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IRCTC Platinum Card 2022

IRCTC Platinum Card Fee and Charges

Last Updated 29th Apr 2022
Joining fees₹ 500
First Year Annual Fees ₹ 300
Renewal Fees from 2nd Year ₹ 300
Interest Rate/ Finance Charges per month3.35%
Brand Partner IRCTC
Late Payment Charges ₹ 950
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IRCTC Platinum Card Features

  • Value Back
  • Transaction fee waiver
  • Bonus reward points
  • Complimentary lounge visits
  • Redeem reward points

IRCTC Platinum Card Benefits

  • Upto 10% value backs on bookings made from IRCTC on AC1, AC2, AC3, AC CC
  • Save 1% transaction charges on railway ticket bookings on IRCTC
  • Get 350 bonus points on joining
  • Get 4 complimentary Premium Railway Lounge Access
  • IRCTC reward points can be redeemed from the webiste for free

IRCTC Platinum Card Eligibility

An applicant needs to meet the following criteria to get IRCTC Platinum Card from SBI:

  • Income: SBI requires a minimum monthly income of ₹ 20,000 or above is to be eligible for IRCTC Platinum Card.
  • Age: The applicant should be of of minimum 21 years to be eligible for IRCTC Platinum Card.
  • CIBIL: SBI require a minimum CIBIL score of 700 for issuing its IRCTC Platinum Card.
  • Occupation: SBI offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
Income ₹ 20,000
Age Min 21 years
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Travel and Airline Card

  • Travel and airline card give ease and convenience of travel if you are a regular and a frequent airline business traveller in India or to international destinations. These cards comes with exciting offers like air miles, hotel discounts, reward points on every spending etc. With these cards you can easily make the transactions in foreign country.
  • Earn additional travel mile points on each ticket purchase if you are a part of frequent flying program for an airline.
  • Miles can be transferred to airline partners.
  • Accumulated miles in your account never expire.
  • Access to premium lounges.
  • In-flight purchase discounts on food.
  • World wide acceptance of the card.

FAQs

What charges I need to pay as joining fee for IRCTC Platinum Card of SBI?

Joining fee charged on SBI IRCTC Platinum Card is ₹ 500.

What is the annual fee for IRCTC Platinum Card ?

Annual fee charged on IRCTC Platinum Card is ₹ 300.

Can I waive off my annual fee on IRCTC Platinum Card ?

no waiver on your IRCTC Platinum Card annual fee.

Is there any late payment charge on IRCTC Platinum Card ?

No, SBI does not charge any late payment fee on your IRCTC Platinum Card.

What is the second year renewal fee on IRCTC Platinum Card ?

SBI charges a second year renewal fee of ₹ 300 on your IRCTC Platinum Card

What is the interest charge per month on IRCTC Platinum Card ?

SBI charges an interest of 3.35% per month on IRCTC Platinum Card.


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*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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