial inclusion
    SBI is planning to increase the share of its newly created business vertical, financial inclusion and micro-markets from the current 12% to 20% by March 2022. The bank recently created a separate FI&MM vertical within the bank with an aim of financial inclusion of rural and semi-urban areas to improve customer experience in the hinterland.
  • 2020-11-05 : SBI net profit rises to ₹4,574 crores in Q2
    SBI September quarter net profit jumped 52% year-on-year to Rs 4,574.16 crore as the provisions declined during the quarter. Credit growth for the bank logged an improvement of 6.02% over the previous year driven by home, personal, car, two-wheeler and gold loan along with mudra and business loan. Total advances at the end of Q2 were at Rs 23.83 trillion. Further, total Deposits which includes fixed and recurring deposits grew at 14.4% on a yearly basis to Rs 34.70 trillion, out of which current account deposit grew by 8.55% YoY while saving bank deposits grew by 16.28 per cent YoY.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More
Loader
Please wait while your information is being processed...