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Credit Card

Best Credit Cards

Last Updated 08th Mar 2021
Bank List of Popular Credit Cards
SBI IRCTC Platinum Card, Yatra Card, Unnati Credit Card , ELITE
HDFC Bank Platinum Times Card, Titanium Times Card, Jet Privilege HDFC Bank World Card, Regalia Card
Axis Bank My Zone Card, Flipkart Axis Bank Credit Card, Platinum Card, Insta Easy Card
Standard Chartered Bank Super Value Titanium Card, Manhattan Platinum Card, Platinum Rewards Card
  • Option to get lifetime free credit card
  • Apply for a credit card and get options like high rewards card, cashback card and others
  • Use credit card to convert purchases in EMIs and reduce your burden of paying whole bill at one time
  • Free Insurance Cover upto Rs. 2 Lakhs New
Apply for Credit Card Looking for a Loan? Looking for an Investment?

Credit Card Comparison of All Banks

Credit Card Interest Charge Per Month Joining Fee
ICICI Bank 1.99% to 3.50% Nil to ₹ 1,25,000
SBI 2.50% to 3.50% Nil to ₹ 4,999
HDFC Bank 1.99% to 3.60% Nil to ₹ 10,000
Axis Bank 2.50% to 3.40% Nil to ₹ 10,000
Citibank 2.50% to 3.25% Nil to ₹ 20,000
Standard Chartered Bank 3.49% to 3.49% Nil to ₹ 499
HSBC Bank 2.49% to 3.35% Nil to ₹ 3,499

What is a credit card‭?

With the rise in online trading through plastic money,‭ ‬credit cards have become extremely popular these days.‭ ‬They are a great financial tool and a better alternative to cash that eases out your online transactions.‭ ‬You can even apply credit card online.‭ ‬One of the great benefits of using this instant credit availing card is that you have to pay monthly bills on the later set date each month.‭ ‬It comes as a plastic card to be swiped on the point of sale terminals placed at the merchant establishment‭ (‬such as a shopkeeper‭) ‬or used for making digital payments.

Credit card benefits are plenty in number and diverse as well.‭ ‬The most popular credit card offers include different segments like entertainment cards,‭ ‬fuel cards,‭ ‬cash-back cards,‭ ‬student cards,‭ ‬women cards,‭ ‬travel cards,‭ ‬business cards,‭ ‬and low-interest credit cards,‭ ‬among others.‭ ‬Many banks also offer instant credit card without any credit card charges to its valued customers.‭ ‬Generally,‭ ‬they do not require any joining fee or annual fee.

Top Credit cards in India

Card Name Category Annual Fee Joining Fee Late Payment Fee
Infinia Card Lifestyle ₹ 10,000 ₹ 10,000 ₹ 750
Diners Club Black Card Lifestyle ₹ 10,000 ₹ 10,000 ₹ 750
Jet Privilege Diners Card Lifestyle ₹ 10,000 ₹ 10,000 ₹ 750
Emeralde Credit Card Lifestyle ₹ 12,000 ₹ 12,000 Nil
Jet Privilege HDFC Bank World Card Travel and Airline ₹ 2,500 ₹ 2,500 ₹ 750
Instant Platinum Card Low Fee ₹ 99 ₹ 199 ₹ 750
Premier Master Card Low Fee Nil Nil ₹ 750
Superia Card Travel and Airline ₹ 500 ₹ 500 ₹ 750
Insta Easy Card Low Fee Nil Nil ₹ 700
PremierMiles Card Travel and Airline ₹ 3,000 Nil ₹ 100

Important Credit Card Details

A credit card is one of the most important financial inventions in modern times that enables one to make online transactions easier.‭ ‬It allows a cardholder to purchase goods and services on credit and pay it back on a later set date.‭ ‬Besides,‭ ‬credit card benefits are such that using it over other modes of payments is a far better option and of course,‭ ‬it eliminates the need for you to carry cash everywhere.‭ ‬Some key credit card benefits are listed below.

