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Close Axis Bank Credit Card

Closing a credit card

Last Updated 14th Oct 2021

  • Axis Bank credit card cancellation can be made through four ways.
  • To close Axis Bank credit card, a cardholder can call customer care number, send a written request, send a request through email or send a request through an online application.
  • One should always close their credit card if it is unused.
  • If a card is not appropriately cancelled, it may affect the cardholder's credit score negatively.
  • Before Axis Bank credit card closure, an individual must clear all their dues, redeem reward points and stop transactions from the card.
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How to Close Axis Bank Credit Card?

Snipping the credit card into two pieces is not the right way to close the credit card. It is essential to close the credit account the right way because it can hurt the cardholders credit score otherwise. Various ways are used for Axis Bank credit card cancellation. A cardholder can close Axis Bank credit card by calling customer care number, written request, sending a request through email or sending a request through an online application.

Axis Bank Credit Card Cancellation by Calling Customer Care

To cancel a credit card of Axis Bank, call the customer care number of the bank. Once a card holder's request is raised, a bank executive from the bank will contact to know the reason and confirm the cancellation details.

Axis Bank Credit Card Cancellation by Submitting a Written Request

Axis Bank credit card closure is also possible by sending a credit card closure letter. A letter must be written to Axis Bank branch manager giving credit number, credit cardholder name and contact details. Submit the letter in person or send it through the mail, the branch's postal address can be found online.

Axis Bank Credit Card Cancellation by Writing an Email

Axis Bank credit card cancellation online can be made by writing an email to the branch. An email is provided by Axis Bank on which the email is sent to close the credit card. A credit cardholder has to provide credit card details and personal details like name, address and birth date in an email.

Axis Bank Credit Card Cancellation by Submitting an Online Request

Fill Axis Bank credit card closure form online to cancel the credit card. Visit the Axis Bank's website and then fill the cancellation form and submit it. Upon approval, a bank executive from the bank will contact to know the reason and confirm cancellation details.

Important point to know when Closing Axis Bank Credit Card

Before Axis Bank credit cancellation, here are few things which an individual needs to keep in mind:-

  • Clear your dues: Before requesting to cancel a credit card, one must clear all their outstanding dues and EMIs on the credit card. Without clearing dues, the lender cannot cancel the individual's card.
  • Stop transaction: Once a person has raised a request to close the credit card, they should not use the credit card, if the card is used after it, Axis Bank can revoke the cancellation request.
  • Redeem unclaimed reward points: Before requesting a credit card cancellation, a person must redeem all reward points which they have earned while using a card.
  • Get the exact date: To avoid paying extra fees, or charges get an exact date from when the card will be blocked.
  • Deactivate automatic bill payment: Deactivate automatic bill payment to avoid paying extra fees. If the bank does not keep a follow up on the cancellation request, a cardholder might have to pay extra charges due to automatic bill payment.
  • Get a written confirmation: It is essential to take a written confirmation from the lender that the credit card has been closed.


What are the methods of Axis Bank Credit Card Cancellation?

Out of four, one method can be opted to cancel the credit card. The four methods call customer care number, written request, sending a request through email or sending a request through an online application.

Can I cancel my Axis Bank credit card online?

To cancel a credit card online, send an email or request for cancellation using the bank's website.

What Happens after cancelling Axis Bank Credit Card?

Once the Axis Bank credit card is cancelled all the add on cards will also be cancelled, and once the bank has informed you that the card is closed, you should cut the card into two pieces.

How to Reactivate a Closed Axis Bank Credit Card?

To reactivate a closed Axis Bank credit card call the toll free customer care number 1860-419-5555/ 1860-500-5555

Is closing a credit card affect your credit score?

Yes, closing credit can affect your credit score due to various reasons. One of the reasons why your score will reduce is the increase in credit utilisation ratio.

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Axis Bank Credit Card News - Oct 2021
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    After successfully rolling out tokenisation with Kotak Mahindra Bank, SBI Cards, and Axis Bank, Google Pay has now added debit cards by SBI, IndusInd Bank, and Federal Bank and credit cards by IndusInd Bank and HSBC India to its slate. Digital wallet platform Google Pay has expanded its network of bank partners offering cards tokenisation on the Google Pay app and added lenders including SBI, IndusInd Bank, Federal Bank, and HSBC India. Google has rebranded its Tez app, launched in September, as Google Pay—the catch-all label for its payments services.
  • 2021-03-05 : Axis Bank launches WhatsApp banking
    Axis Bank launched banking services on WhatsApp. The new facility will enable its retail customers to seek information regarding their account balance, recent transactions, credit card payments, fixed and recurring deposit details, besides getting their queries answered in real-time.
  • 2021-02-26 : IRDAI gives approval for Axis Entities-Max Life Insurance deal
    The Insurance Regulatory and Development Authority of India has given its approval to acquire up to 12% stake in Max Life Insurance by Axis Bank and its subsidiaries, Axis Capital and Axis Securities. The IRDAI approval was an important venture transaction that was first announced in April 2020
  • 2020-10-23 : Axis Bank announced festive benefits
    Axis Bank announced Dil se Open Celebrations that will offer deals and discounts on more than 1 lakh branded products on purchase through Axis Bank credit and debit cards. Further, the bank is also offering some key benefits to customers who are in need of a loan, offering home loans starting at 6.90% as well as car loans at 7.99% and up to 100% road funding.
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    Axis Bank collaborates with Google Pay, Visa to launch the ACE Credit card. ACE Credit card is designed for the growing base of customers to participate in the digital economy. Axis Bank stated that customers will earn a 5% reward in the form of cashback on bill payments via Google Pay. Additionally, users also get 4% to 5% cashback.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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