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Regalia Card 2020

Regalia Card Fee and Charges

Last Updated 08th Jul 2020
Joining fees₹ 1,000
First Year Annual Fees Nil
Renewal Fees from 2nd Year ₹ 1,000
Interest Rate/ Finance Charges per month3.49%
Brand Partner Life style
Late Payment Charges ₹ 750

Regalia Card Features

  • Get a complimentary Priority Pass Membership for preferential access to over 1000+ airport lounges around the world
  • Earn 9 Club Vistara points for every Rs. 100 spent on All Vistara Flights
  • Personal Global Concierge Services for Lifestyle needs
  • Get 15,000 bonus points every year on spends of Rs.8 Lakh
  • Exclusive dining privileges that offer up to 15% discount and more on dining at leading five-star hotels
  • Lowest Foreign Currency Mark-up Fee of 2% on international transactions

Regalia Card Benefits

  • Earn 4 reward points on every 150 spent on HDFC Bank Regalia Credit Card
  • Choose to redeem Reward Points instantly against airline, hotel reservation and movie booking
  • Free air accident insurance and medical insurance. Nominated kin will receive a compensation of Rs. 1 Crore in case of air accident
  • Medical emergency up to 15 lakh covered on travel outside country

Regalia Card Eligibility

An applicant needs to meet the following criteria to get Regalia Card from HDFC Bank:

  • CIBIL: HDFC Bank require a minimum CIBIL score of 700 for issuing its Regalia Card.
  • Occupation: HDFC Bank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Travel and Airline Card

  • Travel with comfort
  • Travel and airline card give ease and convenience of travel if you are a regular and a frequent airline business traveler in India and to international destinations.
  • Earn additional travel mile points on each ticket purchase if you are a part of frequent flying program for an airline.
  • Miles can be transferred to airline partners.
  • Accumulated miles in your account never expire.
  • Access to premium lounges.
  • In-flight purchase discounts on food.
  • World wide acceptance of the card.

More about Premium Card

  • Get priority customer benefits
  • Premium card is generally issued to premium and regular customer of banks and comes with host of benefits. Benefits are available as a reward points on multiple spend categories such as dining, movie tickets, and travel and luxury lifestyle benefits. So, apply for a card which offers multiple benefits.
  • Cash points or reward points on dining, departmental stores, international spends.
  • Access to airport lounges.
  • Access to world class golf courses.
  • Complimentary travel insurance.
  • Personalised services.
  • Discounts on movie tickets, dining bills etc.

More about Rewards Card

  • Get rewards for spending
  • Rewards card offers you reward points, every time you spend on pre-specified categories. Get attractive gift vouchers and discount coupons available on accumulated reward points.
    Rewards cards are similar to cash back credit cards, but instead of receiving cash when you spend you gain reward points which can be converted into vouchers spendable at a large range of retailers.
  • Receive rewards at leading hotels, dining outlets, apparel stores, departmental stores.
  • Lounge access at selected airports.
  • Enjoy offers on holidays, golfing retreats, movie tickets, dining and more.
  • Redeem awards at a large number of shopping outlets include online retailers.
  • Convert your purchases into easy to pay EMIs.

FAQs

What charges I need to pay as joining fee for Regalia Card of HDFC Bank?

Joining fee charged on HDFC Bank Regalia Card is ₹ 1,000.

What is the annual fee for Regalia Card ?

Annual fee charged on Regalia Card is NIL.

Is there any late payment charge on Regalia Card ?

No, HDFC Bank does not charge any late payment fee on your Regalia Card.

What is the second year renewal fee on Regalia Card ?

HDFC Bank charges a second year renewal fee of ₹ 1,000 on your Regalia Card

What is the interest charge per month on Regalia Card ?

HDFC Bank charges an interest of 3.49% per month on Regalia Card.


HDFC Credit Card News - Jul 2020
  • 2020-06-25 : HDFC Bank introduced co-branded credit card with IndiGo
    HDFC Bank partnered with the country largest airline IndiGo to launch a co-branded credit card, which will effectively work like a loyalty programme for the carrier. Named as Ka-ching, the card will offer multiple benefits like complimentary air tickets, lounge access, 5 % cashback or reward points on Indigo bookings, and 3% cash back on dining, grocery and entertainment.
  • 2020-06-05 : HDFC Bank introduced summer treats
    HDFC Bank introduced summer treats, under this Bank will offer no-cost EMI and no down payment for large appliances, discounts and cashback on select brands. In addition to this, 50% extra reward points on online spend using credit cards. It will also have exclusive offers on the Bank lending products as well as additional rewards on online spends via Debit Card Credit Card or Payzapp.
  • 2019-12-03 : HDFC Bank launches a co-branded credit card with Walmart India
    HDFC Bank launched a credit card exclusive to ‘B2B Cash and carry stores’ customers, that offers free credit up to 50 days. The card can be used in all 26 B2B stores in the country. The card was launched to enable small businesses like Kirana stores to prosper well. Further, the card brings along cashback and rewards and can be used both online and at the stores.
  • 2019-09-02 : HDFC Bank launches its new millennia cards
    In a bid to engage the young customers, HDFC Bank launched its new range of millennia cards. These debits and credit cards come with variant features like 5 percent cash back on shopping, discounts and also a 1 percent waiver on the fuel charge. These cards are available in four variants Millennia Credit Card, Millennia easy EMI card, Millennia Debit card, and Millennia Prepaid card.
  • 2019-08-26 : HDFC Bank launches card range for millennials
    HDFC Bank has launched a new range of card offerings for millennials in association with Mastercard. The range of cards includes credit, debit, prepaid, and EMI variants to cater to diverse types of customers. The move is driven to provide to the vast millennial population in India. These cards will offer huge offers and benefits, including cash back on purchases.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More
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