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SBI Credit Card Payment

SBI Credit Card Bill Payment

Last Updated 08th Jun 2021
Online Credit Card Bill PaymentInternet Banking, Mobile Banking, Bill Desk and NEFT
Offline Credit Card Bill PaymentCheque, ATM Payment, Bank Branch, NEFT/ RTGS
Processing TimeInstant to upto 3 days. Varies on the mode of payment
  • SBI Credit Card Bill Payment can be made both through Offline & Online process.
  • Pay SBI credit card bill on time to avoid late payment charges.
  • Non-payment of credit card bills impacts your credit score negatively.

SBI Credit Card Online Payment

There are two modes of making SBI credit card bill payment; offline & online methods. The online methods of payments using SBI accounts offer more convenience & flexibility than the offline modes and can be completed using the methods as mentioned below.

How to pay SBI Credit Card Bills using Internet Banking?

The first method through which SBI credit cardholders can pay their bill online is internet banking. Check the complete process of paying SBI credit card bill using Internet Banking.

  • Firstly, log in to the official website by clicking on https://retail.onlinesbi.com/retail/login.htm.
  • Now, click on ‘Bill Payment’.
  • Complete the registration process by entering your credit card details and clicking on the Submit button.
  • Finally, enter the OTP sent on your registered mobile number to complete the registration process.
  • Now to make a payment click on ‘View/Pay Bills’ select the Biller.
  • On the next page, choose your SBI account number from where the funds must be transferred.
  • Now, enter the amount that is to be paid. Once you have entered all the details, click on ‘Pay Now’.
  • Finally, click on ‘Submit’ to complete the payment of the credit card bill.

How to pay SBI Credit Card bill through Mobile Banking?

Paying SBI credit card bill through SBI mobile application is another convenient mode and can be completed instantly using the steps as mentioned below:

  • Install the SBI mobile banking application on your phone and log in to your account using your customer ID and Password.
  • Choose 'Credit Card' & view details of your credit card.
  • Now, click on 'Credit Card Payment' & select the account through which you want to make the payment.
  • Choose the amount to be paid and click on 'Pay Bill'.

Online Payment Using a non-SBI Account

Individuals can also make payments for SBI credit cards using non-SBI accounts online. Below-mentioned is multiple modes for online credit card bill payment using a non-SBI account.

How to pay SBI credit card bill through NEFT?

To make SBI credit card bill payment through NEFT, follow the below-mentioned steps:

  • Log in to your internet banking account by entering your user name and password.
  • Now select NEFT under 'Fund Transfer' mode.
  • Add your credit card as the beneficiary to make the credit card bill payment.
  • Provide the IFSC code of the credit card and enter the 16-digit Credit Card number in place of the account number.
  • Finally, enter the bank name, bank address of the credit card company/bank and click on the submit button to pay the credit card bill.

SBI Credit Card Payment through RTGS Using IFSC Code

SBI credit card bill payment can also be made through RTGS mode of payment using the below-mentioned steps:

  • Log in to the internet banking account of any bank.
  • Choose RTGS as a mode of payment under 'Fund Transfer'.
  • Add your credit card as the beneficiary to make the credit card bill payment.
  • Provide the IFSC code of the credit card and enter the 16-digit Credit Card number in place of the account number.
  • Finally, enter the bank name, bank address of the credit card company/bank and click on the submit button to pay the credit card bill.

SBI Credit Card Bill Payment through Bill Desk

Paying SBI credit card bills online through BillDesk is easy, and can be done both through the debit card of your bank or by using the internet banking facility. Follow these steps to make SBI Credit Card Bill Payment through Bill Desk.

  • Create an account with Billdesk, which is a payment gateway, and add the necessary information.
  • Add your 16 digits SBI credit card number and amount to be paid.
  • Choose the bank for making a bill payment.
  • To make a payment login to your account using your ID & password.
  • Finally, authorise the payment by entering an OTP sent to your registered mobile number.

SBI Credit Card Payment IFSC Code

To make SBI credit card bill payment via UPI, individuals would need to register for UPI payments & must have a UPI ID or Account number and IFSC Code. There are multiple mobile applications including Paytm, Google Pay, BHIM etc. for paying SBI credit card bills through UPI. Follow the below-mentioned steps once you complete the registration process for UPI payments.