  • To build your credit score: Disciplined swiping of a credit card can help improve your credit score.‭ ‬The reason being,‭ ‬instant credit card issuer companies will report your payment activity to the credit bureaus.‭ ‬Moreover,‭ ‬a crucial credit card details is that no interest on your purchase is charged if you make the complete payment within the grace period.‭ ‬Hence,‭ ‬complete and timely repayment of your monthly bills will help improve and build your credit score faster.
  • To avail instant loan: An important credit card information is that you can avail loan against your card if you have a good credit score.‭ ‬You also have the option to convert your purchases in Credit Card EMIs which can be paid during a pre-agreed loan tenure.‭ ‬The advantage of pre-approved credit card loans is that they have the fastest time when compared to other loans.‭ ‬You do not need any additional documents,‭ ‬while in case of a personal loan,‭ ‬some level of documentation is required.‭ ‬The interest rates of loans against these cards usually start from‭ ‬11.50%‭ ‬per annum onwards and their tenure can go up to five years.
  • To earn cashback and reward points: Another credit card benefit that you can take advantage of is the attractive reward points and cashback.‭ ‬These cashback and discounts reduce the cost of purchases.‭ ‬On the other hand,‭ ‬reward points can be redeemed for goods or services from partner stores.‭ ‬Hence,‭ ‬doing more online transactions using these cards will help you earn more such benefits.
  • To save money on grocery shopping: For many people,‭ ‬grocery shopping is a regular task and therefore,‭ ‬no other option comes into our mind other than using these cards.‭ ‬Most of the cards have been affiliated with supermarkets,‭ ‬which means you can earn some additional cashback or discounts on your everyday shopping.‭ ‬The more you spend,‭ ‬the more you get a discount through these cards.
  • To cut the cost of existing debts: The main advantage of using them is that it helps you get out of the vicious cycle of debt that only grows worse over time because of compounding interest rates. If you owe money on an existing credit card, you have the option to reduce the cost by transferring the outstanding balance to another such card which has a lower interest rate.
  • To plan an international trip: If you are planning an overseas trip,‭ ‬using the best travel credit card will yield multiple benefits.‭ ‬Nowadays,‭ ‬international credit cards offer a low or no foreign currency transaction fee.‭ ‬Also,‭ ‬some cards offer international customer assistance which is helpful during your much-awaited trip.‭ ‬Plus,‭ ‬a lot of travel-oriented cards offer special discounts on flight tickets,‭ ‬car rentals,‭ ‬hotel bookings,‭ ‬etc.
  • To earn free travels and hotel stays: Credit card apply online that offers rewards and perks on hotel stays.‭ ‬You can redeem the points for a free flight or a free hotel stay.‭ ‬You can make the best use of complimentary amenities for an exotic vacation or weekend getaway.
  • Helps to save time: A credit card eliminates the need for you to carry cash everywhere. It also avoids the trouble of searching for ATMs and in turn, saves your time of visiting them.
  • To track your expenses: Credit cards help you to keep track of your day-to-day expenses.‭ ‬Your statements include the name of the merchant,‭ ‬date of the transaction,‭ ‬and amount spent.‭ ‬Some cards also provide the year-end summary that helps while paying taxes.

Credit Card Benefits

Credit card is simple and easy to use. Here are some of its benefits:

  • Recurring Payments: You can use a credit card to set for recurring payments of your electricity bills, phone bills, etc.
  • Free Credit: Each credit card has a grace period of 40-50 days. So, if you make a purchase and repay it completely within the grace period, then no interest will be levied. However, if for once the interest rate is charged on your bill, then the grace period will no longer be applicable.
  • Credit Score: Not many people know, but the credit card is one of the best ways to improve your credit score or build a credit history for yourself.
  • Convenience: Carrying cash everywhere no more feasible nowadays, nor it's completely safe. However, you can easily carry a small plastic card with you where ever you go and make the transaction with a simple card swipe.
  • Cashback and Discount: Credit card offers to provide a host of benefits, cash back, and discount deals on store shopping, fuel, online shopping, dining, travel, etc.
  • Rewards: Each time you use a credit card, you accumulate certain reward points based on the card and the bank. You have the option to redeem these points to get gifts and vouchers.

