ICICI Bank Rubyx Visa Credit Card 2019

Last Updated 22nd Mar 2019

Joining feesRs. 3,000
First Year Annual Fees Nil
Renewal Fees from 2nd Year Rs. 3,000
Interest Rate/ Finance Charges per month3.40%
Brand Partner N/A
Late Payment Charges Rs. 750
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ICICI Rubyx Visa Credit Card Features

  • Get Welcome Vouchers on Shopping and Travel worth Rs. 5000 on payment of joining fee
  • Earn up to 15,000 PAYBACK points every anniversary year
  • 2 complimentary domestic airport lounge visits per quarter, courtesy of Mastercard and American Express
  • 2 complimentary domestic railway lounge visits per quarter, courtesy Mastercard and American Express
  • 2 complimentary movie tickets every month under the buy 1 Get 1 offer through bookmyshow on first come first serve basis

ICICI Bank Rubyx Visa Credit Card Benefits

  • Earn 2X reward points on all international transactions on card
  • Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme
  • Hand-Picked Rewards indulge in exclusive redemption
  • Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme
  • Enjoy up to 4 complimentary rounds of golf every month at the golf course of choice based on eligible spends on card

ICICI Rubyx Visa Credit Card Eligibility

An applicant needs to meet the following criteria to get Rubyx Visa Credit Card from ICICI Bank:

  • Income: ICICI Bank requires a minimum monthly income of Rs. 50,000 or above is to be eligible for Rubyx Visa Credit Card.
  • Age: The applicant should be of of minimum 21 years to be eligible for Rubyx Visa Credit Card.
  • CIBIL: ICICI Bank require a minimum CIBIL score of 700 for issuing its Rubyx Visa Credit Card.
  • Occupation: ICICI Bank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
Income Rs. 50,000
Age Min 21 years
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Premium Card

  • Get priority customer benefits
  • Premium card is generally issued to premium and regular customer of banks and comes with host of benefits. Benefits are available as a reward points on multiple spend categories such as dining, movie tickets, and travel and luxury lifestyle benefits. So, apply for a card which offers multiple benefits.
  • Cash points or reward points on dining, departmental stores, international spends.
  • Access to airport lounges.
  • Access to world class golf courses.
  • Complimentary travel insurance.
  • Personalised services.
  • Discounts on movie tickets, dining bills etc.

Frequently Asked Questions on ICICI Bank Rubyx Visa Credit Card

What charges I need to pay as joining fee for Rubyx Visa Credit Card of ICICI Bank?

Joining fee charged on ICICI Bank Rubyx Visa Credit Card is Rs. 3,000.

What is the annual fee for Rubyx Visa Credit Card ?

Annual fee charged on Rubyx Visa Credit Card is NIL.

Is there any late payment charge on Rubyx Visa Credit Card ?

No, ICICI Bank does not charge any late payment fee on your Rubyx Visa Credit Card.

What is the second year renewal fee on Rubyx Visa Credit Card ?

ICICI Bank charges a second year renewal fee of Rs. 3,000 on your Rubyx Visa Credit Card.

What is the interest charge per month on Rubyx Visa Credit Card ?

ICICI Bank charges an interest of 3.40% per month on Rubyx Visa Credit Card.

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Credit Card News - Mar 2019
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