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HDFC Credit Card Net Banking

HDFC Netbanking Credit Card Account

Last Updated 26th Nov 2020

HDFC Credit Card Net Banking is the internet banking facility that allows HDFC users to access information about their credit card accounts online.

Access Information
  • Total Credit limit
  • Billed and unbilled transactions
  • Payment due date
  • Credit card statements
  • Information about reward point
Request Credit Card Services
  • Generate or regenerate credit card PIN
  • Register or deregister for Autopay facility or credit card
  • Access credit card statement on your mail
  • Block or hotlist credit card
  • Apply for loans and other EMI facilities
Apply for Credit Card

What is HDFC Credit Card Net Banking ?

HDFC Credit Card Net Banking is the internet banking facility that allows HDFC Bank users to access information about their credit card accounts including credit and cash limit, available balance, unbilled transactions, credit card statements etc. Along with that, the users can also avail various other online services such as making requests for registering / deregistering for HDFC Auto-Pay option, generate/re-generate credit card PIN and others.

How to Register or Create HDFC Bank Credit Card Net Banking Account?

To use HDFC net banking services, account-holders need to register with HDFC Bank for different methods by following the below-mentioned steps

  • Online Registration: To activate HDFC credit card net banking account online users need to follow the below-mentioned steps:
    • Visit the official HDFC credit card net banking page and click on login.
    • Now on the page displayed, click on Continue to Netbanking account.
    • Next, under the credit card holder, click on ‘Continue’.
    • Now, under the new user, click on register now.
    • On the page displayed, enter various details such as credit card number,expiry date, CVV etc and click on the submit button.
  • Phone banking: Account holders can also register for HDFC net banking services by calling HDFC phone banking numbers for credit cards. To register they would need to provide required information such as Customer ID/ Debit Card/ ATM number.
  • ATM: If the account-holders want to register for HDFC credit card net banking through ATM, they need to visit the nearest HDFC ATM
  • Bank Branch: To register for HDFC Credit Card Net Banking facility through bank branch, download the net banking registration form from the bank website and submit the duly-filled form with the required documents to the nearest bank branch. Account-holders can also get the registration form from the HDFC bank branch and submit the same to complete the process of HDFC credit card net banking.

Benefits of Accessing HDFC Credit Card Online

From accessing all the information about credit cards to managing various functions related to credit card accounts at one place, users can now easily access their HDFC Bank online quickly without making many efforts

These are some of the other benefits of accessing HDFC Bank credit card online:

  • Bank at your convenience: By link the credit card with HDFC internet banking, users can easily access online services such as:
    • Credit card statements – current statement, last statement and past statements
    • Generate a new credit card PIN online
    • Pay taxes
    • Check and redeem rewards points.
    • Enable or deactivate auto debit facility
    • Add a new credit card or deactivate existing credit card.
  • Pay bills on time : With various bill payment options offered by HDFC internet banking facility including manage billers and quick pay, account-holders can add all your billers, set payment reminders and enrol for the auto-debit facility and thus can pay the credit card or utility bills including electricity bill, telephone bill, internet bill and others on time.
  • Secure transactions : Along with quick transactions, online HDFC internet banking facility also ensures safety and security of online transactions including making payments, paying bills etc.

Few facilities using the net banking account

These are some of the online services related to HDFC Bank credit card that can be accessed with the net banking account: 

  • Access Information: Users can access the following services through HDFC credit card online:
    • Total Credit limit
    • Available credit and cash limit
    • Billed and unbilled transactions
    • Payment due date
    • Credit card statements
    • Information about reward point
  • Online Services: With HDFC credit card online, account-holders can request the following services without calling the customer care or visiting the bank branch.
    • Generate or regenerate credit card PIN
    • Register or deregister for Autopay facility
    • Register/deregister credit card
    • Block or hotlist credit card
    • Apply for loans and other EMI facilities
    • Enhance credit card limit
    • Upgrade to a new card
    • Redeem reward points

HDFC Credit Card Payment through Net Banking

You can make a credit card payment through net banking by following these steps -

  • Firstly, log in your HDFC Net Banking Portal.
  • Now, Click on Fund Transfer tab.
  • Next, select the transfer type as per your requirement and click on Go button.
  • Now, choose the drawee account, beneficiary, transfer amount, transfer description etc.
  • Next, accept the terms and conditions and click on Continue.
  • Verify the transaction details and click on the Confirm button.
  • Save the reference number of the transaction for future reference.

Blocking or Hotlisting HDFC credit card through Net Banking

To block or hotlist HDFC credit card through net banking, follow the below-mentioned steps:

  • Firstly, log in to NetBanking using your login credentials such as customer ID & password.
  • Now, Click on the "Card" tab, select credit card.
  • Next, choose the card for blocking or hot listing and mention the reason for the same.
  • Finally, specify the request for a new card and click on the submit button.

Apply for HDFC Credit Card Loan through Net Banking

A loan against HDFC credit card is a pre-approved loan and can be availed with nil documentation and processing fees. To apply for HDFC credit card loan online, users must be registered for net banking: If the registration process for the net banking has been completed, check your eligibility for a loan on a registered card by following the below-mentioned steps:

  • Firstly, log in to HDFC Bank Internet Banking account using your User ID and Password.
  • Now, on the dashboard, go to ‘Credit Cards’ and find the option related to credit card loan/EMI.
  • Finally, choose the Card, Transaction, EMI tenure and click on the submit button.