Types of Credit Cards in india

The number of credit cards available today are in hundreds or probably in thousands, spread acroose multiple categories with varied benefits. Below are some of the popular credit cards:

  • Balance Transfer Card: The credit cards with balance transfer allows you to transfer the outstanding balance of any credit card to another card.
  • Rewards Card: The rewards cards are designed to suit shoppers. When you use rewards card to make purchase, you earn certain rewards points. For example, some card will give 4 reward points for each Rs. 100 spent, or 6 reward points for each Rs. 100 spent. The rewards varies with bank to bank.
  • Business Credit Card: These cards are designed for companies, corporates, big and small businesses and partnerships. The card is mainly held by the employer but can also be issued to employees in which employer can cap the credit limit.
  • Cashback Card: Everybody like to earn some money while spending some, that’s why cashback is so popular. The amount of cashback will vary for each issuer.
  • Co-branded Cards: Many issuers collaborate with brands to come up with credit cards that has special discount and deals for that brand. Some examples of co-branded credit cards are; Yatra SBI card, HDFC Snapdeal credit card.
  • Credit cards for Women: Some credit cards are specifically designed for women. It provides cashback, rewards and exciting deals for women on various kinds of transactions such as shopping, dinning, surcharge waiver, etc.
  • Secured Credit Cards: A credit card against which you are required to submit a certain amount as deposit is called the secured credit card. Under this, you are required to submit the amount equal to or slightly more than the alloted credit limit. This card is best for those who are new to credit or wants to improve his credit history.
  • Prepaid Credit Card: As the name suggests, this card is prefilled with some amount. Usually this type of credit card is used as forex credit card. These cards are as good as debit card since the amount you spend will from the money you deposited earlier.
  • Premium Credit Cards: As the name suggests its a credit card for premium customers. It offers premium services and offers such as club memberships, dinning privileges, etc. Such cards has high minimum spending limits and high income as an eligibility criteria.
  • Student Credit Card: These credit cards are specifically designed for colege students. The student should be above 18 years, and need to submit employment document and income tax return.

How to Apply Credit Card Online‭?

Good internet is all you need for a credit card apply online with instant approval.‭ ‬Nowadays,‭ banks are providing quick service and approving credit cards within a day or two.

Here are the steps that you require to apply for a credit card online:

  • Visit your bank's website and click on the credit card‭ '‬apply online‭' ‬option.
  • Fill out the application form,‭ ‬which contains your personal details such as name,‭ ‬date of birth,‭ ‬address,‭ ‬contact number,‭ ‬pan card number,‭ ‬etc.
  • Post that,‭ ‬you will get a call from a credit card representative of the bank,‭ ‬who will guide you through the entire application process.
  • Once approved,‭ ‬a representative from the bank will come to your house and collect the required documents.

Apart from applying for a credit card online,‭ ‬you also have the option to choose your card offline.‭ ‬You can visit the bank directly to apply for a credit card.‭ ‬Also,‭ ‬you will be required to provide important‭ ‬credit card documents such as identity proof,‭ ‬pan card,‭ ‬and address proof to the bank.‭ ‬Once the documentation is done,‭ ‬it will take not more than‭ ‬7-10‭ ‬days to get the card delivered to the mentioned address.

Information about Credit Card Eligibility

Credit Card Eligibility varies based on the internal credit policies of the bank and the purpose for which the card is availed.‭ ‬Some of the basic eligibility parameters include:

  • Applicant should be at least‭ ‬18‭ ‬years of age
  • Applicant should have a regular source of income either through salary,‭ ‬self-employment or own business
  • Applicant should have a savings account in his/‭ ‬her name
  • Applicant should have a good credit score or CIBIL Score

Banks decide the amount of credit limit based upon your monthly salary,‭ ‬company your work for,‭ ‬as well as the existing relationship of the borrower with the bank.‭ ‬Banks may also decide to offer zero annual fees and renewal fees credit cards to customers in the high-income category and a steady credit card usage track-record.‭ ‬Some banks may even begin by offering low limit credit cards and decide to increase the same,‭ ‬after observing a consistent and disciplined track record depending upon the usage.

Credit Card Interest Rates and Charges

The late payment of monthly dues,‭ ‬payment less than the minimum monthly due amount attracts charges or hefty penalty on your credit card.

The entire unpaid balance on your credit card bill is chargeable based on the applicable credit card interest rate.‭ ‬Along with the outstanding balance,‭ ‬any new spending on the card will also be subject to interest,‭ ‬until the entire balance has been paid off.‭ ‬You should always compare credit card benefits along with interest rates of various banks to choose the best one with a lower interest rate.

The interest rates for credit cards are stated as yearly,‭ ‬as well as on a monthly basis.‭ ‬The yearly rate is known as the Annual percentage rate‭ (‬APR‭)‬.‭ ‬Unlike an interest rate,‭ ‬which refers only to the interest charged on a debt,‭ ‬APR is the combination of the interest rate and any other costs or fees involved in procuring the loan.‭ ‬This includes any additional costs associated with the transaction.‭ ‬APR on an online credit card can vary between‭ ‬36-50%.‭ ‬Defaulting or delaying your bill payments can lead to a late penalty on your accumulated debt,‭ ‬thus ruining your credit score.

