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Emeralde Credit Card 2022

Emeralde Credit Card Fee and Charges

Last Updated 20th May 2022
Joining fees₹ 12,000
First Year Annual Fees ₹ 12,000
Renewal Fees from 2nd Year Nil
Interest Rate/ Finance Charges per month1.99%
Brand Partner N/A
Late Payment Charges NIL
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Emeralde Credit Card Features

  • Enjoy movie tickets at BookMyShow
  • Earn 4 reward points at every ₹100 spent
  • Enjoy complimentary golf session on spending ₹50,000 or more
  • Free access to domestic and international airport lounges

Emeralde Credit Card Benefits

  • Buy 1 get 1 movie tickets at Bookmyshow
  • 4 PAYBACK Points on every ₹100 spent, except fuel
  • Earn one payback reward on every ₹100 spent on utlility products
  • Complimentary golf lesson on every ₹50,000 or more spent
  • No limit on domestic or international lounge visits

Emeralde Credit Card Eligibility

An applicant needs to meet the following criteria to get Emeralde Credit Card from ICICI Bank:

  • Income: ICICI Bank requires a minimum monthly income of ₹ 15,000 or above is to be eligible for Emeralde Credit Card.
  • Age: The applicant should be of of minimum 21 years to be eligible for Emeralde Credit Card.
  • CIBIL: ICICI Bank require a minimum CIBIL score of 700 for issuing its Emeralde Credit Card.
  • Occupation: ICICI Bank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
Income ₹ 15,000
Age Min 21 years
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Card

More about Cashback Card

  • Smarter way to spend and save
  • Cashback card offers a certain percentage of the shopping value back, every time you spend on pre-specified categories on the card. You can enjoy typically a cash-back/discount of 2.5% to 5% which can even go as high as 25% on some categories such as movie tickets or others as specified. Make online payment with the card and enjoy the cashback.
  • Direct and immediate discount/cash-back available on your shopping value.
  • Allows conversion of your shopping bills into convenient monthly payments (EMIs).
  • Hassle free and automatic redemption of the cash back/discount.
  • Special discount offers on bills payment, travel, movies.
  • You can choose a card that provides higher discount on categories where you are likely to spend the most such as fuel, dining, movies, travel etc.

FAQs

What charges I need to pay as joining fee for Emeralde Credit Card of ICICI Bank?

Joining fee charged on ICICI Bank Emeralde Credit Card is ₹ 12,000.

What is the annual fee for Emeralde Credit Card ?

Annual fee charged on Emeralde Credit Card is ₹ 12,000.

Can I waive off my annual fee on Emeralde Credit Card ?

Spend a minimum of Rs 15,00,000 or above annually to enjoy waiver of joining fees or annual fees on your Emeralde Credit Card annual fee.

Is there any late payment charge on Emeralde Credit Card ?

No, ICICI Bank does not charge any late payment fee on your Emeralde Credit Card.

What is the second year renewal fee on Emeralde Credit Card ?

ICICI Bank charges a second year renewal fee of NIL on your Emeralde Credit Card

What is the interest charge per month on Emeralde Credit Card ?

ICICI Bank charges an interest of 1.99% per month on Emeralde Credit Card.


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ICICI Credit Card News - May 2022
  • 2021-11-17 : ICICI Bank Reports Growth In Credit Card Usage
    ICICI Bank has reported growth in credit card spending of Rs 17,268 crore in September 2021, compared to Rs 15,271 crore in August 2021. This time the lender has surpassed SBI Cards in credit card spendings in September 2021.
  • 2021-11-08 : Credit Card Spending Seen Sharp Rise in Oct and Nov
    As per the reports of ICICI Securities, the spending on credit cards has seen a sharp growth of 17% in October and 11% in November. Previously, credit card spend have grown 34% quarter-on-quarter in the second quarter of 2021-22.
  • 2021-10-20 : Avail Discount Using ICICI Bank Card
    ICICI Bank customers can avail discounts on flight tickets on Yatra.com. This offer can be redeemed by a credit card and debit card user till December 31, 2021. The lender is offering flat 12% on flight tickets.
  • 2021-10-07 : ICICI Bank Has Launched Contactless Payment System
    ICICI Bank has launched a contactless payment system through its banking app- iMobile. This new system will enable tap their smartphones to pay at POS (Point of Sale) machines of merchant outlets.
  • 2021-07-14 : Amazon Pay ICICI Bank credit card issuance crosses 20 lakh mark
    ICICI Bank and Amazon Pay announced that the lender had crossed the 20 lakh mark for issuing ‘Amazon Pay ICICI Bank’ credit cards, becoming the first co-branded card to achieve this feat.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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