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HDFC Credit Card Payment

HDFC Credit Card Bill Payment

Last Updated 08th Jun 2021
Online Credit Card Bill PaymentInternet Banking, Mobile Banking, Bill Desk and NEFT
Offline Credit Card Bill PaymentCheque, ATM Payment, Bank Branch, NEFT/ RTGS
Processing TimeInstant to upto 3 days. Varies on the mode of payment
  • HDFC Credit Card Bill Payment can be made both through Offline & Online process.
  • Pay HDFC Bank credit card bill on time to avoid late payment charges.
  • Non-payment of credit card bills impacts your credit score negatively.

HDFC Credit Card Online Payment

There are two modes of making HDFC credit card bill payment; offline & online methods. The online methods of payments using HDFC accounts offer more convenience & flexibility than the offline modes and can be completed using the methods as mentioned below.

How to pay HDFC Credit Card Bills using Internet Banking?

The first method through which HDFC Bank credit cardholders can pay their bill online is internet banking. Check the complete process of paying HDFC credit card bill using Internet Banking.

  • Firstly, log in to the official website by clicking on https://netbanking.hdfcbank.com/netbanking/registrationUsingOTP.htm.
  • Now, click on ‘Bill Payment’.
  • Complete the registration process by entering your credit card details and clicking on the Submit button.
  • Finally, enter the OTP sent on your registered mobile number to complete the registration process.
  • Now to make a payment click on ‘View/Pay Bills’ select the Biller.
  • On the next page, choose your HDFC account number from where the funds must be transferred.
  • Now, enter the amount that is to be paid. Once you have entered all the details, click on ‘Pay Now’.
  • Finally, click on ‘Submit’ to complete the payment of the credit card bill.

How to pay HDFC Credit Card bill through Mobile Banking?

Paying HDFC credit card bill through HDFC Bank mobile application is another convenient mode and can be completed instantly using the steps as mentioned below:

  • Install the HDFC mobile banking application on your phone and log in to your account using your customer ID and Password.
  • Choose 'Credit Card' & view details of your credit card.
  • Now, click on 'Credit Card Payment' & select the account through which you want to make the payment.
  • Choose the amount to be paid and click on 'Pay Bill'.

Online Payment Using a non-HDFC Bank Account

Individuals can also make payments for HDFC Bank credit cards using non-HDFC Bank accounts online. Below-mentioned is multiple modes for online credit card bill payment using a non-HDFC account.

How to pay HDFC credit card bill through NEFT?

To make HDFC credit card bill payment through NEFT, follow the below-mentioned steps:

  • Log in to your internet banking account by entering your user name and password.
  • Now select NEFT under 'Fund Transfer' mode.
  • Add your credit card as the beneficiary to make the credit card bill payment.
  • Provide the IFSC code of the credit card and enter the 16-digit Credit Card number in place of the account number.
  • Finally, enter the bank name, bank address of the credit card company/bank and click on the submit button to pay the credit card bill.

HDFC Credit Card Payment through RTGS Using IFSC Code

HDFC credit card bill payment can also be made through RTGS mode of payment using the below-mentioned steps:

  • Log in to the internet banking account of any bank.
  • Choose RTGS as a mode of payment under 'Fund Transfer'.
  • Add your credit card as the beneficiary to make the credit card bill payment.
  • Provide the IFSC code of the credit card and enter the 16-digit Credit Card number in place of the account number.
  • Finally, enter the bank name, bank address of the credit card company/bank and click on the submit button to pay the credit card bill.

HDFC Credit Card Bill Payment through Bill Desk

Paying HDFC credit card bills online through BillDesk is easy, and can be done both through the debit card of your bank or by using the internet banking facility. Follow these steps to make HDFC Credit Card Bill Payment through Bill Desk.

  • Create an account with Billdesk, which is a payment gateway, and add the necessary information.
  • Add your 16 digits HDFC credit card number and amount to be paid.
  • Choose the bank for making a bill payment.
  • To make a payment login to your account using your ID & password.
  • Finally, authorise the payment by entering an OTP sent to your registered mobile number.

HDFC Credit Card Payment IFSC Code

To make HDFC credit card bill payment via UPI, individuals would need to register for UPI payments & must have a UPI ID or Account number and IFSC Code. There are multiple mobile applications including Paytm, Google Pay, BHIM etc. for paying HDFC credit card bills through UPI. Follow the below-mentioned steps once you complete the registration process for UPI payments.