Credit Card Payment

Credit cards run on a monthly billing cycle,‭ ‬which is defined as a period between billings.‭ ‬During the billing cycle,‭ ‬any purchases made by the card are recorded in your monthly statement.‭ ‬Then,‭ ‬at the end of the billing cycle,‭ ‬you are billed for the purchases done by you during a particular period.‭ ‬Your next billing cycle will start with whatever balance was left unpaid at the end of the previous billing cycle.‭ ‬The billing cycle is followed by a grace period.‭ ‬Suppose your billing cycle is from‭ ‬5th January to‭ ‬4th February,‭ ‬and the due date is‭ ‬20th February.‭ ‬This period,‭ ‬from‭ ‬4th February to‭ ‬20th February is the grace period that is generally offered on credit cards.‭ ‬Any purchases made during this period will be part of the next billing cycle.‭ ‬Credit card bills must be paid on time,‭ ‬i.e.,‭ ‬before the grace period ends,‭ ‬after which the balance will be subject to interest.‭ ‬You can make an online credit card payment by logging in to your net banking account.

How to get the best credit card‭?

With a plethora of credit card offers from multiple banks,‭ ‬it often becomes difficult to choose the right credit card.‭ ‬Here are some steps to choose the best credit cards:

  • Check your credit score: Before applying for the best credit cards,‭ ‬you must always check your credit score.‭ ‬If your credit score is low,‭ ‬it may increase your chances of rejection of your credit card application or even if you are eligible to get a card,‭ ‬it might come with a lower credit limit and high-interest rates.‭ ‬Therefore,‭ ‬it is important to track and maintain your CIBIL score continuously.
  • Compare interest rate or APR for different cards: Annual percentage rate‭ (‬APR‭) ‬or interest rate is the cost of borrowing on the card if you do not pay your outstanding bill by the due date.‭ ‬You can compare the APR for different cards and can choose the one with a lower interest rate.
  • Carefully analyze your spending habits: Most credit card offers are aimed at a specific type of customer segment by offering cash backs and benefits on a particular type of transaction.‭ ‬For example:‭ ‬While fuel cards come with higher cashback on fuel transactions,‭ ‬travel cards provide air miles,‭ ‬lounge access at the airports,‭ ‬and hotel stays.‭ ‬Similarly,‭ ‬some cards also offer up to‭ ‬5%‭ ‬cashback on utility spends.‭ ‬Therefore,‭ ‬one must carefully analyze his/‭ ‬her spending and then opt for a card offering maximum benefits.
  • Choose a higher credit limit: Credit limit refers to the maximum amount a credit card holder can withdraw without incurring any penalty.‭ ‬Exceeding this limit leads to an over-limit fee on the amount exceeded.‭ ‬A credit card issuer can increase or decrease the credit limit of existing cardholders based on a review of credit score and repayment history.‭ ‬Having a higher credit limit provides more flexibility to a customer to meet emergency expenses.
  • Compare joining bonuses and rewards: Many credit card offers attractive joining bonuses and welcome benefits in the form of bonus reward points and vouchers.‭ ‬Also,‭ ‬check for the expiration date of your reward points.‭ ‬While some issuers offer reward points for‭ ‬2-3‭ ‬years,‭ ‬there are some whose reward points never expire.‭ ‬Therefore,‭ ‬take into account the monetary value of joining bonuses and expiry date as well while comparing the best credit cards option.
  • Annual fees and penalties: Credit card issuers make money by charging fees every year on the card.‭ ‬Some of the essential charges include‭ ‬-‭ ‬joining fee,‭ ‬annual fee,‭ ‬late payment fee,‭ ‬cash advance fee,‭ ‬and rewards redemption fee.‭ ‬Therefore,‭ ‬always prefer a card that offers several benefits in the form of cashback,‭ ‬welcome vouchers,‭ ‬discounts,‭ ‬or reward points outweigh the annual fee and joining fee.‭ ‬There are also penalty charges for paying your bill late or going over your credit limit.‭ ‬Hence,‭ ‬go for a card with a reasonable fee.

Debit Card vs.‭ ‬Credit Card,‭ ‬which is better‭?

