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Platinum Chip Credit Card 2021

Platinum Chip Credit Card Fee and Charges

Last Updated 26th Feb 2021
Joining feesNil
First Year Annual Fees Nil
Renewal Fees from 2nd Year Nil
Interest Rate/ Finance Charges per month3.40%
Brand Partner N/A
Late Payment Charges ₹ 750
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Platinum Chip Credit Card Features

  • New chip cards with an extra layer of security in the form of a Personal Identification Number
  • Rewards powered by PAYBACK, redeemable for exciting gifts and vouchers
  • Buy 1 Get 1 movie ticket Free each month on BookMyShow.

Platinum Chip Credit Card Benefits

  • Lifetime free credit card
  • 1% Fuel surcharge waiver
  • Minimum 15% savings on dining at over 800 restaurants
  • 2 PAYBACK points for every Rs. 100 spent

Platinum Chip Credit Card Eligibility

An applicant needs to meet the following criteria to get Platinum Chip Credit Card from ICICI Bank:

  • Income: ICICI Bank requires a minimum monthly income of ₹ 15,000 or above is to be eligible for Platinum Chip Credit Card.
  • Age: The applicant should be of of minimum 21 years to be eligible for Platinum Chip Credit Card.
  • CIBIL: ICICI Bank require a minimum CIBIL score of 700 for issuing its Platinum Chip Credit Card.
  • Occupation: ICICI Bank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
Income ₹ 15,000
Age Min 21 years
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Low Fee Card

  • No frills card
  • Low fee card let you pay negligible or zero joining fees and enjoy the convenience of spending on the credit cards without any add on benefits.
  • No or low renewal fees.
  • Suitable for those who want to use credit cards only as convenient payment cards.
  • Long credit free period with very low rate of interest.
  • Upto 100% cash withdrawal facility available.
  • Convert your purchases into easy to pay EMIs.
  • Limited offers for reward points or cash backs available on select cards.

More about Rewards Card

  • Get rewards for spending
  • Rewards card offers you reward points, every time you spend on pre-specified categories. Get attractive gift vouchers and discount coupons available on accumulated reward points.
    Rewards cards are similar to cash back credit cards, but instead of receiving cash when you spend you gain reward points which can be converted into vouchers spendable at a large range of retailers.
  • Receive rewards at leading hotels, dining outlets, apparel stores, departmental stores.
  • Lounge access at selected airports.
  • Enjoy offers on holidays, golfing retreats, movie tickets, dining and more.
  • Redeem awards at a large number of shopping outlets include online retailers.
  • Convert your purchases into easy to pay EMIs.

FAQs

What charges I need to pay as joining fee for Platinum Chip Credit Card of ICICI Bank?

Joining fee charged on ICICI Bank Platinum Chip Credit Card is NIL.

What is the annual fee for Platinum Chip Credit Card ?

Annual fee charged on Platinum Chip Credit Card is NIL.

Is there any late payment charge on Platinum Chip Credit Card ?

No, ICICI Bank does not charge any late payment fee on your Platinum Chip Credit Card.

What is the second year renewal fee on Platinum Chip Credit Card ?

ICICI Bank charges a second year renewal fee of NIL on your Platinum Chip Credit Card

What is the interest charge per month on Platinum Chip Credit Card ?

ICICI Bank charges an interest of 3.40% per month on Platinum Chip Credit Card.


ICICI Bank Credit Card Reviews 3.5/5  by 1 customers
MyLoanCare Service
4/5.0
Banks Service
3/5.0
Apurv , Gandhinagar
Reviewed on 29th May 2019
3.5 / 5 stars
ICICI Bank Credit Card Availed in Nov 2018

It was great. Excellent customer service.
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ICICI Bank Credit Card News - Feb 2021
  • 2021-02-26 : ICICI Bank introduced ‘Namma Chennai Smart Card’
    ICICI Bank joined hands with the Greater Chennai Corporation (GCC) and Chennai Smart City Limited (CSCL) to launch the Namma Chennai Smart Card. It will offer a common payment card platform to residents for making payments for various services within the city.
  • 2021-01-18 : ICICI Bank launched new year campaign
    ICICI Bank introduced iDelights New Year Bonanza. It is a new year campaign which offers several benefits brands and e-commerce platforms. It is a customised bouquet of offers for its customers to celebrate the beginning of 2021.
  • 2020-12-08 : ICICI Bank launched interoperable banking app
    ICICI Bank launched a new version of its mobile payment app which is interoperable and allows payments and other banking services to customers of any other bank. The new app will allow customers to link their bank accounts, generate a UPI ID and avail services such as online transactions, opening savings accounts, making investments, applying for loans and credit cards without being an ICICI Bank account holder.
  • 2020-11-25 : ICICI Bank launches Cardless EMI facility
    The bank has launched a fully automated, cardless EMI facility for retail stores in collaboration with PineLabs. Instead of wallet or cards, this Cardless EMI helps consumers to purchase any commodity such as electronics, home appliances only by using their cell phone and PAN.
  • 2020-11-06 : ICICI Bank introduced banking stack for millennial customers
    ICICI Bank launched a comprehensive banking programme known as ICICI Bank Mine ICICI Bank Mine, for millennial customers, in the age bracket of 18 years to 35 years called. It offers an instant savings account, a feature-driven iMobile application that offers investment guidance and curated credit and debit card. In addition to this, it is will also offer instant personal loans and overdrafts, and an experiential branch with social engagement space.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More
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