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Sapphiro Card 2020

Sapphiro Card Fee and Charges

Last Updated 09th Jul 2020
Joining fees₹ 6,500
First Year Annual Fees ₹ 6,500
Renewal Fees from 2nd Year ₹ 6,500
Interest Rate/ Finance Charges per month3.40%
Brand Partner HPCL
Late Payment Charges ₹ 750

Sapphiro Card Features

  • Get up to 20,000 PAYBACK points every anniversary year
  • Get renewal annual fee of Rs. 3500 waived off, if you spend more than Rs. 5,00,000 in previous year
  • Complimentary international lounge visits and domestic airport Spa access with DragonPass lounge program.
  • 2 complimentary movie tickets worth Rs. 500 through bookmyshow on first come first serve basis

Sapphiro Card Benefits

  • Save 2.5% on fuel surcharge upto a spend of Rs. 4,000 on HPCL pumps
  • 4 complimentary domestic airport lounge visits per quarter
  • Rs. 1000 off on spends of Rs. 15,000 or more at Croma every Thursday
  • Get Welcome Vouchers on Shopping and Travel worth Rs. 10,000 on payment of joining fee
  • Earn 2X rewards on international spends
  • Get 3 PAYBACK points on every Rs.100 spent on multiple categories
  • Get 1 complimentary round of golf every month if the total retail spend on card is equal to or more than Rs. 1,00,000 in the previous calendar month

Sapphiro Card Eligibility

An applicant needs to meet the following criteria to get Sapphiro Card from ICICI Bank:

  • Income: ICICI Bank requires a minimum monthly income of ₹ 15,000 or above is to be eligible for Sapphiro Card.
  • Age: The applicant should be of of minimum 21 years to be eligible for Sapphiro Card.
  • CIBIL: ICICI Bank require a minimum CIBIL score of 700 for issuing its Sapphiro Card.
  • Occupation: ICICI Bank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
Income ₹ 15,000
Age Min 21 years
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Lifestyle Card

  • Live a dream lifestyle
  • Lifestyle card offers host of upgrades, services and benefits for those who frequently prefer to go on holidays with family/friends and enjoy a luxurious and personalized travel and stay experience.
  • Enjoy fine-dining with host of features such as priority booking, discount offers, rewards and customized support at participating restaurants.
  • Book flight tickets, hotel stay, movie tickets & recharge your mobile/DTH.
  • Get access to world class golf courses.
  • Some card offer a friendly escort to guide you in a new country, remove language barrier and ensuring that all arrangements are in place.
  • Complementary travel & medical insurance cover with some cards of this category.

More about Shopping Card

  • Get smart with your spends
  • Shopping card offers attractive cash back or reward points, every time you spend a certain amount on pre-specified categories on the card.
  • Easy to pay on your online shopping deals.
  • Saves time and effort of paying in cash.
  • Allows conversion of your shopping bills into convenient monthly payments (EMIs).
  • Earn Discount/Cash back or rewards points offers on pre-specified categories of spend or shopping outlets including dining, departmental stores, grocery and international spends.

More about Premium Card

  • Get priority customer benefits
  • Premium card is generally issued to premium and regular customer of banks and comes with host of benefits. Benefits are available as a reward points on multiple spend categories such as dining, movie tickets, and travel and luxury lifestyle benefits. So, apply for a card which offers multiple benefits.
  • Cash points or reward points on dining, departmental stores, international spends.
  • Access to airport lounges.
  • Access to world class golf courses.
  • Complimentary travel insurance.
  • Personalised services.
  • Discounts on movie tickets, dining bills etc.

FAQs

What charges I need to pay as joining fee for Sapphiro Card of ICICI Bank?

Joining fee charged on ICICI Bank Sapphiro Card is ₹ 6,500.

What is the annual fee for Sapphiro Card ?

Annual fee charged on Sapphiro Card is ₹ 6,500.

Can I waive off my annual fee on Sapphiro Card ?

Spend Rs. 500,000 in previous year and get annual fee waived off on your Sapphiro Card annual fee.

Is there any late payment charge on Sapphiro Card ?

No, ICICI Bank does not charge any late payment fee on your Sapphiro Card.

What is the second year renewal fee on Sapphiro Card ?

ICICI Bank charges a second year renewal fee of ₹ 6,500 on your Sapphiro Card

What is the interest charge per month on Sapphiro Card ?

ICICI Bank charges an interest of 3.40% per month on Sapphiro Card.


Credit Card Reviews 3.5/5  by 1 customers
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ICICI Bank Credit Card Availed in Nov 2018

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ICICI Bank Credit Card News - Jul 2020
  • 2020-07-09 : Banks exceed digital transaction target set for 2019-20 news
    The government notified that 17 banks received an overall good rating for their performance on digital transactions in 2019-20, with ICICI Bank topping the list of 56 banks and closed wallets. The result is the indication of ameliorating banking services like providing retail and business loans digitally with ease.
  • 2020-07-07 : ICICI Bank surpassed 1 million users on WhatsApp platform news
    ICICI Bank crossed a mark of 1 million users on its WhatsApp banking platform. ICICI Bank had introduced WhatsApp banking services three months ago to enable its retail customers to undertake banking requirements from their home in the wake of the coronavirus pandemic.
  • 2020-06-25 : ICICI Bank launches Video KYC
    ICICI Bank launched Video KYC for the savings account, personal loan, credit card. The facility will come handy for customers as it will allow them to complete the verification process digitally. New customers can now complete their KYC process by video interaction with ICICI Bank
  • 2020-06-01 : ICICI Bank launched WhatsApp banking
    ICICI Bank launched banking services on WhatsApp. The move is to assist customers in the time pandemic. Individuals can check their savings account balance, last three transactions, credit card limit, get details of pre-approved instant loan offers and block/unblock credit and debit card with ICICI WhatsApp banking services. In addition to this, the facility will help the customers to get details of the nearest three ICICI Bank ATMs and branches in their vicinity.
  • 2020-03-31 : ICICI Bank brings in WhatsApp banking facility
    To manage the banking activities amidst the ongoing COVID-19 crisis, ICICI Bank has made it easy for its savings and current account holders. The customers can now connect with the bank through its verified WhatsApp number, 9324953001. With this, the customers can check their account balance, last three transactions, and can even block and unblock their credit and debit cards. The bank further has ensured that the service is safe and secure.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More
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