Credit and debit cards are popularly known as plastic money,‭ ‬have undoubtedly become the most popular alternative to cash in the modern world.‭ ‬Be it a businessman or a salaried employee‭ ‬-‭ ‬most people nowadays carry at least one of these cards and use them for transactions like bill payments,‭ ‬grocery shopping,‭ ‬flight bookings,‭ ‬etc.‭ ‬While both the cards look similar in appearance,‭ ‬they function differently.

Big News for Jan Dhan Account Holders

  • Get free Accidental Insurance with SBI Rupay Jan Dhan Card
    State Bank of India, the largest public sector lender in India, announced that it would provide free accidental insurance cover upto Rs. 2 Lakhs on SBI Rupay Jan Dhan Card. The Card Holders can avail the benefits of the card as you swipe the card once in 90 days. The card is issued to the individuals who have opened Jan Dhan accounts under the government scheme for financial inclusion of various banking services like insurance, savings/deposit accounts etc.


What is Add on Credit Card‭?

Add on credit card is an additional credit card issued under the original or primary card. This card can be issued to family members, spouses, parents, and children of 18 years and above. Every credit card has a limited number of supplementary cards that can be issued, and each has the same credit limit. The primary credit cardholder is responsible for paying the overall outstanding due to primary and supplementary cardholders. In case the payments are not made before the due date, the primary cardholder will be liable to pay the interest charged.

Can we get a credit card with a bad credit score?

Yes, you can get a credit card with a bad credit score. However, with the bad credit score, you will be eligible for a basic credit card, which has the least offers and low credit limit or a secured credit card.

How can I get my first credit card?

You can get your first credit card when you have at least 6 months of work experience in the same organization and have a monthly salary above ₹ 15,000. Almost all banks issue a basic credit card, which serves as an entry gate for new to credit individuals.

What is the billing cycle‭?

The billing cycle is the period between billings in which your bill amount is calculated.‭ ‬The billing cycle may vary and can range from‭ ‬25-40‭ ‬days but can also be shorter or longer depending on your credit card.‭ ‬Suppose,‭ ‬your credit card bill generates on the‭ ‬7th of every month.‭ ‬The bill you get every month will contain all the expenses made in the previous month.‭ ‬Any purchase made on the‭ ‬8th of a month will be added to the next billing cycle.

What Is the Credit Card Interest Rate?

The credit card interest rate is the charge or price you pay for borrowing the money through your credit card.

What is the grace period‭?

The grace period is the period between the end date of the billing cycle and your bill due date.‭ ‬In this period,‭ ‬you have to pay all your dues without having to pay any interest or late payment charges.

What is difference between debit card and credit card?

The debit card is issued against your savings account. It helps you use the funds that you have already deposited in your account. Whereas, a credit card gives you instant credit by paying for the things you want to buy.

How long does it take to get approved for a credit card online?

On average, it takes about 1-2 working days for your credit card application to get approved. If you apply for a credit card from online marketplace, you can get instant approval on your application by filling the form.

What are the common types of credit cards?

Some of the common types of credit cards are; cashback cards, online shopping cards, travel cards, lifestyle cards, and premium cards.

What does 'minimum due' mean on a credit card statement?

On a credit card statement, 'minimum due' means the amount which you must pay for that month to avoid any penalty for missing your credit card payment.

What Is Credit Card APR?

APR stands for Annual Percentage Rate. Credit card APR is the annual rate of interest applicable on that card.

How can I avoid paying interest on my credit card?

If you want to avoid paying interest on your credit card, then repay the credit card bill each month. Every credit card has a certain grace period during which no interest is levied, and if you pay off the credit card within this period each time, then no interest will be levied on your purchases. However, if the interest gets levied once then, it will be applicable immediately for your further purchases.

What happens if I only pay the minimum payment on my credit card?

Paying only the minimum amount once in a while will not cost you much other than one month’s extra interest. However, if you will pay the minimum amount regularly, then you will pile up an enormous credit card debt in no time.

What happens if I overpay my credit card balance?

When you overpay to your credit card issuer, your credit card balance goes in negative. It’s not a worse situation to be in. However, you should still try to avoid it. This is because your money will be locked up with a credit card issuer as you can’t withdraw that amount, and it will be earning them interest instead of you.

What are the precautions you need to take to prevent credit card fraud‭?

