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Close ICICI Credit Card

Closing a credit card

Last Updated 14th Oct 2021

  • ICICI credit card cancellation can be made through four ways.
  • To close ICICI Bank credit card, a cardholder can call customer care number, send a written request, send a request through email or send a request through an online application.
  • One should always close their credit card if it is unused.
  • If a card is not appropriately cancelled, it may affect the cardholder's credit score negatively.
  • Before ICICI Bank credit card closure, an individual must clear all their dues, redeem reward points and stop transactions from the card.
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How to Close ICICI Credit Card?

Snipping the credit card into two pieces is not the right way to close the credit card. It is essential to close the credit account the right way because it can hurt the cardholders credit score otherwise. Various ways are used for ICICI Bank credit card cancellation. A cardholder can close ICICI credit card by calling customer care number, written request, sending a request through email or sending a request through an online application.

ICICI Credit Card Cancellation by Calling Customer Care

To cancel a credit card of ICICI Bank, call the customer care number of the bank. Once a card holder's request is raised, a bank executive from the bank will contact to know the reason and confirm the cancellation details.

ICICI Credit Card Cancellation by Submitting a Written Request

ICICI credit card closure is also possible by sending a credit card closure letter. A letter must be written to ICICI Bank branch manager giving credit number, credit cardholder name and contact details. Submit the letter in person or send it through the mail, the branch's postal address can be found online.

ICICI Credit Card Cancellation by Writing an Email

ICICI Bank credit card cancellation online can be made by writing an email to the branch. An email is provided by ICICI Bank on which the email is sent to close the credit card. A credit cardholder has to provide credit card details and personal details like name, address and birth date in an email.

ICICI Credit Card Cancellation by Submitting an Online Request

Fill ICICI Bank credit card closure form online to cancel the credit card. Visit the ICICI's website and then fill the cancellation form and submit it. Upon approval, a bank executive from the bank will contact to know the reason and confirm cancellation details.

Important point to know when Closing ICICI Bank Credit Card

Before ICICI credit cancellation, here are few things which an individual needs to keep in mind:-

  • Clear your dues: Before requesting to cancel a credit card, one must clear all their outstanding dues and EMIs on the credit card. Without clearing dues, the lender cannot cancel the individual's card.
  • Stop transaction: Once a person has raised a request to close the credit card, they should not use the credit card, if the card is used after it, ICICI Bank can revoke the cancellation request.
  • Redeem unclaimed reward points: Before requesting a credit card cancellation, a person must redeem all reward points which they have earned while using a card.
  • Get the exact date: To avoid paying extra fees, or charges get an exact date from when the card will be blocked.
  • Deactivate automatic bill payment: Deactivate automatic bill payment to avoid paying extra fees. If the bank does not keep a follow up on the cancellation request, a cardholder might have to pay extra charges due to automatic bill payment.
  • Get a written confirmation: It is essential to take a written confirmation from the lender that the credit card has been closed.

FAQs

What are the methods of ICICI Bank Credit Card Cancellation?

Out of four, one method can be opted to cancel the credit card. The four methods call customer care number, written request, sending a request through email or sending a request through an online application.

Can I cancel my ICICI Bank credit card online?

To cancel a credit card online, send an email or request for cancellation using the bank's website.

What Happens after cancelling ICICI Credit Card?

Once the ICICI credit card is cancelled all the add on cards will also be cancelled, and once the bank has informed you that the card is closed, you should cut the card into two pieces.

How to Reactivate a Closed ICICI Credit Card?

To reactivate a closed ICICI credit card call the toll free customer care number 1860-120-7777/ 1800-103-8181

Is closing a credit card affect your credit score?

Yes, closing credit can affect your credit score due to various reasons. One of the reasons why your score will reduce is the increase in credit utilisation ratio.


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ICICI Credit Card News - Oct 2021
  • 2021-10-07 : ICICI Bank Has Launched Contactless Payment System
    ICICI Bank has launched a contactless payment system through its banking app- iMobile. This new system will enable tap their smartphones to pay at POS (Point of Sale) machines of merchant outlets.
  • 2021-07-14 : Amazon Pay ICICI Bank credit card issuance crosses 20 lakh mark
    ICICI Bank and Amazon Pay announced that the lender had crossed the 20 lakh mark for issuing ‘Amazon Pay ICICI Bank’ credit cards, becoming the first co-branded card to achieve this feat.
  • 2021-05-25 : ICICI Bank launches facility to link UPI ID with digital wallet
    ICICI Bank launched a facility for linking a UPI ID with its digital wallet. This initiative enables users to undertake small-value daily transactions directly from their Pockets wallet using UPI in a safe and secure manner.
  • 2021-03-04 : 10 lakh customers of other bank are using ICICI’s banking app, iMobile Pay
    ICICI Bank reported that 10 lakh customers of other banks have started using its app, ‘iMobile Pay’. The Bank has achieved the feat in three months after it made the app open for all to use, including those not its customers. The bank anticipates that the number is likely to double in two months.
  • 2021-02-26 : ICICI Bank introduced ‘Namma Chennai Smart Card’
    ICICI Bank joined hands with the Greater Chennai Corporation (GCC) and Chennai Smart City Limited (CSCL) to launch the Namma Chennai Smart Card. It will offer a common payment card platform to residents for making payments for various services within the city.
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