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News - Oct 2016
26th Aug 16 Jammu and Kashmir bank will reduce its MCLR from August 26, 2016
Jammu and Kashmir Bank has reduced its Marginal Cost Based Lending Rate (MCLR) across maturities, effective from 26th August 2016. The 1 year and 2 year MCLR has been reduced by 5 basis points to 9.4 and 9.5 percent respectively. The 3 month and 6 month MCLR has been reduced by 20 basis points to 9.05 and 9.2 percent respectively. Similarly, the overnight and 1 month MCLR has been reduced by 35 and 25 basis points to 8.9 and 8.95 percent respectively. For borrowers who have taken a home loan from Jammu and Kashmir Bank after 1st April 2016, the reduction in MCLR will translate into a reduction in their home loan rates and hence their interest outgo. However, if you have taken home loan at fixed interest rate then your interest expense will remain unchanged.