Capital First Business Loan Interest Rate Calculator - Dec 2016

Capital First Business Loan Interest Rates

Last Updated 04th Dec 2016
Self Employed
Interest Rate 16.00% - 24.00%
Lowest EMI Rs. 3,516 per lakh
Tenure From 24 months to 36 months
Loan Amount Min Rs. 100,000 and Max Rs. 500,000
Processing Fee 1.99%
Part Prepayment, Charges Not allowed
Early Foreclosure, Charges Allowed after 24 EMI's, 5% charges upto 6 months and at 4% after that
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Capital First Business Loan

Capital First gives the facility of business loan to the people who need finance to expand their business. There are some benefits of taking business loan from Capital First:
  • You can prepay part of your loan anytime after paying 1% prepayment charges
  • You can foreclose your entire Business loan anytime after paying the forclosure charges

Business Loan Capital First

Business loan interest rates offered by Capital First are fixed as well as floating
  • Fixed rates allow you to borrow loan at a fixed price which won’t change in the whole tenure in case of change in Capital First benchmark rate and should be chosen only if you believe that the rates will not hike in future
  • In contrast to this are floating rates which changes with a single change in Capital First benchmark rate in your loan tenure. You should go for floating rates if you can take the risk of hike in interest rates
Capital First Business Loan Interest Rate depends upon
  • Loan amount: Business loan rate in Capital First depends upon the loan amount you apply for. Higher the loan amount, lesser will be the interest rate
  • CIBIL Score: Capital First offers business loan at higher interest rate if your CIBIL score is poor or vice versa
  • Monthly Revenue: Capital First will avail you business loan at lower interest rate if you have higher monthly revenue
  • Time in Business: Capital First offers business loan at lower rates if you are doing business since long time

Business Loan Charges

Foreclosure Charges- These charges are to be paid in case you want to repay your entire loan amount before the end of tenure period. Capital First allows prepayment of business loan after paying 24 EMI’s with prepayment charges
Processing Fee- Capital First asks for a processing fee of 1.99% of loan amount with applicable service tax

Capital First Business Loan EMI Calculator

Business Loan EMI is a fixed amount that you pay each month towards the repayment of your business loan till the end of tenure. Lowest EMI offered by Capital First is 3,516 per lakh loan amount. Business loan EMI of Capital First depends on factors like:
  • Interest Rate: Higher the interest rate, higher will be the EMI. For a 36 months business loan from Capital First at interest rate of 16.00% per annum, EMI will be Rs. 3,516 per Rs. one lakh loan amount. At interest rate of 24.00% for the same loan, the EMI will be Rs. 3,923
  • Loan tenure: Longer the loan tenure, lesser your monthly EMI. At interest rate of 16.00% per annum, the EMI on Capital First business loan would range from Rs. 4,896 to Rs. 3,516 for loan tenure ranging from 24 to 36 months
  • Amount Borrowed: Capital First Loan EMI will be high if you apply for a high loan amount. For amount borrowed 100,000, the EMI at 16.00% for 36 months would be 3,516. Similarly for amount borrowed 500,000, the EMI at 16.00% for 36 months would be 17,579.

What are the benefits of calculating business loan EMI?

  • Business loan EMI calculator of Capital First helps you to calculate your monthly EMI at different rate of interest
  • Capital First EMI calculator helps you to know your capacity to repay the loan after maintaining your standard of living
  • You get a rough idea about your monthly EMI and can plan your monthly budget accordingly
Estimated EMI online by using EMI Calculator.

Capital First Business Loan Eligibility Calculator

Business loan eligibility criteria Capital First

Eligibility of Business loan in Capital First relies upon different factors but the most important factor is your ability to repay the loan. The main factors on which the eligibility of an applicant depends are
  • Profitability: Business loan eligibility significantly depends upon profitability status and future prospects of your business.
  • Business Stability: Future business prospects and its stability is important to improve your eligibility for business loan. Capital First requires minimum business track record of 60 months.
  • CIBIL Score: When checking eligibility for business loan, Capital First will look at the complete CIBIL report. Capital First will check your repayment history for all current and past loans and credit cards.

Business Loan Capital First documents required

  • Address proof of individual: Aadhar Card, Voter’s ID Card, Bank statement, registry copy, rent agreement , utility bills.
  • Identity proof of individual: Passport, Driving License, PAN Card, Aadhar Card, Voter’s ID Card
  • Business existence proof: PAN, sales tax/ excise/ VAT/ service tax registration, copy of partnership deed, trade license, certificate of practice, registration certificate issued by RBI, SEBI

Compare Capital First Business Loan

Capital First Business Loan in India

Capital First Business Loan Customer Care Number, Email, Application Status, Branches

