Bajaj Finance Business Loan Interest Rate Calculator - Oct 2016

Bajaj Finserv Business Loan Interest Rates

Last Updated 31st Dec 69

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Bajaj Finserv Business Loan
Bajaj Finserv Business Loan Interest Rate 14.00% - 20.00%
Lowest EMI Rs. 2,733 per lakh
Tenure From 12 months to 48 months
Loan Amount Min Rs. 500,000 and Max Rs. 3,000,000
Processing Fee 2%
Part Prepayment, Charges Allowed after 1 EMI's, can prepay upto 25% in a year without charges
Early Foreclosure, Charges Allowed after 1 EMI's, with 4% charges on outstanding principal
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Bajaj Finserv Business Loan

Bajaj Finserv gives the facility of business loan to the people who need finance to expand their business. There are some benefits of taking business loan from Bajaj Finserv:
  • You can prepay part of your loan anytime after paying 1% prepayment charges
  • You can foreclose your entire Business loan anytime after paying the forclosure charges

Business Loan Bajaj Finance

Bajaj Finserv business loan interest rate is the rate which you pay over the loan amount that you have borrowed from the bank. Business loan interest rates offered by Bajaj Finserv are fixed as well as floating
  • Fixed rates allow you to borrow loan at a fixed price which won’t change in the whole tenure in case of change in Bajaj Finserv benchmark rate and should be chosen only if you believe that the rates will not hike in future
  • In contrast to this are floating rates which changes with a single change in Bajaj Finserv benchmark rate in your loan tenure. You should go for floating rates if you can take the risk of hike in interest rates
Bajaj Finserv Business Loan Interest Rate depends upon
  • Bajaj Finserv business loan amount: Business loan rate in Bajaj Finserv depends upon the loan amount you apply for. Higher the loan amount, lesser will be the interest rate
  • CIBIL Score: Bajaj Finserv offers business loan at higher interest rate if your CIBIL score is poor or vice versa
  • Monthly Revenue: Bajaj Finserv will avail you business loan at lower interest rate if you have higher monthly revenue
  • Time in Business: Bajaj Finserv offers business loan at lower rates if you are doing business since long time

Bajaj Finserv Business Loan Charges

Bajaj Finserv Business Loan foreclosure charges- These charges are to be paid in case you want to repay your entire loan amount before the end of tenure period. Bajaj Finserv allows prepayment of business loan after paying 1 EMI’s with prepayment charges
Bajaj Finserv Business Loan processing fee- Bajaj Finserv asks for a processing fee of 2% of loan amount with applicable service tax

Bajaj Finance Business Loan EMI Calculator

Business Loan EMI is a fixed amount that you pay each month towards the repayment of your business loan till the end of tenure. Lowest EMI offered by Bajaj Finserv is 2,733 per lakh loan amount. Bajaj Finserv business loan EMI depends on factors like:
  • Interest Rate: Higher the interest rate, higher will be the EMI. For a 48 months business loan from Bajaj Finserv at interest rate of 14.00% per annum, EMI will be Rs. 2,733 per Rs. one lakh loan amount. At interest rate of 20.00% for the same loan, the EMI will be Rs. 3,043
  • Loan tenure: Longer the loan tenure, lesser your monthly EMI. At interest rate of 14.00% per annum, the EMI on Bajaj Finserv business loan would range from Rs. 8,979 to Rs. 2,733 for loan tenure ranging from 12 to 48 months
  • Amount Borrowed: Bajaj Finserv business loan EMI will be high if you apply for a high loan amount. For amount borrowed 500,000, the EMI at 14.00% for 48 months would be 13,663. Similarly for amount borrowed 3,000,000, the EMI at 14.00% for 48 months would be 81,979.

What are the benefits of calculating business loan EMI?

  • EMI calculator of Bajaj Finserv Business loan helps you to calculate your monthly EMI at different rate of interest
  • Bajaj Finserv Business loan EMI calculator helps you to know your capacity to repay the loan after maintaining your standard of living
  • You get a rough idea about your monthly EMI and can plan your monthly budget accordingly
Estimated EMI online by using Business Loan EMI Calculator.

