PNB Customer Review, Rating

Average Customer Rating
3.3/5  by 1 users
Interest Rate
  4/5
Fees & Charges
  4/5
Pre - Sales Service
  3/5
Post - Sales Service
  2/5
Customer Reviews
Reviewed on 27th Aug 14
3.3 / 5 stars
Good service but slow
PNB Home Loan Availed in Jun 2014
Government bank. Good choice for north Indians. Bank staff very cooperative. Rate of interest was also good. But they are slow and take a lot of time More
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News - Mar 2017
24th Mar 17 PNB enters into one time settlement deal with Mawana Sugars Ltd for NPA debt
Punjab National Bank has entered into one time settlement deal with Mawana Sugars Ltd for clearing the NPA debt. As per bank sources, the company owes an outstanding business loan of Rs. 109 crores to the company which is now settled at a consolidated amount of Rs. 79 crores payable over 15 months without any interest.
24th Mar 17 Punjab National Bank launches new branch in Jammu district
PNB with its aim to spread across the rural areas has successfully inaugurated a new branch at Khour, the border town of Jammu. Chief official of the bank has assured the local population of the city to provide best banking services including the loan facilities including personal loans for agricultural and allied activities. With the new branch, the bank has reached to total of 105 branches in the state of Jammu and Kashmir.
23rd Mar 17 New subsidy scheme on home loans to bring down EMI by Rs. 2,000
Prominent banks including ICICI, SBI etc and leading housing finance companies such as PNB and HDFC Ltd have signed memorandum of association (MoU) with National Housing Bank for the implementation of new interest subsidy scheme for home loans under PM Awas Yojna (PMAY). As per new scheme, home loan borrowers is likely to see a decline of Rs. 2,000 in home loan EMIs for the home purchased under PM Awas Yojna and if their annual household income is up to Rs. 18 lakh. Under the new subsidy scheme, government will offer an interest subsidy of up to 4 percent on loans of up to Rs. 9 lakh and above to the middle class borrowers of urban areas.
10th Mar 17 PNB plans to sell bad loans of Rs. 1,800 crore to ARC in March, 2017
Punjab National Bank has identified non- performing loan accounts of Rs. 1,800 across various loan segments such as property loan, personal loan and business loans and is planning to sell these assets to Asset Reconstruction Companies (ARCs) in March 2017. The bank had recovered Rs. 1,600 crore by selling bad debts to ARCs during 2016- 17. PNB has also managed to recover dues of Rs. 937 crore in cash after its asset quality management exercise during the third quarter of FY17.
08th Mar 17 PNB disburses loans of Rs. 157 crore to farmers and self help groups in FY17
Punjab National Bank has disbursed fresh loans of Rs. 157 crore to 1,476 farmers and Self Help Groups (SHG) across the country during FY17. As per sources, loans were disbursed through PNB Farmers Welfare Trust and PNB Centenary Rural Development Trust that were established by the bank with an objective of maximising farmer welfare and skill development of youth. PNB has opened 11 Farmers Training Centres across the country.
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