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ICICI Credit Card Net Banking

ICICI Netbanking Credit Card Account

Last Updated 25th Nov 2020

ICICI Credit Card Net Banking is the internet banking facility that allows ICICI users to access information about their credit card accounts online.

Access Information
  • Total Credit limit
  • Billed and unbilled transactions
  • Payment due date
  • Credit card statements
  • Information about reward point
Request Credit Card Services
  • Generate or regenerate credit card PIN
  • Register or deregister for Autopay facility or credit card
  • Access credit card statement on your mail
  • Block or hotlist credit card
  • Apply for loans and other EMI facilities
Apply for Credit Card

What is ICICI Credit Card Net Banking ?

ICICI Credit Card Net Banking is the internet banking facility that allows ICICI Bank users to access information about their credit card accounts including credit and cash limit, available balance, unbilled transactions, credit card statements etc. Along with that, the users can also avail various other online services such as making requests for registering / deregistering for ICICI Auto-Pay option, generate/re-generate credit card PIN and others.

How to Register or Create ICICI Bank Credit Card Net Banking Account?

To use ICICI net banking services, account-holders need to register with ICICI Bank for different methods by following the below-mentioned steps

  • Online Registration: To activate ICICI credit card net banking account online users need to follow the below-mentioned steps:
    • Visit the official ICICI website by clicking on https;//www.icicibank.com/ and click on New User.
    • To get a new User ID, click on I want a new User ID and you will be redirected to a new page.
    • Next, select the credit card option and enter the credit card details.
    • To get a new password, click on I want a new Password.
    • You will now be redirected to a new page. Click on ‘Click here to proceed’.
    • Enter your User ID, registered mobile number and click on Go.
    • Finally, enter the OTP sent on your registered number.
  • Phone banking: Account holders can also register for ICICI net banking services by calling ICICI phone banking numbers for credit cards. To register they would need to provide required information such as Customer ID/ Debit Card/ ATM number.
  • ATM: If the account-holders want to register for ICICI credit card net banking through ATM, they need to visit the nearest ICICI ATM
  • Bank Branch: To register for ICICI Credit Card Net Banking facility through bank branch, download the net banking registration form from the bank website and submit the duly-filled form with the required documents to the nearest bank branch. Account-holders can also get the registration form from the ICICI bank branch and submit the same to complete the process of ICICI credit card net banking.

Benefits of Accessing ICICI Credit Card Online

From accessing all the information about credit cards to managing various functions related to credit card accounts at one place, users can now easily access their ICICI Bank online quickly without making many efforts

These are some of the other benefits of accessing ICICI Bank credit card online:

  • Bank at your convenience: By link the credit card with ICICI internet banking, users can easily access online services such as:
    • Credit card statements – current statement, last statement and past statements
    • Generate a new credit card PIN online
    • Pay taxes
    • Check and redeem rewards points.
    • Enable or deactivate auto debit facility
    • Add a new credit card or deactivate existing credit card.
  • Pay bills on time : With various bill payment options offered by ICICI internet banking facility including manage billers and quick pay, account-holders can add all your billers, set payment reminders and enrol for the auto-debit facility and thus can pay the credit card or utility bills including electricity bill, telephone bill, internet bill and others on time.
  • Secure transactions : Along with quick transactions, online ICICI internet banking facility also ensures safety and security of online transactions including making payments, paying bills etc.

Few facilities using the net banking account

These are some of the online services related to ICICI Bank credit card that can be accessed with the net banking account: 

  • Access Information: Users can access the following services through ICICI credit card online:
    • Total Credit limit
    • Available credit and cash limit
    • Billed and unbilled transactions
    • Payment due date
    • Credit card statements
    • Information about reward point
  • Online Services: With ICICI credit card online, account-holders can request the following services without calling the customer care or visiting the bank branch.
    • Generate or regenerate credit card PIN
    • Register or deregister for Autopay facility
    • Register/deregister credit card
    • Block or hotlist credit card
    • Apply for loans and other EMI facilities
    • Enhance credit card limit
    • Upgrade to a new card
    • Redeem reward points

ICICI Credit Card Payment through Net Banking

You can make a credit card payment through net banking by following these steps -

  • Firstly, log in your ICICI Net Banking Portal.
  • Select the "Funds Transfer" option under the "Payments & Transfer" tab.
  • On the next page, choose the type of transaction and click on "Proceed".
  • Now, select the account from which the funds need to be transferred and enter the amount, purpose and beneficiary of the transfer.
  • Next, verify all the details, accept the terms and conditions and click on "Submit".
  • Now, on the next page, verify all the details and click on "Confirm".
  • Finally, enter the password sent to the registered mobile number and click on "Confirm".

Blocking or Hotlisting ICICI credit card through Net Banking

To block or hotlist ICICI credit card through net banking, follow the below-mentioned steps:

  • Firstly, log in to NetBanking using your login credentials such as customer ID & password.
  • Now, Click on the "Card" tab, select credit card.
  • Next, choose the card for blocking or hot listing and mention the reason for the same.
  • Finally, specify the request for a new card and click on the submit button.

Apply for ICICI Credit Card Loan through Net Banking

A loan against ICICI credit card is a pre-approved loan and can be availed with nil documentation and processing fees. To apply for ICICI credit card loan online, users must be registered for net banking: If the registration process for the net banking has been completed, check your eligibility for a loan on a registered card by following the below-mentioned steps:

  • Firstly, log in to ICICI Bank Internet Banking account using your User ID and Password.
  • Now, on the dashboard, go to ‘Credit Cards’ and find the option related to credit card loan/EMI.
  • Finally, choose the Card, Transaction, EMI tenure and click on the submit button.