You have to follow the following precautions if you want to prevent your credit card from frauds‭ ‬-

  • Don't leave personal information such as your date of birth and password etc.‭ ‬lying around at home,‭ ‬in your vehicle or at work.
  • Choose a unique PIN and never share it with anyone.
  • If you receive a replacement card,‭ ‬you must destroy the old one
  • If you don't receive a reissue or replacement by the time your card expires,‭ ‬contact your card issuer.
  • Don't share card information over the phone,‭ ‬or email to anyone,‭ ‬not even with the customer care.
  • Make sure that the website you are using is secure before transmitting the card information and keep anti-virus and anti-spyware systems up to date.
  • Notify the card company when you are going away on a trip.‭ ‬That way,‭ ‬they will monitor the use of your card for any suspicious activity while you are away.

What are the other terms and conditions that you should be aware of while availing a credit card‭?

We always advise our customers to read the fine print of the loan agreement before signing it.‭ ‬Some of the indicative terms that should be checked are:

  • Annual fees in the first year and at the time of renewal,‭ ‬especially if you opted for a discounted or no annual fee card.‭ ‬Get a written commitment that in case of zero annual fees credit cards.
  • Late payment charges in case you do not pay the minimum amount due before the due date.
  • The interest rate on the outstanding balance of the credit card,‭ ‬in case you do not pay off your card bills.
  • Cash advance charges if you need to swipe your card at an ATM.
  • Charges for spending more than the prescribed credit limit.
  • Requirements of prescribing to add on insurance cover etc.
  • Other hidden late payment charges such as revocation of reward points and other benefits.

How does the card issuer determine your credit limit‭?

The prospective card issuer determines the credit and cash withdrawal limits of the cardholder.‭ ‬These limits are communicated to the customer at the time of card delivery.‭ ‬Some key factors that may influence the decision of the card issuer include the credit score,‭ ‬income,‭ ‬past track record,‭ ‬company category you are working with as well as your existing relationship with the bank.

  • Bank Statement
  • Identity proof‭ (‬Passport,‭ ‬PAN Card,‭ ‬Aadhaar Card‭)
  • Age proof‭ (‬PAN Card,‭ ‬10th and‭ ‬12th mark sheet‭)
  • Address proof‭ (‬Electricity bill,‭ ‬Aadhaar Card,‭ ‬Driving License,‭ ‬Voter id‭)
  • Income Statement‭ (‬last‭ ‬3‭ ‬months salary slip‭)
  • Last year IT returns‭ (‬for self-employed only‭)

Credit Card Reviews 3/5  by 2 customers
MyLoanCare Service
Banks Service
Govind Bhai Darji, Ahmedabad
Reviewed on 14th Oct 2019
2.5 / 5 stars
SBI Credit Card Availed in Jun 2019

Good job.

Apurv , Gandhinagar
Reviewed on 29th May 2019
3.5 / 5 stars
ICICI Bank Credit Card Availed in Nov 2018

It was great. Excellent customer service.
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Credit Card News - Mar 2021
  • 2021-03-05 : Axis Bank launches WhatsApp banking
    Axis Bank launched banking services on WhatsApp. The new facility will enable its retail customers to seek information regarding their account balance, recent transactions, credit card payments, fixed and recurring deposit details, besides getting their queries answered in real-time.
  • 2021-03-04 : 10 lakh customers of other bank are using ICICI’s banking app, iMobile Pay
    ICICI Bank reported that 10 lakh customers of other banks have started using its app, ‘iMobile Pay’. The Bank has achieved the feat in three months after it made the app open for all to use, including those not its customers. The bank anticipates that the number is likely to double in two months.
  • 2021-03-01 : IDBI joined hands with LIC arm for credit card
    IDBI Bank will launch a co-branded card with LIC. The aim of the co-branded credit card launch is to work on synergies between the two organizations after LIC acquired a majority stake in the bank in 2019.
  • 2021-02-26 : IRDAI gives approval for Axis Entities-Max Life Insurance deal
    The Insurance Regulatory and Development Authority of India has given its approval to acquire up to 12% stake in Max Life Insurance by Axis Bank and its subsidiaries, Axis Capital and Axis Securities. The IRDAI approval was an important venture transaction that was first announced in April 2020
  • 2021-02-26 : ICICI Bank introduced ‘Namma Chennai Smart Card’
    ICICI Bank joined hands with the Greater Chennai Corporation (GCC) and Chennai Smart City Limited (CSCL) to launch the Namma Chennai Smart Card. It will offer a common payment card platform to residents for making payments for various services within the city.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More
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