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ICICI Credit Card Balance Transfer

ICICI Credit Card Transfer

Last Updated 24th Sep 2021

  • ICICI credit card balance transfer is the process of repayment of outstanding balances of single or multiple credit cards at a lower rate.
  • ICICI credit card balance transfer provides multiple repayment modes.
Interest Rate 1.25%
Card Limit Upto Rs. 3 Lakhs
Processing FeeCase to Case
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What is Balance Transfer (BT) in ICICI Credit Card?

ICICI credit card balance transfer is the facility to consolidate the outstanding balance from other credit cards to a different credit card from ICICI. ICICI also offers the flexibility of credit card balance transfer from bank to other. Thus, you can make convenient repayments using monthly instalments at a lower rate.

ICICI Credit Card Balance Transfer Interest Rates and Other Charges

Some key factors associated with ICICI credit card balance transfer are listed in the table below:

Balance Transfer Rate 1.25%
Processing Fee Case to Case

Benefits of ICICI Credit Card Transfer

With the ICICI credit card transfer, the outstanding credit card balance can be consolidated and repaid using flexible modes. Here is why you should apply for a ICICI credit card balance transfer.

  • Reduced Financial Burden: ICICI Bank offers lower credit card balance transfer rates starting at 1.25% along with processing fee of Case to Case on ICICI Bank credit card transfer. Thus, you can save on the outstanding balance by transferring your credit card to ICICI.
  • Improved Credit Score: If you make timely payment of your balance transfer EMIs, you can improve your credit score with a low-interest rate and an interest-free period of ICICI Bank credit card balance transfer.
  • Easy Repayments: With ICICI Bank credit card balance transfer, you can consolidate multiple credit card accounts into one account. It will make regular payment easier and organized.
  • Interest-Free Periods : ICICI Bank also provides interest-free periods for a specified tenure if you avail of the balance transfer facility of ICICI Bank depending upon the current offers at the time of balance transfer.

Eligibility & Documents Required for ICICI Bank Balance Transfer

Below-mentioned is eligibility criteria & documents requirement to apply for ICICI credit card balance transfer.

  • If you are an existing credit card holder of ICICI, you can apply for ICICI credit card balance transfer.
  • To avail for ICICI credit card balance transfer, you should have a good track record of credit card spendings and must have repaid the credit card dues on time.
  • You can know about the eligibility for ICICI credit card balance transfer you can contact through various methods including net banking, mobile banking or by calling ICICI credit card customer care number.
  • You do not require any documents for ICICI credit card balance transfer.

How to Apply for ICICI Bank Credit Card Balance Transfer?

You can apply for ICICI credit card balance transfer by using the modes mentioned below:

  • Net banking: You can apply for a ICICI Bank credit card via ICICI Bank NetBanking process. The general process for this is listed as follows: To apply for ICICI credit card balance transfer, follow the below-mentioned steps.
    • Login to ICICI Bank Net Banking Portal
    • Look out for a balance transfer option.
    • Enter the details of the card for which you wish to opt for credit card balance transfer.
  • SMS : You can also transfer your credit card balance by sending an SMS, BT to 5676766..
  • Customer Care: You can apply for a credit card balance transfer by contacting BT to 5676766. number.


What is balance transfer in a ICICI Bank credit card?

Balance Transfer facility in a credit card is the facility that allows you to transfer the outstanding balance from any other credit card to a credit card at a lower rate.

What is the limit of card to card transfer?

You can avail card balance transfer for Upto Rs. 3 Lakhs.

How does a 0% balance transfer work in ?

A 0% balance transfer allows you to transfer the outstanding balance of single or multiple cards at 0% interest for a set period.

Can we transfer money from credit card to a bank account?

Yes, you can transfer money from a credit card to a bank account through third-party platforms.

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ICICI Credit Card News - Sep 2021
  • 2021-07-14 : Amazon Pay ICICI Bank credit card issuance crosses 20 lakh mark
    ICICI Bank and Amazon Pay announced that the lender had crossed the 20 lakh mark for issuing ‘Amazon Pay ICICI Bank’ credit cards, becoming the first co-branded card to achieve this feat.
  • 2021-05-25 : ICICI Bank launches facility to link UPI ID with digital wallet
    ICICI Bank launched a facility for linking a UPI ID with its digital wallet. This initiative enables users to undertake small-value daily transactions directly from their Pockets wallet using UPI in a safe and secure manner.
  • 2021-03-04 : 10 lakh customers of other bank are using ICICI’s banking app, iMobile Pay
    ICICI Bank reported that 10 lakh customers of other banks have started using its app, ‘iMobile Pay’. The Bank has achieved the feat in three months after it made the app open for all to use, including those not its customers. The bank anticipates that the number is likely to double in two months.
  • 2021-02-26 : ICICI Bank introduced ‘Namma Chennai Smart Card’
    ICICI Bank joined hands with the Greater Chennai Corporation (GCC) and Chennai Smart City Limited (CSCL) to launch the Namma Chennai Smart Card. It will offer a common payment card platform to residents for making payments for various services within the city.
  • 2021-01-18 : ICICI Bank launched new year campaign
    ICICI Bank introduced iDelights New Year Bonanza. It is a new year campaign which offers several benefits brands and e-commerce platforms. It is a customised bouquet of offers for its customers to celebrate the beginning of 2021.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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