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HDFC Bank Platinum Edge Card 2019

Last Updated 16th Oct 2019

Joining feesNil
First Year Annual Fees ₹ 500
Renewal Fees from 2nd Year ₹ 500
Interest Rate/ Finance Charges per month3.40%
Brand Partner IRCTC
Late Payment Charges ₹ 750
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HDFC Platinum Edge Card Features

  • Enjoy 5% Cashback on EasyEMI/ SmartBUY/ PayZapp spends
  • Enjoy spending on Bharat Credit Card with 5% Cashback on IRCTC/ Bill Payment/ Fuel
  • 2 Reward Points on Rs. 150 spends. 50% more rewards on dining spends.

HDFC Bank Platinum Edge Card Benefits

  • Get renewal fee waived on spends of Rs. 20,000 in a year prior to renewal date
  • Redeem RP as CashBack against outstanding amount on your Credit Card. (100 Reward Points = Rs. 10)
  • 1% Fuel Surcharge waived off on fuel transactions

HDFC Platinum Edge Card Eligibility

An applicant needs to meet the following criteria to get Platinum Edge Card from HDFC Bank:

  • CIBIL: HDFC Bank require a minimum CIBIL score of 700 for issuing its Platinum Edge Card.
  • Occupation: HDFC Bank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Shopping Card

  • Get smart with your spends
  • Shopping card offers attractive cash back or reward points, every time you spend a certain amount on pre-specified categories on the card.
  • Easy to pay on your online shopping deals.
  • Saves time and effort of paying in cash.
  • Allows conversion of your shopping bills into convenient monthly payments (EMIs).
  • Earn Discount/Cash back or rewards points offers on pre-specified categories of spend or shopping outlets including dining, departmental stores, grocery and international spends.

More about Cashback Card

  • Smarter way to spend and save
  • Cashback card offers a certain percentage of the shopping value back, every time you spend on pre-specified categories on the card. You can enjoy typically a cash-back/discount of 2.5% to 5% which can even go as high as 25% on some categories such as movie tickets or others as specified. Make online payment with the card and enjoy the cashback.
  • Direct and immediate discount/cash-back available on your shopping value.
  • Allows conversion of your shopping bills into convenient monthly payments (EMIs).
  • Hassle free and automatic redemption of the cash back/discount.
  • Special discount offers on bills payment, travel, movies.
  • You can choose a card that provides higher discount on categories where you are likely to spend the most such as fuel, dining, movies, travel etc.

Frequently Asked Questions on HDFC Bank Platinum Edge Card

What charges I need to pay as joining fee for Platinum Edge Card of HDFC Bank?

Joining fee charged on HDFC Bank Platinum Edge Card is NIL.

What is the annual fee for Platinum Edge Card ?

Annual fee charged on Platinum Edge Card is ₹ 500.

Can I waive off my annual fee on Platinum Edge Card ?

Yes, you can spend Rs. 15,000 in first 90 days and get your annual fee waived off. on your Platinum Edge Card annual fee.

Is there any late payment charge on Platinum Edge Card ?

No, HDFC Bank does not charge any late payment fee on your Platinum Edge Card.

What is the second year renewal fee on Platinum Edge Card ?

HDFC Bank charges a second year renewal fee of ₹ 500 on your Platinum Edge Card.

What is the interest charge per month on Platinum Edge Card ?

HDFC Bank charges an interest of 3.40% per month on Platinum Edge Card.

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Credit Card News - Oct 2019
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More