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Regalia Card 2021

Regalia Card Fee and Charges

Last Updated 07th Oct 2021
Joining fees₹ 2,500
First Year Annual Fees ₹ 2,500
Renewal Fees from 2nd Year ₹ 1,000
Interest Rate/ Finance Charges per month3.49%
Brand Partner N/A
Late Payment Charges ₹ 750
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Regalia Card Features

  • Get a complimentary Priority Pass Membership for preferential access to over 1000+ airport lounges around the world
  • Earn 9 Club Vistara points for every ₹100 spent on All Vistara Flights
  • Personal Global Concierge Services for Lifestyle needs
  • Get 15,000 bonus points every year on spends of ₹ 8 Lakh
  • Exclusive dining privileges that offer up to 15% discount and more on dining at leading five-star hotels
  • Lowest Foreign Currency Mark-up Fee of 2% on international transactions

Regalia Card Benefits

  • Earn 4 reward points on every 150 spent on HDFC Bank Regalia Credit Card
  • Choose to redeem Reward Points instantly against airline, hotel reservation and movie booking
  • Free air accident insurance and medical insurance. Nominated kin will receive a compensation of ₹1 Crore in case of air accident
  • Medical emergency up to 15 lakh covered on travel outside country

Regalia Card Eligibility

An applicant needs to meet the following criteria to get Regalia Card from HDFC Bank:

  • CIBIL: HDFC Bank require a minimum CIBIL score of 700 for issuing its Regalia Card.
  • Occupation: HDFC Bank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Travel and Airline Card

  • Travel and airline card give ease and convenience of travel if you are a regular and a frequent airline business traveller in India or to international destinations. These cards comes with exciting offers like air miles, hotel discounts, reward points on every spending etc. With these cards you can easily make the transactions in foreign country.
  • Earn additional travel mile points on each ticket purchase if you are a part of frequent flying program for an airline.
  • Miles can be transferred to airline partners.
  • Accumulated miles in your account never expire.
  • Access to premium lounges.
  • In-flight purchase discounts on food.
  • World wide acceptance of the card.

More about Premium Card

  • Get priority customer benefits
  • Premium card is generally issued to premium and regular customer of banks and comes with host of benefits. Benefits are available as a reward points on multiple spend categories such as dining, movie tickets, and travel and luxury lifestyle benefits. So, apply for a card which offers multiple benefits.
  • Cash points or reward points on dining, departmental stores, international spends.
  • Access to airport lounges.
  • Access to world class golf courses.
  • Complimentary travel insurance.
  • Personalised services.
  • Discounts on movie tickets, dining bills etc.

More about Rewards Card

  • Get rewards for spending
  • Rewards card offers you reward points, every time you spend on pre-specified categories. Get attractive gift vouchers and discount coupons available on accumulated reward points.
    Rewards cards are similar to cash back credit cards, but instead of receiving cash when you spend you gain reward points which can be converted into vouchers spendable at a large range of retailers.
  • Receive rewards at leading hotels, dining outlets, apparel stores, departmental stores.
  • Lounge access at selected airports.
  • Enjoy offers on holidays, golfing retreats, movie tickets, dining and more.
  • Redeem awards at a large number of shopping outlets include online retailers.
  • Convert your purchases into easy to pay EMIs.

FAQs

What charges I need to pay as joining fee for Regalia Card of HDFC Bank?

Joining fee charged on HDFC Bank Regalia Card is ₹ 2,500.

What is the annual fee for Regalia Card ?

Annual fee charged on Regalia Card is ₹ 2,500.

Can I waive off my annual fee on Regalia Card ?

no waiver on your Regalia Card annual fee.

Is there any late payment charge on Regalia Card ?

No, HDFC Bank does not charge any late payment fee on your Regalia Card.

What is the second year renewal fee on Regalia Card ?

HDFC Bank charges a second year renewal fee of ₹ 1,000 on your Regalia Card

What is the interest charge per month on Regalia Card ?

HDFC Bank charges an interest of 3.49% per month on Regalia Card.


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HDFC Credit Card News - Oct 2021
  • 2021-08-27 : HDFC Bank tops credit card by market share
    HDFC Bank has come out as the market leader of the credit card market in India. The bank has a 23.61% market share, the share of SBI cards is at 19.17%, while ICICI Bank comes at third with a 17.57% share. Despite the RBI ban on issuing any new card HDFC Bank has been able to maintain leadership status.
  • 2021-05-28 : HDFC Bank commits Rs 100 cr towards COVID relief in FY22
    HDFC Bank committed Rs 100 crore for setting up medical infrastructure for COVID-19 relief in 2021-22. The bank is planning to set up 20 oxygen plants in hospitals besides three 100-bed COVID care facilities as part of the plan.
  • 2021-05-25 : HDFC Bank deploys Mobile ATM in Bengaluru
    HDFC Bank deployed Mobile ATM in Bengaluru to assist customers during the COVID-19 related restrictions. The Mobile ATMs will eliminate the need for the public to move out of their locality to withdraw cash.
  • 2020-09-11 : Credit card EMIs at an all-time high
    HDFC Bank reported that the number of customers preferring to buy high-value products through instalments stood at an all-time high during the coronavirus pandemic. Further, The bank noted that the trend is visible across all segments of cardholders, including the newly launched millennia cards targeted for the younger users.
  • 2020-06-25 : HDFC Bank introduced co-branded credit card with IndiGo
    HDFC Bank partnered with the country largest airline IndiGo to launch a co-branded credit card, which will effectively work like a loyalty programme for the carrier. Named as Ka-ching, the card will offer multiple benefits like complimentary air tickets, lounge access, 5 % cashback or reward points on Indigo bookings, and 3% cash back on dining, grocery and entertainment.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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