Axis Bank My Choice Card 2019

Last Updated 27th Jun 2019

Joining feesRs. 250
First Year Annual Fees Nil
Renewal Fees from 2nd Year Rs. 250
Interest Rate/ Finance Charges per month3.25%
Brand Partner N/A
Late Payment Charges Rs. 700
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Axis Bank My Choice Card Features

  • Design the card on your own with an image of your choice to be recognised at the time of payment with card
  • 5% Cashback on any 2 of the following: Dining, Fuel, Electronics, Utility Bills, Travel and Supermarkets
  • The eDGE reward points thus collected can be exchanged in lieu of various gifts and rewards.
  • Exclusive cash back of 5% is available on any 2 expense categories of your choice.

Axis Bank My Choice Card Benefits

  • 4 points on every Rs. 200 spent on the credit card
  • 100 points on the first online transaction
  • Make a purchase of Rs. 2500 or more and convert your transaction in to EMI

Axis Bank My Choice Card Eligibility

An applicant needs to meet the following criteria to get My Choice Card from Axis Bank:

  • CIBIL: Axis Bank require a minimum CIBIL score of 700 for issuing its My Choice Card.
  • Occupation: Axis Bank offers this credit card to both, salaried and self employed professionals and businessman with regular source of income.
Eligibility ParametersCriteria
CIBIL Score700 and above
OccupationSalaried and Self Employed

More about Shopping Card

  • Get smart with your spends
  • Shopping card offers attractive cash back or reward points, every time you spend a certain amount on pre-specified categories on the card.
  • Easy to pay on your online shopping deals.
  • Saves time and effort of paying in cash.
  • Allows conversion of your shopping bills into convenient monthly payments (EMIs).
  • Earn Discount/Cash back or rewards points offers on pre-specified categories of spend or shopping outlets including dining, departmental stores, grocery and international spends.

More about Cashback Card

  • Smarter way to spend and save
  • Cashback card offers a certain percentage of the shopping value back, every time you spend on pre-specified categories on the card. You can enjoy typically a cash-back/discount of 2.5% to 5% which can even go as high as 25% on some categories such as movie tickets or others as specified. Make online payment with the card and enjoy the cashback.
  • Direct and immediate discount/cash-back available on your shopping value.
  • Allows conversion of your shopping bills into convenient monthly payments (EMIs).
  • Hassle free and automatic redemption of the cash back/discount.
  • Special discount offers on bills payment, travel, movies.
  • You can choose a card that provides higher discount on categories where you are likely to spend the most such as fuel, dining, movies, travel etc.

Frequently Asked Questions on Axis Bank My Choice Card

What charges I need to pay as joining fee for My Choice Card of Axis Bank?

Joining fee charged on Axis Bank My Choice Card is Rs. 250.

What is the annual fee for My Choice Card ?

Annual fee charged on My Choice Card is NIL.

Is there any late payment charge on My Choice Card ?

No, Axis Bank does not charge any late payment fee on your My Choice Card.

What is the second year renewal fee on My Choice Card ?

Axis Bank charges a second year renewal fee of Rs. 250 on your My Choice Card.

What is the interest charge per month on My Choice Card ?

Axis Bank charges an interest of 3.25% per month on My Choice Card.

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Credit Card News - Jun 2019
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