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Compare Tata Capital vs Yes Bank Business Loan

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Bank
Interest Rate
Interest Rate
19.00% - 0.00%
16.25% - 19.99%
Processing Fees
Processing Fees
From 1.50% to 2.50%
Up to 2%
Loan Amount
Loan Amount
₹ 5 Lakh to ₹ 50 Lakh
₹ 5 Lakh to ₹ 50 Lakh
Loan Tenure
Loan Tenure
12 to 48 Months
12 to 36 Months
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 2,990
₹ 3,528
Part Payment Charges
Part Payment Charges
Not Allowed
Allowed after 12 months at 2% charges
Foreclosure Charges
Foreclosure Charges
Allowed after 6 months at 4.5% of outstanding balance
Allowed after 12 months at Up to 4%
Eligible Age
Eligible Age
25 to 65 Years
25 to 65 Years
Minimum Years in Business Required
Minimum Years in Business Required
60 Months
36 Months
Minimum Turnover Required
Minimum Turnover Required
₹ 1 Cr
₹ 1 Cr
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
5/5.0
5/5.0
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Compare Business Loan EMI of Tata Capital and Yes Bank

Loan Amount Tata Capital Yes Bank
₹ 1 Lakh ₹ 2,990 ₹ 3,528
₹ 5 Lakh ₹ 14,950 ₹ 17,640
₹ 10 Lakh ₹ 29,900 ₹ 35,281
₹ 15 Lakh ₹ 44,850 ₹ 52,921

Which is a better bank for Business Loan – Yes Bank or Tata Capital?

Tata Capital offers lower Business Loan EMI at Rs. 2990 for 48 Months compared to Yes Bank with a minimum EMI of Rs. 3528 for 36 Months. In addition, average customer ratings for Tata Capital is currently at 5/5.0, making it a good choice for taking a Business Loan.

How does Yes Bank Business Loan compare with Tata Capital Business Loan?

A detailed comparison of Yes Bank and Tata Capital Business Loan on various terms and conditions highlight key differences in their offerings and allows the customer to take an choose the best bank for Business Loan. Results of a comparative analysis between both banks highlight that:

  • Lowest Interest rate of Yes Bank Loan is 16.25%, which is lower than the lowest interest rate of Tata Capital at 19.00%. Hence, Yes Bank is offering a cheaper loan option.
  • Compared to other Business Loan charges such as processing fees, Tata Capital charges a processing fee of From 1.50% to 2.50%, while Yes Bank charges a processing fee of Upto Up to 2%.
  • One feature that makes Business Loan a better option is the foreclosure facility. Tata Capital gives the option to close the loan after 6 months at 4.5% of outstanding balance and Yes Bank gives the option to close the loan after 12 months at Up to 4%. This makes Tata Capital a better option for Business Loan.
  • Yes Bank allows part payment on Business Loan after 12 months at 2% charges, while Tata Capital does not offer a part payment facility. This makes Yes Bank a better option for customers who want to retain the flexibility of reducing their loans whenever they have surplus funds available.
  • Yes Bank can be a better option if you are looking for fund requirements after 36 months. Tata Capital offers a business loan once if business is 60 months old. Hence, Yes Bank should be a preferred choice for relatively new enterprises.
  • Tata Capital with an average customer rating of 5 is equally comparable to Yes Bank with an average customer rating of 5. Hence, the customer can expect the same kind of service levels from these banks.

Which bank offers a lower interest rate on Business Loan – Yes Bank or Tata Capital?

As per the current rates, Yes Bank offers a lower interest rate of 16.25% on loans compared to Tata Capital, which offers a Business Loan at 19.00%.

Know all about Business Loan

Know more about Tata Capital Business Loan

Know more about Yes Bank Business Loan

Compare Tata Capital Business Loan With Other Banks

Compare Yes Bank Business Loan With Other Banks

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Business Loan News - Oct 2021
  • 2021-10-22 : South Indian Bank Ltd Posts Loss in Q2 FY2021-22
    For the quarter ended September 30, 2021, the total income of the bank was ₹ 1746.03 crores as against ₹2115.71 crores in the corresponding quarter of the previous year and ₹2081.73 crores in the previous quarter. As a result, the bank has reported a loss of Rs. 187.06 crore for Q2 of FY 2021-22.
  • 2021-10-18 : HDFC Bank Posts 17.2 Percent Profits In Q2
    Private sector bank, HDFC Bank has posted a 17.6 percent rise in net profit at Rs 8,834.3 crore in the second quarter ended September 30, 2021. The lender had posted a net profit of Rs 7,513.1 crore in Q2 of 2020.
  • 2021-10-11 : IIFL Finance Launches Instant Business Loan
    IIFL Finance has launched instant business loans on WhatsApp to avail of loan amount upto Rs. 10 Lakhs with benefits such as minimum documentation and quick approval.
  • 2021-10-05 : IndusInd Bank Advances Grow by 10% Y-O-Y
    IndusInd Bank has posted a growth in advances by 10% on a Y-O-Y basis. Retail Deposits and Deposits from Small Business Customers amounted to Rs 1,11,749 crore as of 30 September 2021 as compared to Rs 1,05,737 crore as of 30 June 2021.
  • 2021-10-05 : HDFC Bank Reports Growth in Advances in Q2
    HDFC Bank has reported a growth in advances by 15.4% in quarter 2. As a result, the advances have grown to ₹ 11.98 lakh crore as of September 30, 2021, from ₹ 10.38 lakh crore a year ago.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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