Axis Bank Credit Card

Last Updated 20th Jun 2019

Axis Bank Credit Card Online

Polpular Axis Bank Cards Interest Rate Annual Fee
My Zone Card 3.25% NIL
Apply for Credit Card
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Rs.

Compare & Apply for Axis Bank Credit Cards Online in India

Axis Bank Credit Cards Category Joining Fee Monthly Interest Charge
Insta Easy Card Low Fee NIL 2.50%
Miles and More Card Rewards, Travel and Airline Rs. 10,000 2.95%
My Business Card Cashback, Rewards, Travel and Airline Rs. 250 3.25%
My Choice Card Cashback, Shopping Rs. 250 3.25%
My Wings Card Cashback, Rewards, Travel and Airline Rs. 1,200 2.95%
My Zone Card Cashback, Fuel, Shopping, Travel and Airline Rs. 500 3.25%
Platinum Card Low Fee Rs. 500 3.25%
Privilege Credit Card with Unlimited Travel Benefits Premium, Rewards, Travel and Airline Rs. 1,500 2.95%
Signature Cards with Lifestyle benefits Lifestyle, Premium Rs. 5,000 2.95%
Titanium Smart Traveler Card Rewards, Travel and Airline Rs. 250 3.25%
Vistara Card Travel and Airline Rs. 10,000 2.95%

Why choose Axis Bank Credit Cards?

Axis Bank credit cards promise tons of great deals. Get dining offers, discounts on movie tickets, exclusive access to airport lounges, fuel surcharge waiver, vouchers and cashbacks. You also get the benefit of Axis Bank rewards program, the Axis eDGE Rewards Program. Axis Bank Credit card certainly make you feel privileged.

Top Axis Bank Credit Cards

My Zone Card: The My Zone card offers unlimited benefits in the form of Reward Points. The card has worldwide acceptance and offers Reward Points on dining, movies, shopping and more. You also get heavy cashback on movie ticket purchases, complimentary access to airport lounges within India, and fuel surcharge waiver.

Axis Bank Credit Card Eligibility

Income: The minimum income of the applicant should be Rs. 15,000 for salaried employees . Usually, Axis Bank gives a credit limit of 2 to 3 times of the monthly income you earn. For salaried individuals, it is based on the net monthly salary and in case of self-employed individuals, it is based on the income declared in IT return filed for the last financial year. In case you have an existing credit card from Axis Bank or from any other bank, then Axis Bank will not check your income and your credit card eligibility will be checked based on existing credit card's transaction history.

CIBIL Score: Most banks, including Axis Bank prefer a credit score of 700 and above before sanctioning a credit card for you. A lower score reduces your chance of getting credit card approval. A high credit score would allow you to get an easy approval on credit card. If you already have a credit card then Axis Bank checks your existing credit card's transaction and payment history to ensure that you are capable to make repayments on time.

Existing Relationship with Axis Bank: If you already have an account with Axis Bank, you have a higher chance of getting a credit card. Axis Bank comes with special credit card schemes for its existing bank holders which would mean higher credit limit, waiver or discount on joining fees and annual fees and special promotional offers as a joining pack. In addition, if you have been maintaining a good balance in your account consistently over the , past few years, you are more likely to secure a higher credit limit on your card.

Age: Bank has different credit cards targeted at different age groups and income groups of borrowers. You can apply for a credit card from Axis Bank if you are at least 18 years old upto maximum age group of 70 years. However, the minimum age to get a credit card from Axis Bank varies by various schemes depending on the card your choose to apply for.

Documents required for Axis Bank credit card

The type of documents required differ for new and existing card holders. Existing credit card holders are those who already own a credit card either from Axis Bank or from any other bank. In this case, income documents are not required.

Document Type For New Card Holders For Existing Card Holders
Identity Proof PAN card, Driving License, Voter ID card, Passport PAN card, Driving License, Voter ID card, Passport
Address Proof Bank statement, Rent agreement, Voter ID card, Ration card, Passport, Driving License, Postpaid Number Bank statement, Rent agreement, Voter ID card, Ration card, Passport, Driving License, Postpaid Number
Income Proof
  • In case of salaried Individual- Last 3 months salary slips, 6 months bank statement for salary account
  • In case of self-employed- Latest IT returns with computation of income or certified financial documents, Proof of business continuity
Not Required
Existing Card Proof Not Required Front copy of card, 1 latest statement within 15 days

Frequently Asked Questions

What is Axis credit card Buzz?

Axis Bank Buzz credit card is exclusively designed for those who shop online frequently. This card also comes with several benefits like dining offers on a large restaurant network, discount on online purchase and gift vouchers from Flipkart, Amazon etc.

Is Axis Bank credit card lifetime free?

Axis Bank offers Insta Easy credit card which is a lifetime free to hold for the rest of your life without any joining and annual fee. There are no hidden or additional charges for using this card. These are also known as zero annual fee credit cards.

What is the interest rate of Axis Bank Credit Card?

The interest rate on opting for a credit roll-over on Axis Bank Credit Card varies from card to card and can range from 2.50% to 3.25%.

How can I check my Axis Bank credit card balance?

You can check your credit card balance through Internet Banking or Mobile Banking following a step by step process:

Step 1: Login to Axis Bank Internet Banking

Step 2: Scroll to the Credit Card section

Step 3: Choose the Balance and Payments option

Step 4: Select the Credit Card you want to check the balance of (In case you have multiple cards)

Step 5: Click submit

Credit Card News - Jun 2019
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