City Customer Care Number
Agra 1860-500-9900, customer.care@capitalfirst.com
Ahmedabad 1860-500-9900, customer.care@capitalfirst.com
Ambala 1860-500-9900, customer.care@capitalfirst.com
Anand 1860-500-9900, customer.care@capitalfirst.com
Aurangabad 1860-500-9900, customer.care@capitalfirst.com
Bangalore 1860-500-9900, customer.care@capitalfirst.com
Bhilai 1860-500-9900, customer.care@capitalfirst.com
Bhilwara 1860-500-9900, customer.care@capitalfirst.com
Bhiwadi 1860-500-9900, customer.care@capitalfirst.com
Bhopal 1860-500-9900, customer.care@capitalfirst.com
Bhubaneswar Cuttack 1860-500-9900, customer.care@capitalfirst.com
Bikaner 1860-500-9900, customer.care@capitalfirst.com
Chandigarh 1860-500-9900, customer.care@capitalfirst.com
Chennai 1860-500-9900, customer.care@capitalfirst.com
Cochin 1860-500-9900, customer.care@capitalfirst.com
Coimbatore 1860-500-9900, customer.care@capitalfirst.com
Dehradun 1860-500-9900, customer.care@capitalfirst.com
Delhi 1860-500-9900, customer.care@capitalfirst.com
Durg 1860-500-9900, customer.care@capitalfirst.com
Faridabad 1860-500-9900, customer.care@capitalfirst.com
Gandhinagar 1860-500-9900, customer.care@capitalfirst.com
Ghaziabad 1860-500-9900, customer.care@capitalfirst.com
Goa 1860-500-9900, customer.care@capitalfirst.com
Greater Noida 1860-500-9900, customer.care@capitalfirst.com
Gurgaon 1860-500-9900, customer.care@capitalfirst.com
Guwahati 1860-500-9900, customer.care@capitalfirst.com
Gwalior 1860-500-9900, customer.care@capitalfirst.com
Hyderabad 1860-500-9900, customer.care@capitalfirst.com
Indore 1860-500-9900, customer.care@capitalfirst.com
Jabalpur 1860-500-9900, customer.care@capitalfirst.com
Jaipur 1860-500-9900, customer.care@capitalfirst.com
Jalandhar 1860-500-9900, customer.care@capitalfirst.com
Jodhpur 1860-500-9900, customer.care@capitalfirst.com
Kanpur 1860-500-9900, customer.care@capitalfirst.com
Karnal 1860-500-9900, customer.care@capitalfirst.com
Kolhapur 1860-500-9900, customer.care@capitalfirst.com
Kolkata 1860-500-9900, customer.care@capitalfirst.com
Kota 1860-500-9900, customer.care@capitalfirst.com
Kozhikode 1860-500-9900, customer.care@capitalfirst.com
Lucknow 1860-500-9900, customer.care@capitalfirst.com
Ludhiana 1860-500-9900, customer.care@capitalfirst.com
Madurai 1860-500-9900, customer.care@capitalfirst.com
Meerut 1860-500-9900, customer.care@capitalfirst.com
Mehsana 1860-500-9900, customer.care@capitalfirst.com
Mohali Sas Nagar 1860-500-9900, customer.care@capitalfirst.com
Mumbai 1860-500-9900, customer.care@capitalfirst.com
Mussoorie 1860-500-9900, customer.care@capitalfirst.com
Nagpur 1860-500-9900, customer.care@capitalfirst.com
Nashik 1860-500-9900, customer.care@capitalfirst.com
Noida 1860-500-9900, customer.care@capitalfirst.com
Noida Extn. 1860-500-9900, customer.care@capitalfirst.com
Panipat 1860-500-9900, customer.care@capitalfirst.com
Patna 1860-500-9900, customer.care@capitalfirst.com
Pondicherry 1860-500-9900, customer.care@capitalfirst.com
Pune 1860-500-9900, customer.care@capitalfirst.com
Raipur 1860-500-9900, customer.care@capitalfirst.com
Rajkot 1860-500-9900, customer.care@capitalfirst.com
Ranchi 1860-500-9900, customer.care@capitalfirst.com
Rohtak 1860-500-9900, customer.care@capitalfirst.com
Roorkee 1860-500-9900, customer.care@capitalfirst.com
Salem 1860-500-9900, customer.care@capitalfirst.com
Shimla 1860-500-9900, customer.care@capitalfirst.com
Sonepat 1860-500-9900, customer.care@capitalfirst.com
Surat 1860-500-9900, customer.care@capitalfirst.com
Trichy 1860-500-9900, customer.care@capitalfirst.com
Udaipur 1860-500-9900, customer.care@capitalfirst.com
Vadodara 1860-500-9900, customer.care@capitalfirst.com
Varanasi 1860-500-9900, customer.care@capitalfirst.com
Vijaywada 1860-500-9900, customer.care@capitalfirst.com
Vizag 1860-500-9900, customer.care@capitalfirst.com
Capital First Business Loan News - Dec 2016
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