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Emeralde Credit Card 2021

Emeralde Credit Card Fee and Charges

Last Updated 16th Jun 2021
Joining fees₹ 12,000
First Year Annual Fees ₹ 12,000
Renewal Fees from 2nd Year Nil
Interest Rate/ Finance Charges per month1.99%
Brand Partner N/A
Late Payment Charges NIL

Emeralde Credit Card Features

  • Enjoy movie tickets at BookMyShow
  • Earn 4 reward points at every ₹100 spent
  • Enjoy complimentary golf session on spending ₹50,000 or more
  • Free access to domestic and international airport lounges

Emeralde Credit Card Benefits

  • Buy 1 get 1 movie tickets at Bookmyshow
  • 4 PAYBACK Points on every ₹100 spent, except fuel
  • Earn one payback reward on every ₹100 spent on utlility products
  • Complimentary golf lesson on every ₹50,000 or more spent
  • No limit on domestic or international lounge visits

Emeralde Credit Card Eligibility

An applicant needs to meet the following criteria to get Emeralde Credit Card from ICICI Bank:

  • Income: ICICI Bank requires a minimum monthly income of ₹ 15,000 or above is to be eligible for Emeralde Credit Card.
  • Age: The applicant should be of of minimum 21 years to be eligible for Emeralde Credit Card.
  • CIBIL: ICICI Bank require a minimum CIBIL score of 700 for issuing its Emeralde Credit Card.
  • Occupation: ICICI Bank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
Income ₹ 15,000
Age Min 21 years
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Lifestyle Card

  • In India there are plethora of lifestyle cards which are available in the country. Lifestyle card offers host of upgrades, services and benefits for those who frequently prefer to go on holidays with family/friends and enjoy a luxurious and personalized travel and stay experience. These cards designed to cater the customer base who wish to live a luxury lifestyle.
  • Enjoy fine-dining with host of features such as priority booking, discount offers, rewards and customized support at participating restaurants.
  • Book flight tickets, hotel stay, movie tickets & recharge your mobile/DTH.
  • Get access to world class golf courses.
  • Some card offer a friendly escort to guide you in a new country, remove language barrier and ensuring that all arrangements are in place.
  • Complementary travel & medical insurance cover with some cards of this category.

More about Cashback Card

  • Smarter way to spend and save
  • Cashback card offers a certain percentage of the shopping value back, every time you spend on pre-specified categories on the card. You can enjoy typically a cash-back/discount of 2.5% to 5% which can even go as high as 25% on some categories such as movie tickets or others as specified. Make online payment with the card and enjoy the cashback.
  • Direct and immediate discount/cash-back available on your shopping value.
  • Allows conversion of your shopping bills into convenient monthly payments (EMIs).
  • Hassle free and automatic redemption of the cash back/discount.
  • Special discount offers on bills payment, travel, movies.
  • You can choose a card that provides higher discount on categories where you are likely to spend the most such as fuel, dining, movies, travel etc.

FAQs

What charges I need to pay as joining fee for Emeralde Credit Card of ICICI Bank?

Joining fee charged on ICICI Bank Emeralde Credit Card is ₹ 12,000.

What is the annual fee for Emeralde Credit Card ?

Annual fee charged on Emeralde Credit Card is ₹ 12,000.

Can I waive off my annual fee on Emeralde Credit Card ?

Spend a minimum of Rs 15,00,000 or above annually to enjoy waiver of joining fees or annual fees on your Emeralde Credit Card annual fee.

Is there any late payment charge on Emeralde Credit Card ?

No, ICICI Bank does not charge any late payment fee on your Emeralde Credit Card.

What is the second year renewal fee on Emeralde Credit Card ?

ICICI Bank charges a second year renewal fee of NIL on your Emeralde Credit Card

What is the interest charge per month on Emeralde Credit Card ?

ICICI Bank charges an interest of 1.99% per month on Emeralde Credit Card.


ICICI Bank Credit Card Reviews 3.5/5  by 1 customers
MyLoanCare Service
4/5.0
Banks Service
3/5.0
Apurv , Gandhinagar
Reviewed on 29th May 2019
3.5 / 5 stars
ICICI Bank Credit Card Availed in Nov 2018

It was great. Excellent customer service.
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ICICI Bank Credit Card News - Jun 2021
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    ICICI Bank launched a facility for linking a UPI ID with its digital wallet. This initiative enables users to undertake small-value daily transactions directly from their Pockets wallet using UPI in a safe and secure manner.
  • 2021-03-04 : 10 lakh customers of other bank are using ICICI’s banking app, iMobile Pay
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  • 2021-02-26 : ICICI Bank introduced ‘Namma Chennai Smart Card’
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  • 2021-01-18 : ICICI Bank launched new year campaign
    ICICI Bank introduced iDelights New Year Bonanza. It is a new year campaign which offers several benefits brands and e-commerce platforms. It is a customised bouquet of offers for its customers to celebrate the beginning of 2021.
  • 2020-12-08 : ICICI Bank launched interoperable banking app
    ICICI Bank launched a new version of its mobile payment app which is interoperable and allows payments and other banking services to customers of any other bank. The new app will allow customers to link their bank accounts, generate a UPI ID and avail services such as online transactions, opening savings accounts, making investments, applying for loans and credit cards without being an ICICI Bank account holder.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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