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Platinum Chip Credit Card 2021

Platinum Chip Credit Card Fee and Charges

Last Updated 20th Oct 2021
Joining feesNil
First Year Annual Fees Nil
Renewal Fees from 2nd Year Nil
Interest Rate/ Finance Charges per month3.40%
Brand Partner N/A
Late Payment Charges ₹ 750
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Platinum Chip Credit Card Features

  • New chip cards with an extra layer of security in the form of a Personal Identification Number
  • Rewards powered by PAYBACK, redeemable for exciting gifts and vouchers
  • Buy 1 Get 1 movie ticket Free each month on BookMyShow.

Platinum Chip Credit Card Benefits

  • Lifetime free credit card
  • 1% Fuel surcharge waiver
  • Minimum 15% savings on dining at over 800 restaurants
  • 2 PAYBACK points for every ₹100 spent

Platinum Chip Credit Card Eligibility

An applicant needs to meet the following criteria to get Platinum Chip Credit Card from ICICI Bank:

  • Income: ICICI Bank requires a minimum monthly income of ₹ 15,000 or above is to be eligible for Platinum Chip Credit Card.
  • Age: The applicant should be of of minimum 21 years to be eligible for Platinum Chip Credit Card.
  • CIBIL: ICICI Bank require a minimum CIBIL score of 700 for issuing its Platinum Chip Credit Card.
  • Occupation: ICICI Bank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
Income ₹ 15,000
Age Min 21 years
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Card

More about Low Fee Card

  • Low fee card also known as no frill card let you pay negligible or zero joining fees and enjoy the convenience of spending on the credit cards without any add on benefits. These are best for the people who want to use credit card as a convenient mode of payment because they come with long credit free period and low interest rate. Also, you withdraw the cash whenever required.
  • No or low renewal fees.
  • Suitable for those who want to use credit cards only as convenient payment cards.
  • Long credit free period with very low rate of interest.
  • Upto 100% cash withdrawal facility available.
  • Convert your purchases into easy to pay EMIs.
  • Limited offers for reward points or cash backs available on select cards.

More about Rewards Card

  • Get rewards for spending
  • Rewards card offers you reward points, every time you spend on pre-specified categories. Get attractive gift vouchers and discount coupons available on accumulated reward points.
    Rewards cards are similar to cash back credit cards, but instead of receiving cash when you spend you gain reward points which can be converted into vouchers spendable at a large range of retailers.
  • Receive rewards at leading hotels, dining outlets, apparel stores, departmental stores.
  • Lounge access at selected airports.
  • Enjoy offers on holidays, golfing retreats, movie tickets, dining and more.
  • Redeem awards at a large number of shopping outlets include online retailers.
  • Convert your purchases into easy to pay EMIs.

FAQs

What charges I need to pay as joining fee for Platinum Chip Credit Card of ICICI Bank?

Joining fee charged on ICICI Bank Platinum Chip Credit Card is NIL.

What is the annual fee for Platinum Chip Credit Card ?

Annual fee charged on Platinum Chip Credit Card is NIL.

Is there any late payment charge on Platinum Chip Credit Card ?

No, ICICI Bank does not charge any late payment fee on your Platinum Chip Credit Card.

What is the second year renewal fee on Platinum Chip Credit Card ?

ICICI Bank charges a second year renewal fee of NIL on your Platinum Chip Credit Card

What is the interest charge per month on Platinum Chip Credit Card ?

ICICI Bank charges an interest of 3.40% per month on Platinum Chip Credit Card.


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ICICI Credit Card News - Oct 2021
  • 2021-10-20 : Avail Discount Using ICICI Bank Card
    ICICI Bank customers can avail discounts on flight tickets on Yatra.com. This offer can be redeemed by a credit card and debit card user till December 31, 2021. The lender is offering flat 12% on flight tickets.
  • 2021-10-07 : ICICI Bank Has Launched Contactless Payment System
    ICICI Bank has launched a contactless payment system through its banking app- iMobile. This new system will enable tap their smartphones to pay at POS (Point of Sale) machines of merchant outlets.
  • 2021-07-14 : Amazon Pay ICICI Bank credit card issuance crosses 20 lakh mark
    ICICI Bank and Amazon Pay announced that the lender had crossed the 20 lakh mark for issuing ‘Amazon Pay ICICI Bank’ credit cards, becoming the first co-branded card to achieve this feat.
  • 2021-05-25 : ICICI Bank launches facility to link UPI ID with digital wallet
    ICICI Bank launched a facility for linking a UPI ID with its digital wallet. This initiative enables users to undertake small-value daily transactions directly from their Pockets wallet using UPI in a safe and secure manner.
  • 2021-03-04 : 10 lakh customers of other bank are using ICICI’s banking app, iMobile Pay
    ICICI Bank reported that 10 lakh customers of other banks have started using its app, ‘iMobile Pay’. The Bank has achieved the feat in three months after it made the app open for all to use, including those not its customers. The bank anticipates that the number is likely to double in two months.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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