Sapphiro Card 2020

• Get up to 20,000 PAYBACK points every anniversary year
• Get renewal annual fee of Rs. 3500 waived off, if you spend more than Rs. 5,00,000 in previous year
• Complimentary international lounge visits and domestic airport Spa access with DragonPass lounge program.
• 2 complimentary movie tickets worth Rs. 500 through bookmyshow on first come first serve basis

• Save 2.5% on fuel surcharge upto a spend of Rs. 4,000 on HPCL pumps
• 4 complimentary domestic airport lounge visits per quarter
• Rs. 1000 off on spends of Rs. 15,000 or more at Croma every Thursday
• Get Welcome Vouchers on Shopping and Travel worth Rs. 10,000 on payment of joining fee
• Earn 2X rewards on international spends
• Get 3 PAYBACK points on every Rs.100 spent on multiple categories
• Get 1 complimentary round of golf every month if the total retail spend on card is equal to or more than Rs. 1,00,000 in the previous calendar month

An applicant needs to meet the following criteria to get Sapphiro Card from ICICI Bank:

• Income: ICICI Bank requires a minimum monthly income of ₹ 15,000 or above is to be eligible for Sapphiro Card.
• Age: The applicant should be of of minimum 21 years to be eligible for Sapphiro Card.
• CIBIL: ICICI Bank require a minimum CIBIL score of 700 for issuing its Sapphiro Card.
• Occupation: ICICI Bank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.

Eligibility Parameters	Criteria
Income	₹ 15,000
Age	Min 21 years
CIBIL Score	700 and above
Occupation	Salaried and Self Employed

• Live a dream lifestyle
• Lifestyle card offers host of upgrades, services and benefits for those who frequently prefer to go on holidays with family/friends and enjoy a luxurious and personalized travel and stay experience.
• Enjoy fine-dining with host of features such as priority booking, discount offers, rewards and customized support at participating restaurants.
• Book flight tickets, hotel stay, movie tickets & recharge your mobile/DTH.
• Get access to world class golf courses.
• Some card offer a friendly escort to guide you in a new country, remove language barrier and ensuring that all arrangements are in place.
• Complementary travel & medical insurance cover with some cards of this category.

• Get smart with your spends
• Shopping card offers attractive cash back or reward points, every time you spend a certain amount on pre-specified categories on the card.
• Easy to pay on your online shopping deals.
• Saves time and effort of paying in cash.
• Allows conversion of your shopping bills into convenient monthly payments (EMIs).
• Earn Discount/Cash back or rewards points offers on pre-specified categories of spend or shopping outlets including dining, departmental stores, grocery and international spends.

• Get priority customer benefits
• Premium card is generally issued to premium and regular customer of banks and comes with host of benefits. Benefits are available as a reward points on multiple spend categories such as dining, movie tickets, and travel and luxury lifestyle benefits. So, apply for a card which offers multiple benefits.
• Cash points or reward points on dining, departmental stores, international spends.
• Access to airport lounges.
• Access to world class golf courses.
• Complimentary travel insurance.
• Personalised services.
• Discounts on movie tickets, dining bills etc.

✅What charges I need to pay as joining fee for Sapphiro Card of ICICI Bank?

Joining fee charged on ICICI Bank Sapphiro Card is ₹ 6,500.

✅What is the annual fee for Sapphiro Card ?

Annual fee charged on Sapphiro Card is ₹ 6,500.

✅Can I waive off my annual fee on Sapphiro Card ?

Spend Rs. 500,000 in previous year and get annual fee waived off on your Sapphiro Card annual fee.

✅Is there any late payment charge on Sapphiro Card ?

No, ICICI Bank does not charge any late payment fee on your Sapphiro Card.

✅What is the second year renewal fee on Sapphiro Card ?

ICICI Bank charges a second year renewal fee of ₹ 6,500 on your Sapphiro Card

✅What is the interest charge per month on Sapphiro Card ?

ICICI Bank charges an interest of 3.40% per month on Sapphiro Card.

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