Bajaj Finance Business Loan Eligibility Calculator

Business loan eligibility criteria Bajaj Finserv

Eligibility of Business loan in Bajaj Finserv relies upon different factors but the most important factor is your ability to repay the loan. The main factors on which the eligibility of an applicant depends are
  • Profitability: Business loan eligibility significantly depends upon profitability and future prospects of your business. Bajaj Finserv requires profit for minimum 2 years
  • Business Stability: Future business prospects and its stability is important to improve your eligibility for business loan. Your ITR details for minimum 2 year and bank statement for minimum 3 months will be required by Bajaj Finserv
  • CIBIL Score: When checking eligibility for business loan, Bajaj Finserv will look at the complete CIBIL report. Bajaj Finserv will check your repayment history for all current and past loans and credit cards.
Popular Bajaj Finserv Business Loan Products:
  • Working Capital Finance
  • Flexi Loan

Business Loan Bajaj Finance documents required

  • Address proof of individual: Aadhar Card, Voter’s ID Card, Bank statement, registry copy, rent agreement , utility bills.
  • Identity proof of individual: Passport, Driving License, PAN Card, Aadhar Card, Voter’s ID Card
  • Business existence proof: PAN, sales tax/ excise/ VAT/ service tax registration, copy of partnership deed, trade license, certificate of practice, registration certificate issued by RBI, SEBI
  • Copy of Income Tax PAN for 2 year
  • Bank statement of last 3 months

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Bajaj Finance Business Loan in India

Bajaj Finserv Business Loan Customer Care Number, Email, Application Status

Contact Details of Bajaj Finserv Business Loan Branches
City Customer Care Number
Agra 1800-103-3535
Ahmedabad 1800-103-3535
Ambala 1800-103-3535
Anand 1800-103-3535
Aurangabad 1800-103-3535
Bangalore 1800-103-3535
Bhilai 1800-103-3535
Bhilwara 1800-103-3535
Bhiwadi 1800-103-3535
Bhopal 1800-103-3535
Bhubaneswar Cuttack 1800-103-3535
Bikaner 1800-103-3535
Chandigarh 1800-103-3535
Chennai 1800-103-3535
Cochin 1800-103-3535
Coimbatore 1800-103-3535
Dehradun 1800-103-3535
Delhi 1800-103-3535
Durg 1800-103-3535
Faridabad 1800-103-3535
Gandhinagar 1800-103-3535
Ghaziabad 1800-103-3535
Goa 1800-103-3535
Greater Noida 1800-103-3535
Gurgaon 1800-103-3535
Guwahati 1800-103-3535
Gwalior 1800-103-3535
Hyderabad 1800-103-3535
Indore 1800-103-3535
Jabalpur 1800-103-3535
Jaipur 1800-103-3535
Jalandhar 1800-103-3535
Jodhpur 1800-103-3535
Kanpur 1800-103-3535
Karnal 1800-103-3535
Kolhapur 1800-103-3535
Kolkata 1800-103-3535
Kota 1800-103-3535
Kozhikode 1800-103-3535
Lucknow 1800-103-3535
Ludhiana 1800-103-3535
Madurai 1800-103-3535
Meerut 1800-103-3535
Mehsana 1800-103-3535
Mohali Sas Nagar 1800-103-3535
Mumbai 1800-103-3535
Mussoorie 1800-103-3535
Nagpur 1800-103-3535
Nashik 1800-103-3535
Noida 1800-103-3535
Noida Extn. 1800-103-3535
Panipat 1800-103-3535
Patna 1800-103-3535
Pondicherry 1800-103-3535
Pune 1800-103-3535
Raipur 1800-103-3535
Rajkot 1800-103-3535
Ranchi 1800-103-3535
Rohtak 1800-103-3535
Roorkee 1800-103-3535
Salem 1800-103-3535
Shimla 1800-103-3535
Sonepat 1800-103-3535
Surat 1800-103-3535
Trichy 1800-103-3535
Udaipur 1800-103-3535
Vadodara 1800-103-3535
Varanasi 1800-103-3535
Vijaywada 1800-103-3535
Vizag 1800-103-3535
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Bajaj Finance Business Loan News - Oct 2016
22nd Aug 16 Bajaj Finance ties up with India Post to facilitate two-wheeler purchase
Bajaj Auto Finance has joined hands with Indian Post for providing finance on two wheelers purchases. This partnership will facilitate purchase of vehicles in Karnataka and provide geographical diversity to Bajaj Auto Finance. It will also enable the Post Offices to offer value added services to their customers. The companies have signed MoU and have announced a special arrangement which will allow prospective customers to know about various two wheeler loan schemes. This arrangement will be rolled out in 208 Post offices across Karnataka. The customers will also get facility to make repayments of their loans through the Post Offices by their Post office deposits
26th Jul 16 Bajaj Finance Q1FY17 Net Profit increased by 54%
As per the results for Q1FY17, Bajaj Finance reported a 54 percent increase in its Net Profit to Rs 424 crore. The Net interest Income increased by 45 percent to Rs 1,418 crore in quarter ending June 2016. The asset quality remained stable as the company reported Gross NPA of 1.47 percent and Net NPA of 0.41 percent for the June quarter
04th Feb 16 Bajaj Finance net profit up 58 per cent
Bajaj Finance posted a 58% growth in its 3rd qtr net profit due to healthy demand during festive season