  • Login to your Mobile Banking app & click on Pay.
  • Click on UPI Payment & choose 'Send Money'.
  • Pay via UPI ID or Account number and credit card payment IFSC Code.
  • Enter the amount, Remarks, and pay the amount.

SBI Credit Card Bill Payment through VISA CardPay

SBI credit cardholders can pay credit card bills for their Visa Credit Cards through Visa Money Transfer. Below mentioned are steps to the same.

  • Log into your bank net banking account.
  • Click on 'Fund Transfer', and then select 'Transact'.
  • Click on 'Visa CardPay' and enter all the details.
  • Finally, click on 'Continue' & then initiate and execute the transaction.

Payment Processing Time for the Various Methods

Payment MethodProcessing Time
Internet BankingSame Day
Mobile BankingSame Day
NEFTVaries based on your bank account
RTGSVaries based on your bank account
Bill Desk2 to 3 days
UPIInstant
VISA CardPay2 to 3 working days

SBI Credit Card Bill Payment Offline

SBI credit cardholders can also make their bill payment through the offline modes as mentioned below:

  • ATM Funds Transfer: With 24*7 round the clock facility for ATMs, cardholders can easily make credit card payment by walking to the nearest ATM. All they need to do is insert their SBI debit/ ATM card & follow the instructions as provided on the ATM.
  • Cheque Payments: SBI credit card bill payment can also be made through the cheque facility. Issue a cheque in favour of SBI Bank Credit Card Number & then provide the cheque at the nearest SBI Bank branch. It will take around 3 days for the amount to be credited.
  • Savings Account: SBI Bank credit card holders can also quickly pay their SBI Bank credit card bills using NEFT or RTGS facility by visiting the bank branch.
  • Over the counter: Individuals can also visit the SBI Bank branch & make SBI Bank credit card bill payment through cash. However, this mode of payment would also attract cash processing fee.

FAQs

How can I pay my SBI credit card bill online?

SBI account holders can pay credit card bills using multiple methods using their SBI accounts or bank accounts of other banks. The online modes of paying credit card bills include net banking facility & SBI mobile banking facility. To pay SBI credit card bills using non-SBI accounts account holders can use methods such as NEFT/RTGS facility, Bill Desk & UPI etc.

How can I make the HDFC credit card bill payment offline?

Individuals can make the payment for SBI credit card bill offline through the below-mentioned steps:

  • Cash
  • Cheque
  • ATM
  • NEFT/RTGS

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SBI Credit Card News - Jun 2021
  • 2021-04-27 : SBI introduced video KYC on mobile banking app YONO
    With an aim to improve the customer experience and improve the loan and investment portfolio, SBI introduced KYC on its Mobile banking app YONO. The digital initiative, powered by AI and Facial Recognition Technology, is a contactless and paperless process.
  • 2021-04-27 : SBI Card reported a Q4 profit of ₹175-crore profit
    SBI Card reported a net profit of ₹175 crores for the fourth quarter ended March 31, 2021. The profit was boosted by an increase in other income, lower provisioning for impairment and bad debts.
  • 2021-03-21 : SBI recorded digital transactions as high as 67%
    State Bank of India has recorded a considerable increase in its digital transactions. The bank reported 67% digital transaction in the post Covid period from earlier 60% in the pre Covid times. The increase is attributed to hike in e-commerce due to covid induced lockdown which restricted the movement.
  • 2021-01-08 : SBI and IOC launched co-branded RuPay debit card
    State Bank of India (SBI) and Indian Oil Corporation (IOC) launched a co-branded contactless RuPay debit card. It is a contactless card and transactions up to Rs 5,000 can be paid for with just a tap. The cardholder will get several attractive benefits and associated offers on the purchase of fuel.
  • 2020-12-16 : SBI Card, BPCL to launch credit card offering benefits to high fuel spending customers
    SBI Card launched BPCL SBI Card Octane jointly with BPCL offering maximum savings to consumers who spend a significant amount on fuel. The card is striving to offer maximum savings to the well-heeled consumer who spends a significant amount on fuel. The BPCL SBI Card Octane offers 25X reward points on spends for BPCL fuel and MAK Lubricants, Bharat Gas (LPG) spends (website and app only) and BPCL In and Out convenience store spends. Additionally, The card also offers a complimentary fraud liability cover of Rs 1 lakh.
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