Increase ICICI credit card limit through Net Banking

The credit limit of a credit card depends on the credit score of the cardholder. If you think that your credit limit is too low to suit your needs, you can request the lender to increase your credit limit. You can also check your net banking account to know if you are eligible for credit limit enhancement.

To check your eligibility for credit card enhancement, you need to follow the below-mentioned steps:

  • Firstly, login to your ICICI net banking account.
  • Now, on the homepage of your credit card, click ‘Credit Card- Card Upgrade with Enhancement’.
  • Next, choose your ICICI card and click on the ‘Continue’ button.
  • If your card is eligible for enhancement, you will find a pop-up message displaying the eligible credit limit.
  • Once you know all the details, you can check about the features of the new credit card if you are eligible for the same and can upgrade your card.
  • Finally, the lender will approve your card and the same will be dispatched to your registered address within 7 to 10 working days.
  • All the rewards, dues and transactions etc, will finally be transferred to the new card. However, in the case of only limit enhancement, the limit will be extended for the same card.

Change ATM Pin of ICICI credit card through Net Banking

To raise a request for a new ATM pin of ICICI credit card through net banking, follow the below-mentioned steps:

  • Firstly, login to HDFC net banking account.
  • Now find the option of Credit Card ATM PIN on your dashboard,
  • Next, select the Credit Card from the drop-down menu and click on the ‘Continue’ button.
  • Finally, a message will appear confirming your request for a new PIN of your credit card and the same will be dispatched at your registered address.

Change ICICI Credit Card Net Banking Password

If you want to reset or forget the Internet Banking password of your ICICI account, follow the below-mentioned procedures.

  • Visit the official web portal of ICICI Bank.
  • Now, click on the "Get Password" option.
  • Next, enter the user ID and click on the "Go" option.
  • Enter your registered mobile number to receive the OTP.
  • Now, enter the OTP and click on Go button.
  • Finally, create a new password as stated.

Credit Card Net Banking Registration and Process of Top Banks

FAQs

Can we do net banking with a credit card?

Yes, ICICI allows the cardholders to avail various services including viewing Credit card statements, generating a new credit card PIN online, make payments, add a new credit card or deactivate existing credit card etc through net banking. To get benefits of these services users can register for the ICICI net banking account.

Why has the ICICI Bank credit card net banking account been blocked?

If the user has lost or his credit card or his credit card is stolen, he/she has requested for the ICICI credit card, then the lender will block his credit card net banking account. Also, in case the user has entered a wrong PIN multiple times, his/her card may be blocked.

How do I reactivate my credit card net banking account?

Yes, the user can request the lender to reactivate the net banking account. In case, the account has been blocked due to some serious threat issue then the lender will issue a new credit card. To reactivate the credit card net banking account, the user needs to get a new iPIN.

What services can I avail using the ICICI Bank credit card net banking?

These are some of the online services related that can be accessed with the ICICI credit card net banking account:

  • Access Total Credit limit
  • Available credit and cash limit
  • View credit card statements
  • Information about reward point
  • Generate or regenerate credit card PIN
  • Register/deregister credit card
  • Access credit card statement on your mail
  • Block or hotlist credit card
  • Apply for loans and other EMI facilities
  • Enhance credit card limit
  • Upgrade to a new card
  • Redeem reward points

ICICI Credit Card News - Nov 2020
  • 2020-11-25 : ICICI Bank launches Cardless EMI facility
    The bank has launched a fully automated, cardless EMI facility for retail stores in collaboration with PineLabs. Instead of wallet or cards, this Cardless EMI helps consumers to purchase any commodity such as electronics, home appliances only by using their cell phone and PAN.
  • 2020-11-06 : ICICI Bank introduced banking stack for millennial customers
    ICICI Bank launched a comprehensive banking programme known as ICICI Bank Mine ICICI Bank Mine, for millennial customers, in the age bracket of 18 years to 35 years called. It offers an instant savings account, a feature-driven iMobile application that offers investment guidance and curated credit and debit card. In addition to this, it is will also offer instant personal loans and overdrafts, and an experiential branch with social engagement space.
  • 2020-11-03 : New charges and fees by ICICI Bank
    Effective November 1, 2020, ICICI Bank will charge Rs 50 as a convenience fee on its customers for every such transaction done on bank holidays and between 6:00 pm and 8:00 am on working days. Further, The bank will charge a convenience fee if the cash deposit in the cash acceptor/recycler machines exceeds Rs 10,000 per month either as a single transaction or multiple transactions.
  • 2020-07-09 : Banks exceed digital transaction target set for 2019-20
    The government notified that 17 banks received an overall good rating for their performance on digital transactions in 2019-20, with ICICI Bank topping the list of 56 banks and closed wallets. The result is the indication of ameliorating banking services like providing retail and business loans digitally with ease.
  • 2020-07-07 : ICICI Bank surpassed 1 million users on WhatsApp platform
    ICICI Bank crossed a mark of 1 million users on its WhatsApp banking platform. ICICI Bank had introduced WhatsApp banking services three months ago to enable its retail customers to undertake banking requirements from their home in the wake of the coronavirus pandemic.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More
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