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ICICI Bank Credit Card Reward Points

ICICI Credit Card Reward Points

Last Updated 24th Sep 2021

  • ICICI Bank credit card reward points can be claimed for products, discounts and gift vouchers.
  • Popular Categories to earn ICICI Bank rewards points are lifestyle, electronics, health & fitness, travel etc.
  • ICICI Bank credit card holders can redeem ICICI Bank reward points as discounts & cashback offers on various products.
  • Redeem the reward points of ICICI Bank credit cards within 2 years from the date of accumulation.
  • Redeem ICICI credit card reward points through different modes such as Net Banking/Mobile Banking and Customer Care Helpline.
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What is ICICI Credit Card Reward Point?

Credit Cards are a great financial tool and a better alternative to cash that eases out your online transactions. Apart from greater ease of utility & convenience, ‭one of the advantages of credit cards are reward points. ICICI Bank Reward Points are points or credits ICICI Bank credit card users can earn for specific frequency or volume of transactions as they swipe the credit card at a store or use it online for shopping, dining, travel or buying grocery etc. Credit Cardholders can redeem these reward points for certain benefits in the form of discounts & cashback on various products, gifts & vouchers. Check the complete process to earn & redeem reward points on your ICICI Bank Credit Card.

How to Earn Reward Points on ICICI Credit Cards?

Every credit card offered by ICICI has a different set of credit card reward points. To accumulate more credits or reward points, users need to use it for specific purposes. The table below mentions the reward points offered by ICICI on different credit cards.

Credit Cards Reward Points
Coral Card
  • 2 PAYBACK points on every ₹ 100 spent on your card (except fuel)
Rubyx Visa Credit Card
  • 2 PAYBACK points on every ₹ 100 on domestic spends in multiple categories.
  • 4 PAYBACK points on every ₹ 100 on international spends
Unifare Metro Cards
  • 2 PAYBACK points on every ₹ 100 spent on your card (except fuel)
  • 4 PAYBACK Points on every ₹ 100 spent on transactions for Auto Recharge

How to Redeem ICICI Bank Credit Card Reward Points?

It is essential to redeem the credit card reward points to avail the associated benefits and ICICI Bank credit card reward points can be redeemed both through online & offline methods. The methods provided by ICICI to redeem the reward points are Net Banking/Mobile Banking and Customer Care Helpline. However, it is easy to redeem the Credit Card Reward points using an online procedure. Below-mentioned is multiple ways through which ICICI credit card users can redeem the rewards points earned on various utilities.

  • NetBanking:To redeem credit card reward points on ICICI credit cards using net banking, users must have a registered net banking account. They can then redeem those points by following the steps mentioned below:
    • Login to your ICICI banking account using your user ID and password.
    • Visit the Credit Cards page and click on Reward Points.
    • Click on Redeem Online and choose any of the items available for redemption.
    • Finally note down a unique order ID.
  • Customer Care Centre:Users can also contact ICICI Bank Credit card customer care service to redeem the reward points earned on ICICI credit card.

ICICI Bank Credit Card Rewards Catalogue

As mentioned above credit card holders can redeem the ICICI Bank credit card reward points on various products in multiple categories. Some of the popular categories for earning credit card rewards are mentioned below.

  • Electronics
  • Health and Fitness
  • Homeware and Kitchenware
  • Lifestyle
  • Personal Care
  • Dining and Entertainment
  • Apparel and Accessories
  • Travel and Holiday

FAQs

How to redeem ICICI Bank reward points?

ICICI credit card users can redeem reward points on ICICI credit card through different channels such as Net Banking/Mobile Banking and Customer Care Helpline.

Do ICICI Bank credit card reward points expire?

Yes, credit card reward points offered by ICICI generally have a validity of 2 years from the date of accumulation, which however may vary from card to card.

How can I redeem my ICICI Bank credit card points without an ICICI Bank account?

You can redeem your ICICI Bank credit card points offline through mail or by contacting ICICI credit card customer care service if you do not have an ICICI Bank account.

Can we convert ICICI Bank credit card reward points to cash?

Yes, you can convert ICICI Bank Credit card reward points to air miles or either get cashback offers.

What is the 10X reward point offered by ICICI Bank?

ICICI offers 10 times the reward points that the cardholder would have otherwise earned on the eligible transactions. These reward points are known as 10x Reward Points.


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ICICI Credit Card News - Sep 2021
  • 2021-07-14 : Amazon Pay ICICI Bank credit card issuance crosses 20 lakh mark
    ICICI Bank and Amazon Pay announced that the lender had crossed the 20 lakh mark for issuing ‘Amazon Pay ICICI Bank’ credit cards, becoming the first co-branded card to achieve this feat.
  • 2021-05-25 : ICICI Bank launches facility to link UPI ID with digital wallet
    ICICI Bank launched a facility for linking a UPI ID with its digital wallet. This initiative enables users to undertake small-value daily transactions directly from their Pockets wallet using UPI in a safe and secure manner.
  • 2021-03-04 : 10 lakh customers of other bank are using ICICI’s banking app, iMobile Pay
    ICICI Bank reported that 10 lakh customers of other banks have started using its app, ‘iMobile Pay’. The Bank has achieved the feat in three months after it made the app open for all to use, including those not its customers. The bank anticipates that the number is likely to double in two months.
  • 2021-02-26 : ICICI Bank introduced ‘Namma Chennai Smart Card’
    ICICI Bank joined hands with the Greater Chennai Corporation (GCC) and Chennai Smart City Limited (CSCL) to launch the Namma Chennai Smart Card. It will offer a common payment card platform to residents for making payments for various services within the city.
  • 2021-01-18 : ICICI Bank launched new year campaign
    ICICI Bank introduced iDelights New Year Bonanza. It is a new year campaign which offers several benefits brands and e-commerce platforms. It is a customised bouquet of offers for its customers to celebrate the beginning of 2021.
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