Citibank Cashback Card 2020

Last Updated 26th May 2020

Joining fees₹ 500
First Year Annual Fees ₹ 500
Renewal Fees from 2nd Year Nil
Interest Rate/ Finance Charges per month3.10%
Brand Partner N/A
Late Payment Charges ₹ 950

Citibank Cashback Card Features

  • Get redemption in multiple of Rs. 500
  • Save upto multiples of Rs. 500
  • Up to 15% savings across participating restaurants
  • Exciting offers on leading brands across categories with Citi credit cards
  • Get your cash back conveniently and automatically as statement credit

Citibank Cashback Card Benefits

  • 5% cashback on all movie ticket purchases, subject to a maximum cap of Rs. 100 per month
  • Get 5% Cash Back on all telephone bill payments
  • Get 5% Cash Back on all utility bill payments made online through citibank online bill pay
  • 0.5% Cashback on all other spends

Citibank Cashback Card Eligibility

An applicant needs to meet the following criteria to get Cashback Card from Citibank:

  • CIBIL: Citibank require a minimum CIBIL score of 700 for issuing its Cashback Card.
  • Occupation: Citibank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Shopping Card

  • Get smart with your spends
  • Shopping card offers attractive cash back or reward points, every time you spend a certain amount on pre-specified categories on the card.
  • Easy to pay on your online shopping deals.
  • Saves time and effort of paying in cash.
  • Allows conversion of your shopping bills into convenient monthly payments (EMIs).
  • Earn Discount/Cash back or rewards points offers on pre-specified categories of spend or shopping outlets including dining, departmental stores, grocery and international spends.

More about Cashback Card

  • Smarter way to spend and save
  • Cashback card offers a certain percentage of the shopping value back, every time you spend on pre-specified categories on the card. You can enjoy typically a cash-back/discount of 2.5% to 5% which can even go as high as 25% on some categories such as movie tickets or others as specified. Make online payment with the card and enjoy the cashback.
  • Direct and immediate discount/cash-back available on your shopping value.
  • Allows conversion of your shopping bills into convenient monthly payments (EMIs).
  • Hassle free and automatic redemption of the cash back/discount.
  • Special discount offers on bills payment, travel, movies.
  • You can choose a card that provides higher discount on categories where you are likely to spend the most such as fuel, dining, movies, travel etc.

Frequently Asked Questions on Citibank Cashback Card

What charges I need to pay as joining fee for Cashback Card of Citibank?

Joining fee charged on Citibank Cashback Card is ₹ 500.

What is the annual fee for Cashback Card ?

Annual fee charged on Cashback Card is ₹ 500.

Can I waive off my annual fee on Cashback Card ?

No, there is no waiver on your Cashback Card annual fee.

Is there any late payment charge on Cashback Card ?

No, Citibank does not charge any late payment fee on your Cashback Card.

What is the second year renewal fee on Cashback Card ?

Citibank charges a second year renewal fee of NIL on your Cashback Card.

What is the interest charge per month on Cashback Card ?

Citibank charges an interest of 3.10% per month on Cashback Card.

Compare Citibank Credit Cards

Credit Card News - May 2020
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More