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Rubyx Visa Credit Card 2020

Rubyx Visa Credit Card Fee and Charges

Last Updated 17th Sep 2020
Joining fees₹ 3,000
First Year Annual Fees ₹ 3,000
Renewal Fees from 2nd Year ₹ 3,000
Interest Rate/ Finance Charges per month3.40%
Brand Partner N/A
Late Payment Charges ₹ 750

Rubyx Visa Credit Card Features

  • Earn up to 15,000 PAYBACK points every anniversary year
  • Enjoy up to 4 complimentary rounds of golf every month at the golf course of choice based on eligible spends on card
  • 2 complimentary domestic airport lounge visits per quarter, courtesy of Mastercard and American Express
  • 2 complimentary domestic railway lounge visits per quarter, courtesy Mastercard and American Express
  • Health and Wellness Package of SRL Diagnostics for discounted rate of Rs. 1,350.
  • 8% Instant discount on GoIbibo on International Flight bookings (maximum of Rs. 8,000)
  • 10% discount on Hotel booking in India and abroad at valid till 31 Dec-2019.
  • Croma - Rs. 1000 off on spends of Rs. 15,000 or more every Thursday. valid till 30th Sep 2019

Rubyx Visa Credit Card Benefits

  • Minimum 15% savings on dining bills at over 2,500+ restaurants across India
  • Buy 1 Get 1 Movie Ticket Free on BookMyShow every month
  • 20% off on a bill of Rs. 500 and more at Swiggy
  • Earn 2X reward points on all international transactions on card
  • Get Welcome Vouchers on Shopping and Travel worth Rs. 5000 on payment of joining fee
  • 20% Instant Discount on International Hotel bookings from GoIbibo ( maximum of Rs. 10,000)
  • 15% cashback on Amazon Pay Balance, on transactions of Rs. 1500 and above during Amazon Super Value Days
  • Hand-Picked Rewards indulge in exclusive redemption

Rubyx Visa Credit Card Eligibility

An applicant needs to meet the following criteria to get Rubyx Visa Credit Card from ICICI Bank:

  • Income: ICICI Bank requires a minimum monthly income of ₹ 15,000 or above is to be eligible for Rubyx Visa Credit Card.
  • Age: The applicant should be of of minimum 21 years to be eligible for Rubyx Visa Credit Card.
  • CIBIL: ICICI Bank require a minimum CIBIL score of 700 for issuing its Rubyx Visa Credit Card.
  • Occupation: ICICI Bank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
Income ₹ 15,000
Age Min 21 years
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Lifestyle Card

  • Live a dream lifestyle
  • Lifestyle card offers host of upgrades, services and benefits for those who frequently prefer to go on holidays with family/friends and enjoy a luxurious and personalized travel and stay experience.
  • Enjoy fine-dining with host of features such as priority booking, discount offers, rewards and customized support at participating restaurants.
  • Book flight tickets, hotel stay, movie tickets & recharge your mobile/DTH.
  • Get access to world class golf courses.
  • Some card offer a friendly escort to guide you in a new country, remove language barrier and ensuring that all arrangements are in place.
  • Complementary travel & medical insurance cover with some cards of this category.

More about Shopping Card

  • Get smart with your spends
  • Shopping card offers attractive cash back or reward points, every time you spend a certain amount on pre-specified categories on the card.
  • Easy to pay on your online shopping deals.
  • Saves time and effort of paying in cash.
  • Allows conversion of your shopping bills into convenient monthly payments (EMIs).
  • Earn Discount/Cash back or rewards points offers on pre-specified categories of spend or shopping outlets including dining, departmental stores, grocery and international spends.

More about Premium Card

  • Get priority customer benefits
  • Premium card is generally issued to premium and regular customer of banks and comes with host of benefits. Benefits are available as a reward points on multiple spend categories such as dining, movie tickets, and travel and luxury lifestyle benefits. So, apply for a card which offers multiple benefits.
  • Cash points or reward points on dining, departmental stores, international spends.
  • Access to airport lounges.
  • Access to world class golf courses.
  • Complimentary travel insurance.
  • Personalised services.
  • Discounts on movie tickets, dining bills etc.


What charges I need to pay as joining fee for Rubyx Visa Credit Card of ICICI Bank?

Joining fee charged on ICICI Bank Rubyx Visa Credit Card is ₹ 3,000.

What is the annual fee for Rubyx Visa Credit Card ?

Annual fee charged on Rubyx Visa Credit Card is ₹ 3,000.

Can I waive off my annual fee on Rubyx Visa Credit Card ?

info_waiver_txt Spend Rs. 250,000 in previous year and get annual fee waived off on your Rubyx Visa Credit Card annual fee.

Is there any late payment charge on Rubyx Visa Credit Card ?

No, ICICI Bank does not charge any late payment fee on your Rubyx Visa Credit Card.

What is the second year renewal fee on Rubyx Visa Credit Card ?

ICICI Bank charges a second year renewal fee of ₹ 3,000 on your Rubyx Visa Credit Card

What is the interest charge per month on Rubyx Visa Credit Card ?

ICICI Bank charges an interest of 3.40% per month on Rubyx Visa Credit Card.

Credit Card Reviews 3.5/5  by 1 customers
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Apurv , Gandhinagar
Reviewed on 29th May 2019
3.5 / 5 stars
ICICI Bank Credit Card Availed in Nov 2018

It was great. Excellent customer service.
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ICICI Bank Credit Card News - Sep 2020
  • 2020-07-09 : Banks exceed digital transaction target set for 2019-20
    The government notified that 17 banks received an overall good rating for their performance on digital transactions in 2019-20, with ICICI Bank topping the list of 56 banks and closed wallets. The result is the indication of ameliorating banking services like providing retail and business loans digitally with ease.
  • 2020-07-07 : ICICI Bank surpassed 1 million users on WhatsApp platform
    ICICI Bank crossed a mark of 1 million users on its WhatsApp banking platform. ICICI Bank had introduced WhatsApp banking services three months ago to enable its retail customers to undertake banking requirements from their home in the wake of the coronavirus pandemic.
  • 2020-06-25 : ICICI Bank launches Video KYC
    ICICI Bank launched Video KYC for the savings account, personal loan, credit card. The facility will come handy for customers as it will allow them to complete the verification process digitally. New customers can now complete their KYC process by video interaction with ICICI Bank
  • 2020-06-01 : ICICI Bank launched WhatsApp banking
    ICICI Bank launched banking services on WhatsApp. The move is to assist customers in the time pandemic. Individuals can check their savings account balance, last three transactions, credit card limit, get details of pre-approved instant loan offers and block/unblock credit and debit card with ICICI WhatsApp banking services. In addition to this, the facility will help the customers to get details of the nearest three ICICI Bank ATMs and branches in their vicinity.
  • 2020-03-31 : ICICI Bank brings in WhatsApp banking facility
    To manage the banking activities amidst the ongoing COVID-19 crisis, ICICI Bank has made it easy for its savings and current account holders. The customers can now connect with the bank through its verified WhatsApp number, 9324953001. With this, the customers can check their account balance, last three transactions, and can even block and unblock their credit and debit cards. The bank further has ensured that the service is safe and secure.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More
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