Capital First Business Loan Interest Rate Calculator - Jan 2017

Capital First Business Loan Interest Rates

Last Updated 17th Jan 2017
Self Employed
Interest Rate 16.00% - 24.00%
Lowest EMI Rs. 3,516 per lakh
Tenure From 24 months to 36 months
Loan Amount Min Rs. 100,000 and Max Rs. 500,000
Processing Fee 1.99%
Part Prepayment, Charges Not allowed
Early Foreclosure, Charges Allowed after 24 EMI's, 5% charges upto 6 months and at 4% after that
Apply Business Loan Online @13.50%*

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Capital First Business Loan

Capital First gives the facility of business loan to the people who need finance to expand their business. There are some benefits of taking business loan from Capital First:
  • You can prepay part of your loan anytime after paying 1% prepayment charges
  • You can foreclose your entire Business loan anytime after paying the forclosure charges

Business Loan Capital First

Business loan interest rates offered by Capital First are fixed as well as floating
  • Fixed rates allow you to borrow loan at a fixed price which won’t change in the whole tenure in case of change in Capital First benchmark rate and should be chosen only if you believe that the rates will not hike in future
  • In contrast to this are floating rates which changes with a single change in Capital First benchmark rate in your loan tenure. You should go for floating rates if you can take the risk of hike in interest rates
Capital First Business Loan Interest Rate depends upon
  • Loan amount: Business loan rate in Capital First depends upon the loan amount you apply for. Higher the loan amount, lesser will be the interest rate
  • CIBIL Score: Capital First offers business loan at higher interest rate if your CIBIL score is poor or vice versa
  • Monthly Revenue: Capital First will avail you business loan at lower interest rate if you have higher monthly revenue
  • Time in Business: Capital First offers business loan at lower rates if you are doing business since long time

Business Loan Charges

Foreclosure Charges- These charges are to be paid in case you want to repay your entire loan amount before the end of tenure period. Capital First allows prepayment of business loan after paying 24 EMI’s with prepayment charges
Processing Fee- Capital First asks for a processing fee of 1.99% of loan amount with applicable service tax

Capital First Business Loan EMI Calculator

Business Loan EMI is a fixed amount that you pay each month towards the repayment of your business loan till the end of tenure. Lowest EMI offered by Capital First is 3,516 per lakh loan amount. Business loan EMI of Capital First depends on factors like:
  • Interest Rate: Higher the interest rate, higher will be the EMI. For a 36 months business loan from Capital First at interest rate of 16.00% per annum, EMI will be Rs. 3,516 per Rs. one lakh loan amount. At interest rate of 24.00% for the same loan, the EMI will be Rs. 3,923
  • Loan tenure: Longer the loan tenure, lesser your monthly EMI. At interest rate of 16.00% per annum, the EMI on Capital First business loan would range from Rs. 4,896 to Rs. 3,516 for loan tenure ranging from 24 to 36 months
  • Amount Borrowed: Capital First Loan EMI will be high if you apply for a high loan amount. For amount borrowed 100,000, the EMI at 16.00% for 36 months would be 3,516. Similarly for amount borrowed 500,000, the EMI at 16.00% for 36 months would be 17,579.

What are the benefits of calculating business loan EMI?

  • Business loan EMI calculator of Capital First helps you to calculate your monthly EMI at different rate of interest
  • Capital First EMI calculator helps you to know your capacity to repay the loan after maintaining your standard of living
  • You get a rough idea about your monthly EMI and can plan your monthly budget accordingly
Estimated EMI online by using EMI Calculator.

Capital First Business Loan Eligibility Calculator

Business loan eligibility criteria Capital First

Eligibility of Business loan in Capital First relies upon different factors but the most important factor is your ability to repay the loan. The main factors on which the eligibility of an applicant depends are
  • Profitability: Business loan eligibility significantly depends upon profitability status and future prospects of your business.
  • Business Stability: Future business prospects and its stability is important to improve your eligibility for business loan. Capital First requires minimum business track record of 60 months.
  • CIBIL Score: When checking eligibility for business loan, Capital First will look at the complete CIBIL report. Capital First will check your repayment history for all current and past loans and credit cards.

Business Loan Capital First documents required

  • Address proof of individual: Aadhar Card, Voter’s ID Card, Bank statement, registry copy, rent agreement , utility bills.
  • Identity proof of individual: Passport, Driving License, PAN Card, Aadhar Card, Voter’s ID Card
  • Business existence proof: PAN, sales tax/ excise/ VAT/ service tax registration, copy of partnership deed, trade license, certificate of practice, registration certificate issued by RBI, SEBI

Compare Capital First Business Loan

Capital First Business Loan in India

Capital First Business Loan Customer Care Number, Email, Application Status, Branches

City Customer Care Number
Agra 1860-500-9900,
Ahmedabad 1860-500-9900,
Ambala 1860-500-9900,
Anand 1860-500-9900,
Aurangabad 1860-500-9900,
Bangalore 1860-500-9900,
Bhilai 1860-500-9900,
Bhilwara 1860-500-9900,
Bhiwadi 1860-500-9900,
Bhopal 1860-500-9900,
Bhubaneswar Cuttack 1860-500-9900,
Bikaner 1860-500-9900,
Chandigarh 1860-500-9900,
Chennai 1860-500-9900,
Cochin 1860-500-9900,
Coimbatore 1860-500-9900,
Dehradun 1860-500-9900,
Delhi 1860-500-9900,
Durg 1860-500-9900,
Faridabad 1860-500-9900,
Gandhinagar 1860-500-9900,
Ghaziabad 1860-500-9900,
Goa 1860-500-9900,
Greater Noida 1860-500-9900,
Gurgaon 1860-500-9900,
Guwahati 1860-500-9900,
Gwalior 1860-500-9900,
Hyderabad 1860-500-9900,
Indore 1860-500-9900,
Jabalpur 1860-500-9900,
Jaipur 1860-500-9900,
Jalandhar 1860-500-9900,
Jodhpur 1860-500-9900,
Kanpur 1860-500-9900,
Karnal 1860-500-9900,
Kolhapur 1860-500-9900,
Kolkata 1860-500-9900,
Kota 1860-500-9900,
Kozhikode 1860-500-9900,
Lucknow 1860-500-9900,
Ludhiana 1860-500-9900,
Madurai 1860-500-9900,
Meerut 1860-500-9900,
Mehsana 1860-500-9900,
Mohali Sas Nagar 1860-500-9900,
Mumbai 1860-500-9900,
Mussoorie 1860-500-9900,
Nagpur 1860-500-9900,
Nashik 1860-500-9900,
Noida 1860-500-9900,
Noida Extn. 1860-500-9900,
Panipat 1860-500-9900,
Patna 1860-500-9900,
Pondicherry 1860-500-9900,
Pune 1860-500-9900,
Raipur 1860-500-9900,
Rajkot 1860-500-9900,
Ranchi 1860-500-9900,
Rohtak 1860-500-9900,
Roorkee 1860-500-9900,
Salem 1860-500-9900,
Shimla 1860-500-9900,
Sonepat 1860-500-9900,
Surat 1860-500-9900,
Trichy 1860-500-9900,
Udaipur 1860-500-9900,
Vadodara 1860-500-9900,
Varanasi 1860-500-9900,
Vijaywada 1860-500-9900,
Vizag 1860-500-9900,
Capital First Business Loan News - Jan 2017
*My Finance Care Advisors Pvt. Ltd., or is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.