Increase HDFC credit card limit through Net Banking

The credit limit of a credit card depends on the credit score of the cardholder. If you think that your credit limit is too low to suit your needs, you can request the lender to increase your credit limit. You can also check your net banking account to know if you are eligible for credit limit enhancement.

To check your eligibility for credit card enhancement, you need to follow the below-mentioned steps:

  • Firstly, login to your HDFC net banking account.
  • Now, on the homepage of your credit card, click ‘Credit Card- Card Upgrade with Enhancement’.
  • Next, choose your HDFC card and click on the ‘Continue’ button.
  • If your card is eligible for enhancement, you will find a pop-up message displaying the eligible credit limit.
  • Once you know all the details, you can check about the features of the new credit card if you are eligible for the same and can upgrade your card.
  • Finally, the lender will approve your card and the same will be dispatched to your registered address within 7 to 10 working days.
  • All the rewards, dues and transactions etc, will finally be transferred to the new card. However, in the case of only limit enhancement, the limit will be extended for the same card.

Change ATM Pin of HDFC credit card through Net Banking

To raise a request for a new ATM pin of HDFC credit card through net banking, follow the below-mentioned steps:

  • Firstly, login to HDFC net banking account.
  • Now find the option of Credit Card ATM PIN on your dashboard,
  • Next, select the Credit Card from the drop-down menu and click on the ‘Continue’ button.
  • Finally, a message will appear confirming your request for a new PIN of your credit card and the same will be dispatched at your registered address.

Change HDFC Credit Card Net Banking Password

If you want to reset or forget the Internet Banking password of your HDFC account, follow the below-mentioned procedures.

  • Visit the official web portal of HDFC by clicking on https://v1.hdfcbank.com/assets/popuppages/netbanking.htm
  • Now, on the login page, enter your User/Customer ID and click on Forgot IPIN Password.
  • On the next page, enter your Customer ID and Click on Go.
  • Next, authenticate your Debit Card details or Email.
  • Now, provide the required details as mentioned and enter your new IPIN.

Credit Card Net Banking Registration and Process of Top Banks

FAQs

Can we do net banking with a credit card?

Yes, HDFC allows the cardholders to avail various services including viewing Credit card statements, generating a new credit card PIN online, make payments, add a new credit card or deactivate existing credit card etc through net banking. To get benefits of these services users can register for the HDFC net banking account.

Why has the HDFC Bank credit card net banking account been blocked?

If the user has lost or his credit card or his credit card is stolen, he/she has requested for the HDFC credit card, then the lender will block his credit card net banking account. Also, in case the user has entered a wrong PIN multiple times, his/her card may be blocked.

How do I reactivate my credit card net banking account?

Yes, the user can request the lender to reactivate the net banking account. In case, the account has been blocked due to some serious threat issue then the lender will issue a new credit card. To reactivate the credit card net banking account, the user needs to get a new iPIN.

What services can I avail using the HDFC Bank credit card net banking?

These are some of the online services related that can be accessed with the HDFC credit card net banking account:

  • Access Total Credit limit
  • Available credit and cash limit
  • View credit card statements
  • Information about reward point
  • Generate or regenerate credit card PIN
  • Register/deregister credit card
  • Access credit card statement on your mail
  • Block or hotlist credit card
  • Apply for loans and other EMI facilities
  • Enhance credit card limit
  • Upgrade to a new card
  • Redeem reward points

HDFC Credit Card News - Nov 2020
  • 2020-09-11 : Credit card EMIs at an all-time high
    HDFC Bank reported that the number of customers preferring to buy high-value products through instalments stood at an all-time high during the coronavirus pandemic. Further, The bank noted that the trend is visible across all segments of cardholders, including the newly launched millennia cards targeted for the younger users.
  • 2020-06-25 : HDFC Bank introduced co-branded credit card with IndiGo
    HDFC Bank partnered with the country largest airline IndiGo to launch a co-branded credit card, which will effectively work like a loyalty programme for the carrier. Named as Ka-ching, the card will offer multiple benefits like complimentary air tickets, lounge access, 5 % cashback or reward points on Indigo bookings, and 3% cash back on dining, grocery and entertainment.
  • 2020-06-05 : HDFC Bank introduced summer treats
    HDFC Bank introduced summer treats, under this Bank will offer no-cost EMI and no down payment for large appliances, discounts and cashback on select brands. In addition to this, 50% extra reward points on online spend using credit cards. It will also have exclusive offers on the Bank lending products as well as additional rewards on online spends via Debit Card Credit Card or Payzapp.
  • 2019-12-03 : HDFC Bank launches a co-branded credit card with Walmart India
    HDFC Bank launched a credit card exclusive to ‘B2B Cash and carry stores’ customers, that offers free credit up to 50 days. The card can be used in all 26 B2B stores in the country. The card was launched to enable small businesses like Kirana stores to prosper well. Further, the card brings along cashback and rewards and can be used both online and at the stores.
  • 2019-09-02 : HDFC Bank launches its new millennia cards
    In a bid to engage the young customers, HDFC Bank launched its new range of millennia cards. These debits and credit cards come with variant features like 5 percent cash back on shopping, discounts and also a 1 percent waiver on the fuel charge. These cards are available in four variants Millennia Credit Card, Millennia easy EMI card, Millennia Debit card, and Millennia Prepaid card.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More
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