Citibank Rewards Card 2020

Last Updated 27th May 2020

Joining fees₹ 1,000
First Year Annual Fees ₹ 1,000
Renewal Fees from 2nd Year Nil
Interest Rate/ Finance Charges per month3.25%
Brand Partner N/A
Late Payment Charges ₹ 950

Citibank Rewards Card Features

  • Reward points are evergreen and will never expire
  • Reward points can be redeemed against shopping at selected outlets, gift voucher, fuel, air miles and card outstanding
  • Get 1,500 bonus points on first spend made within 30 days of card issue
  • Get 2,500 points on Card activation
  • Up to 15% savings across participating restaurants

Citibank Rewards Card Benefits

  • Earn 10 Reward Points for every Rs. 125 spent at apparel and department stores
  • For every Rs. 125 spent on all other purchases, earn 1 reward point
  • Get 300 bonus points on card spends of INR 30,000 or more in a month.
  • On 3 additional cards, earn 500 bonus points

Citibank Rewards Card Eligibility

An applicant needs to meet the following criteria to get Rewards Card from Citibank:

  • CIBIL: Citibank require a minimum CIBIL score of 700 for issuing its Rewards Card.
  • Occupation: Citibank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Shopping Card

  • Get smart with your spends
  • Shopping card offers attractive cash back or reward points, every time you spend a certain amount on pre-specified categories on the card.
  • Easy to pay on your online shopping deals.
  • Saves time and effort of paying in cash.
  • Allows conversion of your shopping bills into convenient monthly payments (EMIs).
  • Earn Discount/Cash back or rewards points offers on pre-specified categories of spend or shopping outlets including dining, departmental stores, grocery and international spends.

More about Cashback Card

  • Smarter way to spend and save
  • Cashback card offers a certain percentage of the shopping value back, every time you spend on pre-specified categories on the card. You can enjoy typically a cash-back/discount of 2.5% to 5% which can even go as high as 25% on some categories such as movie tickets or others as specified. Make online payment with the card and enjoy the cashback.
  • Direct and immediate discount/cash-back available on your shopping value.
  • Allows conversion of your shopping bills into convenient monthly payments (EMIs).
  • Hassle free and automatic redemption of the cash back/discount.
  • Special discount offers on bills payment, travel, movies.
  • You can choose a card that provides higher discount on categories where you are likely to spend the most such as fuel, dining, movies, travel etc.

Frequently Asked Questions on Citibank Rewards Card

What charges I need to pay as joining fee for Rewards Card of Citibank?

Joining fee charged on Citibank Rewards Card is ₹ 1,000.

What is the annual fee for Rewards Card ?

Annual fee charged on Rewards Card is ₹ 1,000.

Can I waive off my annual fee on Rewards Card ?

Yes, you can spend Rs. 30,000 or more in a year on your card and get your annual fee waived off. on your Rewards Card annual fee.

Is there any late payment charge on Rewards Card ?

No, Citibank does not charge any late payment fee on your Rewards Card.

What is the second year renewal fee on Rewards Card ?

Citibank charges a second year renewal fee of NIL on your Rewards Card.

What is the interest charge per month on Rewards Card ?

Citibank charges an interest of 3.25% per month on Rewards Card.

Compare Citibank Credit Cards

Credit Card News - May 2020
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More