  • Login to your Mobile Banking app & click on Pay.
  • Click on UPI Payment & choose 'Send Money'.
  • Pay via UPI ID or Account number and credit card payment IFSC Code.
  • Enter the amount, Remarks, and pay the amount.

HDFC Credit Card Bill Payment through VISA CardPay

HDFC Bank credit cardholders can pay credit card bills for their Visa Credit Cards through Visa Money Transfer. Below mentioned are steps to the same.

  • Log into your bank net banking account.
  • Click on 'Fund Transfer', and then select 'Transact'.
  • Click on 'Visa CardPay' and enter all the details.
  • Finally, click on 'Continue' & then initiate and execute the transaction.

Payment Processing Time for the Various Methods

Payment MethodProcessing Time
Internet BankingSame Day
Mobile BankingSame Day
NEFTVaries based on your bank account
RTGSVaries based on your bank account
Bill Desk2 to 3 days
UPIInstant
VISA CardPay2 to 3 working days

HDFC Credit Card Bill Payment Offline

HDFC credit cardholders can also make their bill payment through the offline modes as mentioned below:

  • ATM Funds Transfer: With 24*7 round the clock facility for ATMs, cardholders can easily make credit card payment by walking to the nearest ATM. All they need to do is insert their HDFC debit/ ATM card & follow the instructions as provided on the ATM.
  • Cheque Payments: HDFC credit card bill payment can also be made through the cheque facility. Issue a cheque in favour of HDFC Bank Credit Card Number & then provide the cheque at the nearest HDFC Bank branch. It will take around 3 days for the amount to be credited.
  • Savings Account: HDFC Bank credit card holders can also quickly pay their HDFC Bank credit card bills using NEFT or RTGS facility by visiting the bank branch.
  • Over the counter: Individuals can also visit the HDFC Bank branch & make HDFC Bank credit card bill payment through cash. However, this mode of payment would also attract cash processing fee.

FAQs

How can I pay my HDFC credit card bill online?

HDFC Bank account holders can pay credit card bills using multiple methods using their HDFC accounts or bank accounts of other banks. The online modes of paying credit card bills include net banking facility & HDFC Bank mobile banking facility. To pay HDFC credit card bills using non-HDFC accounts account holders can use methods such as NEFT/RTGS facility, Bill Desk & UPI etc.

How can I make the HDFC credit card bill payment offline?

Individuals can make the payment for HDFC credit card bill offline through the below-mentioned steps:

  • Cash
  • Cheque
  • ATM
  • NEFT/RTGS

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HDFC Credit Card News - Jun 2021
  • 2021-05-28 : HDFC Bank commits Rs 100 cr towards COVID relief in FY22
    HDFC Bank committed Rs 100 crore for setting up medical infrastructure for COVID-19 relief in 2021-22. The bank is planning to set up 20 oxygen plants in hospitals besides three 100-bed COVID care facilities as part of the plan.
  • 2021-05-25 : HDFC Bank deploys Mobile ATM in Bengaluru
    HDFC Bank deployed Mobile ATM in Bengaluru to assist customers during the COVID-19 related restrictions. The Mobile ATMs will eliminate the need for the public to move out of their locality to withdraw cash.
  • 2020-09-11 : Credit card EMIs at an all-time high
    HDFC Bank reported that the number of customers preferring to buy high-value products through instalments stood at an all-time high during the coronavirus pandemic. Further, The bank noted that the trend is visible across all segments of cardholders, including the newly launched millennia cards targeted for the younger users.
  • 2020-06-25 : HDFC Bank introduced co-branded credit card with IndiGo
    HDFC Bank partnered with the country largest airline IndiGo to launch a co-branded credit card, which will effectively work like a loyalty programme for the carrier. Named as Ka-ching, the card will offer multiple benefits like complimentary air tickets, lounge access, 5 % cashback or reward points on Indigo bookings, and 3% cash back on dining, grocery and entertainment.
  • 2020-06-05 : HDFC Bank introduced summer treats
    HDFC Bank introduced summer treats, under this Bank will offer no-cost EMI and no down payment for large appliances, discounts and cashback on select brands. In addition to this, 50% extra reward points on online spend using credit cards. It will also have exclusive offers on the Bank lending products as well as additional rewards on online spends via Debit Card Credit Card or Payzapp.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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