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Rubyx Visa Credit Card 2021

Rubyx Visa Credit Card Fee and Charges

Last Updated 08th Apr 2021
Joining fees₹ 3,000
First Year Annual Fees ₹ 2,000
Renewal Fees from 2nd Year ₹ 2,000
Interest Rate/ Finance Charges per month3.40%
Brand Partner N/A
Late Payment Charges ₹ 750

Rubyx Visa Credit Card Features

  • Earn up to 15,000 PAYBACK points every anniversary year
  • Enjoy up to 4 complimentary rounds of golf every month at the golf course of choice based on eligible spends on card
  • 2 complimentary domestic airport lounge visits per quarter, courtesy of Mastercard and American Express
  • 2 complimentary domestic railway lounge visits per quarter, courtesy Mastercard and American Express
  • Health and Wellness Package of SRL Diagnostics for discounted rate of Rs. 1,350.
  • 8% Instant discount on GoIbibo on International Flight bookings (maximum of Rs. 8,000)
  • 10% discount on Hotel booking in India and abroad at

Rubyx Visa Credit Card Benefits

  • Minimum 15% savings on dining bills at over 2,500+ restaurants across India
  • Buy 1 Get 1 Movie Ticket Free on BookMyShow every month
  • 20% off on a bill of ₹500 and more at Swiggy
  • Earn 2X reward points on all international transactions on card
  • Get Welcome Vouchers on Shopping and Travel worth ₹ 5000 on payment of joining fee
  • 20% Instant Discount on International Hotel bookings from GoIbibo ( maximum of Rs. 10,000)
  • 15% cashback on Amazon Pay Balance, on transactions of ₹1500 and above during Amazon Super Value Days
  • Hand-Picked Rewards indulge in exclusive redemption

Rubyx Visa Credit Card Eligibility

An applicant needs to meet the following criteria to get Rubyx Visa Credit Card from ICICI Bank:

  • Income: ICICI Bank requires a minimum monthly income of ₹ 15,000 or above is to be eligible for Rubyx Visa Credit Card.
  • Age: The applicant should be of of minimum 21 years to be eligible for Rubyx Visa Credit Card.
  • CIBIL: ICICI Bank require a minimum CIBIL score of 700 for issuing its Rubyx Visa Credit Card.
  • Occupation: ICICI Bank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
Income ₹ 15,000
Age Min 21 years
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Lifestyle Card

  • Live a dream lifestyle
  • Lifestyle card offers host of upgrades, services and benefits for those who frequently prefer to go on holidays with family/friends and enjoy a luxurious and personalized travel and stay experience.
  • Enjoy fine-dining with host of features such as priority booking, discount offers, rewards and customized support at participating restaurants.
  • Book flight tickets, hotel stay, movie tickets & recharge your mobile/DTH.
  • Get access to world class golf courses.
  • Some card offer a friendly escort to guide you in a new country, remove language barrier and ensuring that all arrangements are in place.
  • Complementary travel & medical insurance cover with some cards of this category.

More about Shopping Card

  • Get smart with your spendings.
  • Shopping card offers attractive cash back or reward points, every time you spend a certain amount on pre-specified categories on the card.
  • Easy to pay on your online shopping deals.
  • Saves time and effort of paying in cash.
  • Allows conversion of your shopping bills into convenient monthly payments (EMIs).
  • Earn Discount/Cash back or rewards points offers on pre-specified categories of spend or shopping outlets including dining, departmental stores, grocery and international spends.

More about Premium Card

  • Get priority customer benefits
  • Premium card is generally issued to premium and regular customer of banks and comes with host of benefits. Benefits are available as a reward points on multiple spend categories such as dining, movie tickets, and travel and luxury lifestyle benefits. So, apply for a card which offers multiple benefits.
  • Cash points or reward points on dining, departmental stores, international spends.
  • Access to airport lounges.
  • Access to world class golf courses.
  • Complimentary travel insurance.
  • Personalised services.
  • Discounts on movie tickets, dining bills etc.


What charges I need to pay as joining fee for Rubyx Visa Credit Card of ICICI Bank?

Joining fee charged on ICICI Bank Rubyx Visa Credit Card is ₹ 3,000.

What is the annual fee for Rubyx Visa Credit Card ?

Annual fee charged on Rubyx Visa Credit Card is ₹ 2,000.

Can I waive off my annual fee on Rubyx Visa Credit Card ?

Spend Rs. 250,000 in previous year and get annual fee waived off on your Rubyx Visa Credit Card annual fee.

Is there any late payment charge on Rubyx Visa Credit Card ?

No, ICICI Bank does not charge any late payment fee on your Rubyx Visa Credit Card.

What is the second year renewal fee on Rubyx Visa Credit Card ?

ICICI Bank charges a second year renewal fee of ₹ 2,000 on your Rubyx Visa Credit Card

What is the interest charge per month on Rubyx Visa Credit Card ?

ICICI Bank charges an interest of 3.40% per month on Rubyx Visa Credit Card.

ICICI Bank Credit Card Reviews 3.5/5  by 1 customers
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Apurv , Gandhinagar
Reviewed on 29th May 2019
3.5 / 5 stars
ICICI Bank Credit Card Availed in Nov 2018

It was great. Excellent customer service.
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ICICI Bank Credit Card News - Apr 2021
  • 2021-03-04 : 10 lakh customers of other bank are using ICICI’s banking app, iMobile Pay
    ICICI Bank reported that 10 lakh customers of other banks have started using its app, ‘iMobile Pay’. The Bank has achieved the feat in three months after it made the app open for all to use, including those not its customers. The bank anticipates that the number is likely to double in two months.
  • 2021-02-26 : ICICI Bank introduced ‘Namma Chennai Smart Card’
    ICICI Bank joined hands with the Greater Chennai Corporation (GCC) and Chennai Smart City Limited (CSCL) to launch the Namma Chennai Smart Card. It will offer a common payment card platform to residents for making payments for various services within the city.
  • 2021-01-18 : ICICI Bank launched new year campaign
    ICICI Bank introduced iDelights New Year Bonanza. It is a new year campaign which offers several benefits brands and e-commerce platforms. It is a customised bouquet of offers for its customers to celebrate the beginning of 2021.
  • 2020-12-08 : ICICI Bank launched interoperable banking app
    ICICI Bank launched a new version of its mobile payment app which is interoperable and allows payments and other banking services to customers of any other bank. The new app will allow customers to link their bank accounts, generate a UPI ID and avail services such as online transactions, opening savings accounts, making investments, applying for loans and credit cards without being an ICICI Bank account holder.
  • 2020-11-25 : ICICI Bank launches Cardless EMI facility
    The bank has launched a fully automated, cardless EMI facility for retail stores in collaboration with PineLabs. Instead of wallet or cards, this Cardless EMI helps consumers to purchase any commodity such as electronics, home appliances only by using their cell phone and PAN.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More
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