Documents Required for Credit Card

Credit cards have become an indispensable part of modern life with their plethora of benefits. Today credit cards offered by leading credit card issuers not only offer convenience and credit but many other lucrative cash back and discounts. However, before applying for a credit card, it is important to know the eligibility criteria and documents that your credit card issuer may require to submit your credit card application.

Even if you get online approval for a credit card, you will receive the final approval on your credit card application after you submit all documents required to the bank for further verification. The list of documents required for a credit card is similar across various banks and issuers. However, the list of documents differs by the occupation of the applicant.

Here is the list of specific documents, both for salaried and self-employed, that are required by most of the credit card issuers to process your card application.

KYC Documents needed for Credit Card

Salaried Self Employed
Duly Filled Signed Application Form
Identity Proof- Copy of PAN Card, Aadhaar Card, 2 Latest Photographs
Current Residence Address Proof

Income Documents Required for Applying for Credit Card

Salaried Self Employed
Last 3 months salary slip
Current Assessment Year ITR
Latest 3 months bank statement

Document Required for Existing Credit Card Holder

Salaried Self Employed
PAN card copy, Aadhaar Card & 2 photographs
Current residence address proof
Front copy of existing credit card and latest statement of credit card
Pencil impression of existing credit card
Credit Card News - Apr 2020
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