ICICI Bank Platinum Chip Credit Card 2019

Last Updated 17th Jan 2019

Joining feesNil
First Year Annual Fees Nil
Renewal Fees from 2nd Year Nil
Interest Rate/ Finance Charges per month2.95%
Brand Partner N/A
Late Payment Charges Rs. 750
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ICICI Platinum Chip Credit Card Features

  • New chip cards with an extra layer of security in the form of a Personal Identification Number
  • Rewards powered by PAYBACK, redeemable for exciting gifts and vouchers
  • 2 PAYBACK points for every Rs. 100 spent.

ICICI Bank Platinum Chip Credit Card Benefits

  • Fuel surcharge waiver
  • Minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats programme

ICICI Platinum Chip Credit Card Eligibility

An applicant needs to meet the following criteria to get Platinum Chip Credit Card from ICICI Bank:

  • Income: ICICI Bank requires a minimum monthly income of Rs. 12,000 or above is to be eligible for Platinum Chip Credit Card.
  • Age: The applicant should be of of minimum 21 years to be eligible for Platinum Chip Credit Card.
  • CIBIL: ICICI Bank require a minimum CIBIL score of 700 for issuing its Platinum Chip Credit Card.
  • Occupation: ICICI Bank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
Income Rs. 12,000
Age Min 21 years
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Low Fee Card

  • No frills card
  • Low fee card let you pay negligible or zero joining fees and enjoy the convenience of spending on the credit cards without any add on benefits.
  • No or low renewal fees.
  • Suitable for those who want to use credit cards only as convenient payment cards.
  • Long credit free period with very low rate of interest.
  • Upto 100% cash withdrawal facility available.
  • Convert your purchases into easy to pay EMIs.
  • Limited offers for reward points or cash backs available on select cards.

Frequently Asked Questions on ICICI Bank Platinum Chip Credit Card

What charges I need to pay as joining fee for Platinum Chip Credit Card of ICICI Bank?

Joining fee charged on ICICI Bank Platinum Chip Credit Card is NIL.

What is the annual fee for Platinum Chip Credit Card ?

Annual fee charged on Platinum Chip Credit Card is NIL.

Is there any late payment charge on Platinum Chip Credit Card ?

No, ICICI Bank does not charge any late payment fee on your Platinum Chip Credit Card.

What is the second year renewal fee on Platinum Chip Credit Card ?

ICICI Bank charges a second year renewal fee of NIL on your Platinum Chip Credit Card.

What is the interest charge per month on Platinum Chip Credit Card ?

ICICI Bank charges an interest of 2.95% per month on Platinum Chip Credit Card.

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Credit Card News - Jan 2019
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