Axis Bank Credit Card
Axis Bank Card Online
| Polpular Axis Bank Cards | Interest Rate | Annual Fee |
|---|---|---|
| My Zone Card | 3.25% | NIL |
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Compare Axis Bank Credit Cards Online, Best Axis Bank Credit Cards
| Axis Bank Credit Cards | Category | Joining Fee | Monthly Interest Charge |
|---|---|---|---|
| Insta Easy Card | Low Fee | NIL | 2.50% |
| Miles and More Card | Rewards, Travel and Airline | Rs. 10,000 | 2.95% |
| My Business Card | Cashback, Rewards, Travel and Airline | Rs. 250 | 3.25% |
| My Choice Card | Cashback, Shopping | Rs. 250 | 3.25% |
| My Wings Card | Cashback, Rewards, Travel and Airline | Rs. 1,200 | 2.95% |
| My Zone Card | Cashback, Fuel, Shopping, Travel and Airline | Rs. 500 | 3.25% |
| Platinum Card | Low Fee | Rs. 500 | 3.25% |
| Privilege Credit Card with Unlimited Travel Benefits | Premium, Rewards, Travel and Airline | Rs. 1,500 | 2.95% |
| Signature Cards with Lifestyle benefits | Lifestyle, Premium | Rs. 5,000 | 2.95% |
| Titanium Smart Traveler Card | Rewards, Travel and Airline | Rs. 250 | 3.25% |
| Vistara Card | Travel and Airline | Rs. 10,000 | 2.95% |
Why choose Axis Bank Credit Cards?
Axis Bank credit cards promise tons of great deals. Get dining offers, discounts on movie tickets, exclusive access to airport lounges, fuel surcharge waiver, vouchers and cashbacks. You also get the benefit of Axis Bank rewards program, the Axis eDGE Rewards Program. Axis Bank Credit card certainly make you feel privileged.
Top Axis Bank Credit Cards
My Zone Card: The My Zone card offers unlimited benefits in the form of Reward Points. The card has worldwide acceptance and offers Reward Points on dining, movies, shopping and more. You also get heavy cashback on movie ticket purchases, complimentary access to airport lounges within India, and fuel surcharge waiver.
Axis Bank Credit Card Eligibility
Income: The minimum income of the applicant should be Rs. 15,000 for salaried employees . Usually, Axis Bank gives a credit limit of 2 to 3 times of the monthly income you earn. For salaried individuals, it is based on the net monthly salary and in case of self-employed individuals, it is based on the income declared in IT return filed for the last financial year. In case you have an existing credit card from Axis Bank or from any other bank, then Axis Bank will not check your income and your credit card eligibility will be checked based on existing credit card's transaction history.
CIBIL Score: Most banks, including Axis Bank prefer a credit score of 700 and above before sanctioning a credit card for you. A lower score reduces your chance of getting credit card approval. A high credit score would allow you to get an easy approval on credit card. If you already have a credit card then Axis Bank checks your existing credit card's transaction and payment history to ensure that you are capable to make repayments on time.
Existing Relationship with Axis Bank: If you already have an account with Axis Bank, you have a higher chance of getting a credit card. Axis Bank comes with special credit card schemes for its existing bank holders which would mean higher credit limit, waiver or discount on joining fees and annual fees and special promotional offers as a joining pack. In addition, if you have been maintaining a good balance in your account consistently over the , past few years, you are more likely to secure a higher credit limit on your card.
Age: Bank has different credit cards targeted at different age groups and income groups of borrowers. You can apply for a credit card from Axis Bank if you are at least 18 years old upto maximum age group of 70 years. However, the minimum age to get a credit card from Axis Bank varies by various schemes depending on the card your choose to apply for.
Documents required for Axis Bank credit card
The type of documents required differ for new and existing card holders. Existing credit card holders are those who already own a credit card either from Axis Bank or from any other bank. In this case, income documents are not required.
| Document Type | For New Card Holders | For Existing Card Holders |
|---|---|---|
| Identity Proof | PAN card, Driving License, Voter ID card, Passport | PAN card, Driving License, Voter ID card, Passport |
| Address Proof | Bank statement, Rent agreement, Voter ID card, Ration card, Passport, Driving License, Postpaid Number | Bank statement, Rent agreement, Voter ID card, Ration card, Passport, Driving License, Postpaid Number |
| Income Proof |
|
Not Required |
| Existing Card Proof | Not Required | Front copy of card, 1 latest statement within 15 days |
Frequently Asked Questions
Axis Bank offers many travel cards which are attractive from the point of foreign exchange services, airport lounge services and booking tickets. These are Miles and More Card, My Business Card, My Wings Card, My Zone Card, Privilege Credit Card with Unlimited Travel Benefits, Titanium Smart Traveler Card, Vistara Card.
Which Axis Bank credit cards are best for shopping?Axis Bank’s shopping cards are My Choice Card, My Zone Card which are best for customers who are frequent shoppers as they offer a host of attractive cashbacks and rewards.
Which credit cards of Axis Bank offer the most rewards and cashbacks?My Business Card, My Choice Card, My Wings Card, My Zone Card, Miles and More Card, My Business Card, My Wings Card, Privilege Credit Card with Unlimited Travel Benefits, Titanium Smart Traveler Card are the popular cashback and reward cards. These cards also offer fuel surcharge waivers
What are lifestyle cards? Which are Axis Bank’s lifestyle cards?Lifestyle card offers host of upgrades, services and benefits for those who frequently prefer to go on holidays with family/friends and enjoy a luxurious and personalized travel and stay experience. Axis Bank offers Signature Cards with Lifestyle benefits as premium lifestyle cards with features exclusive airport lounge access, discounts, frequent flyer benefits and many other lifestyle related rewards.
What happens if I do not make my Axis Bank credit card payment on time?If you do not make your Axis Bank credit card payment on or before due date, then Axis Bank levies an interest charge of 2.50% to 3.25% on your credit card which has to be paid by you along with the due amount. All the transactions made by you in the credit card period appears in your Axis Bank credit card statement.
