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My Choice Card 2021

My Choice Card Fee and Charges

Last Updated 14th Jul 2021
Joining fees₹ 250
First Year Annual Fees ₹ 250
Renewal Fees from 2nd Year ₹ 250
Interest Rate/ Finance Charges per month3.25%
Brand Partner N/A
Late Payment Charges ₹ 700
Apply for Credit Card Looking for a Loan? Looking for an Investment?

My Choice Card Features

  • Design the card on your own with an image of your choice to be recognised at the time of payment with card
  • 5% cashback on any 2 of the following: Dining, Fuel, Electronics, Utility Bills, Travel and Supermarkets
  • The eDGE reward points thus collected can be exchanged in lieu of various gifts and rewards.
  • Exclusive cash back of 5% is available on any 2 expense categories of your choice.

My Choice Card Benefits

  • 4 points on every ₹200 spent on the credit card
  • 100 points on the first online transaction
  • Make a purchase of ₹2500 or more and convert your transaction in to EMI

My Choice Card Eligibility

An applicant needs to meet the following criteria to get My Choice Card from Axis Bank:

  • CIBIL: Axis Bank require a minimum CIBIL score of 700 for issuing its My Choice Card.
  • Occupation: Axis Bank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Shopping Card

  • Shopping credit cards are the most popular category of credit cards as it helps people save on shopping various items. Shopping card offers attractive cash back or reward points, every time you spend a certain amount on pre-specified categories on the card. The demand for such cards is so high that almost all the banks are offering these cards. You can enjoy cash backs, reward points and schemes like one plus one.
  • Easy to pay on your online shopping deals.
  • Saves time and effort of paying in cash.
  • Allows conversion of your shopping bills into convenient monthly payments (EMIs).
  • Earn Discount/Cash back or rewards points offers on pre-specified categories of spend or shopping outlets including dining, departmental stores, grocery and international spends.

More about Cashback Card

  • Smarter way to spend and save
  • Cashback card offers a certain percentage of the shopping value back, every time you spend on pre-specified categories on the card. You can enjoy typically a cash-back/discount of 2.5% to 5% which can even go as high as 25% on some categories such as movie tickets or others as specified. Make online payment with the card and enjoy the cashback.
  • Direct and immediate discount/cash-back available on your shopping value.
  • Allows conversion of your shopping bills into convenient monthly payments (EMIs).
  • Hassle free and automatic redemption of the cash back/discount.
  • Special discount offers on bills payment, travel, movies.
  • You can choose a card that provides higher discount on categories where you are likely to spend the most such as fuel, dining, movies, travel etc.

FAQs

What charges I need to pay as joining fee for My Choice Card of Axis Bank?

Joining fee charged on Axis Bank My Choice Card is ₹ 250.

What is the annual fee for My Choice Card ?

Annual fee charged on My Choice Card is ₹ 250.

Can I waive off my annual fee on My Choice Card ?

no waiver on your My Choice Card annual fee.

Is there any late payment charge on My Choice Card ?

No, Axis Bank does not charge any late payment fee on your My Choice Card.

What is the second year renewal fee on My Choice Card ?

Axis Bank charges a second year renewal fee of ₹ 250 on your My Choice Card

What is the interest charge per month on My Choice Card ?

Axis Bank charges an interest of 3.25% per month on My Choice Card.


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Axis Bank Credit Card News - Jul 2021
  • 2021-06-23 : Google Pay launches cards tokenisation with SBI and other banks
    After successfully rolling out tokenisation with Kotak Mahindra Bank, SBI Cards, and Axis Bank, Google Pay has now added debit cards by SBI, IndusInd Bank, and Federal Bank and credit cards by IndusInd Bank and HSBC India to its slate. Digital wallet platform Google Pay has expanded its network of bank partners offering cards tokenisation on the Google Pay app and added lenders including SBI, IndusInd Bank, Federal Bank, and HSBC India. Google has rebranded its Tez app, launched in September, as Google Pay—the catch-all label for its payments services.
  • 2021-03-05 : Axis Bank launches WhatsApp banking
    Axis Bank launched banking services on WhatsApp. The new facility will enable its retail customers to seek information regarding their account balance, recent transactions, credit card payments, fixed and recurring deposit details, besides getting their queries answered in real-time.
  • 2021-02-26 : IRDAI gives approval for Axis Entities-Max Life Insurance deal
    The Insurance Regulatory and Development Authority of India has given its approval to acquire up to 12% stake in Max Life Insurance by Axis Bank and its subsidiaries, Axis Capital and Axis Securities. The IRDAI approval was an important venture transaction that was first announced in April 2020
  • 2020-10-23 : Axis Bank announced festive benefits
    Axis Bank announced Dil se Open Celebrations that will offer deals and discounts on more than 1 lakh branded products on purchase through Axis Bank credit and debit cards. Further, the bank is also offering some key benefits to customers who are in need of a loan, offering home loans starting at 6.90% as well as car loans at 7.99% and up to 100% road funding.
  • 2020-10-13 : Axis Bank to launch a new ACE Credit card
    Axis Bank collaborates with Google Pay, Visa to launch the ACE Credit card. ACE Credit card is designed for the growing base of customers to participate in the digital economy. Axis Bank stated that customers will earn a 5% reward in the form of cashback on bill payments via Google Pay. Additionally, users also get 4% to 5% cashback.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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