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Compare Ftcash vs Tata Capital Business Loan

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Bank
Interest Rate
Interest Rate
18.00% - 24.00%
19.00% - 0.00%
Processing Fees
Processing Fees
2% of loan amount
From 1.50% to 2.50%
Loan Amount
Loan Amount
₹ 50,000 to ₹ 1 Cr
₹ 5 Lakh to ₹ 50 Lakh
Loan Tenure
Loan Tenure
1 to 36 Months
12 to 48 Months
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 3,615
₹ 2,990
Part Payment Charges
Part Payment Charges
Not Allowed
Not Allowed
Foreclosure Charges
Foreclosure Charges
Allowed after 1 month at Nil foreclosure charges
Allowed after 6 months at 4.5% of outstanding balance
Eligible Age
Eligible Age
21 to 65 Years
25 to 65 Years
Minimum Years in Business Required
Minimum Years in Business Required
12 Months
60 Months
Minimum Turnover Required
Minimum Turnover Required
₹ 6 Lakh
₹ 1 Cr
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
5/5.0
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Compare Business Loan EMI of Ftcash and Tata Capital

Loan Amount Ftcash Tata Capital
₹ 1 Lakh ₹ 3,615 ₹ 2,990
₹ 5 Lakh ₹ 18,076 ₹ 14,950
₹ 10 Lakh ₹ 36,152 ₹ 29,900
₹ 15 Lakh ₹ 54,229 ₹ 44,850

Which is a better bank for Business Loan – Ftcash or Tata Capital?

Tata Capital offers lower Business Loan EMI at Rs. 2990 for 48 Months compared to Ftcash with a minimum EMI of Rs. 3615 for 36 Months. In addition, average customer ratings for Tata Capital is currently at 5/5.0, making it a good choice for taking a Business Loan.

How does Ftcash Business Loan compare with Tata Capital Business Loan?

A detailed comparison of Ftcash and Tata Capital Business Loan on various terms and conditions highlight key differences in their offerings and allows the customer to take an choose the best bank for Business Loan. Results of a comparative analysis between both banks highlight that:

  • Lowest Interest rate of Ftcash Loan is 18.00%, which is lower than the lowest interest rate of Tata Capital at 19.00%. Hence, Ftcash is offering a cheaper loan option.
  • Compared to other Business Loan charges such as processing fees, Ftcash charges a processing fee of 2% of loan amount, while Tata Capital charges a processing fee of Upto From 1.50% to 2.50%.
  • Ftcash offers Business Loan upto an amount of ₹ 1 Cr, while Tata Capital offers Loan upto an amount of ₹ 50 Lakh. Therefore, Ftcash can be a better option if you are looking for a high value amount.
  • One feature that makes Business Loan a better option is the foreclosure facility. Ftcash gives the option to close the loan after 1 months at Nil foreclosure charges and Tata Capital gives the option to close the loan after 6 months at 4.5% of outstanding balance. This makes Ftcash a better option for Business Loan.
  • Ftcash gives business loan at a minimum turnover of ₹ 6 Lakh. However, the turnover requirement for a business loan from Tata Capital is ₹ 1 Cr. Hence, small businesses may find is easier to get a loan from Ftcash.
  • Ftcash can be a better option if you are looking for fund requirements after 12 months. Tata Capital offers a business loan once if business is 60 months old. Hence, Ftcash should be a preferred choice for relatively new enterprises.
  • Tata Capital has an average customer rating of 5. In contrast, has an average customer rating of , based on which it is clear that Tata Capital has a high customer service focus, an easy process and a quick turnaround.

Which bank offers a lower interest rate on Business Loan – Ftcash or Tata Capital?

As per the current rates, Ftcash offers a lower interest rate of 18.00% on loans compared to Tata Capital, which offers a Business Loan at 19.00%.

Know all about Business Loan

Know more about Ftcash Business Loan

Know more about Tata Capital Business Loan

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Compare Tata Capital Business Loan With Other Banks

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*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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