Compare PNB vs OBC Business Loan
Bank |
SBI
HDFC Bank
ICICI Bank
RBL Bank
Tata Capital
Lendingkart
Bajaj Finserv
IDFC First Bank
IIFL
Bank of Maharashtra
IndusInd Bank
Kotak Bank
Fullerton India
Ftcash
Indifi
Neogrowth
IDBI Bank
Allahabad Bank
Yes Bank
PNB
Indian Overseas Bank
Dhan Laxmi Bank
DCB Bank
Andhra Bank
United Bank of India
Corporation Bank
Syndicate Bank
Bank of Baroda
|
SBI
HDFC Bank
ICICI Bank
RBL Bank
Tata Capital
Lendingkart
Bajaj Finserv
IDFC First Bank
IIFL
Bank of Maharashtra
IndusInd Bank
Kotak Bank
Fullerton India
Ftcash
Indifi
Neogrowth
IDBI Bank
Allahabad Bank
Yes Bank
OBC
Indian Overseas Bank
Dhan Laxmi Bank
DCB Bank
Andhra Bank
United Bank of India
Corporation Bank
Syndicate Bank
Bank of Baroda
|
---|---|---|
Interest Rate | Interest Rate 12.65% - 15.65% |
11.95% - 0.00% |
Processing Fees | Processing Fees 1.8% + taxes |
0.50% of Loan Amount |
Loan Amount | Loan Amount ₹ 50,000 to ₹ 15 Lakh |
₹ 1 Lakh to ₹ 2 Cr |
Loan Tenure | Loan Tenure 12 to 60 Months |
12 to 84 Months |
Lowest EMI Per Lakh | Lowest EMI Per Lakh ₹ 2,257 |
₹ 1,763 |
Part Payment Charges | Part Payment Charges Allowed after 0 months at Nil prepayment charges |
Allowed after 0 months at Nil Prepayment Charges |
Foreclosure Charges | Foreclosure Charges Allowed after 0 months at Nil prepayment charges |
Allowed after 0 months at Nil Prepayment Charges |
Eligible Age | Eligible Age 21 to 58 Years |
25 to 65 Years |
Minimum Years in Business Required | Minimum Years in Business Required 12 Months |
NA |
Minimum Turnover Required | Minimum Turnover Required ₹ 0 |
₹ 0 |
Customer Ratings (Read Reviews) | Customer Ratings (Read Reviews) 3.8/5.0 |
3.8/5.0 |
Compare Business Loan EMI of PNB and OBC
Loan Amount | PNB | OBC |
---|---|---|
₹ 1 Lakh | ₹ 2,257 | ₹ 1,763 |
₹ 5 Lakh | ₹ 11,287 | ₹ 8,813 |
₹ 10 Lakh | ₹ 22,574 | ₹ 17,626 |
₹ 15 Lakh | ₹ 33,861 | ₹ 26,439 |
Which is a better bank for Business Loan – OBC or PNB?
OBC offers lower Business Loan EMI at Rs. 1763 for 84 Months compared to PNB with a minimum EMI of Rs. 2257 for 60 Months. In addition, average customer ratings for OBC is currently at 3.8/5.0, making it a good choice for taking a Business Loan.
How does OBC Business Loan compare with PNB Business Loan?
A detailed comparison of OBC and PNB Business Loan on various terms and conditions highlight key differences in their offerings and allows the customer to take an choose the best bank for Business Loan. Results of a comparative analysis between both banks highlight that:
Which bank offers a lower interest rate on Business Loan – OBC or PNB?
As per the current rates, OBC offers a lower interest rate of 11.95% on loans compared to PNB, which offers a Business Loan at 12.65%.
Know all about Business Loan
Know more about PNB Business Loan
Know more about OBC Business Loan
Compare PNB Business Loan With Other Banks
Compare OBC Business Loan With Other Banks
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