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DHFL PLR Rates, DHFL PLR – May 2022


Last Updated 22nd Jun 2021

  • Current PLR rate of DHFL is 19.42%.
  • DHFL fixes the PLR periodically based on its internal cost of funds and the external benchmark rates.
  • DHFL benchmarks its interest rates for home loan, LAP and other loans to PLR rates.
  • Check the history of PLR to know DHFL PLR trends.

DHFL Interest Rates

DHFL offers the following loans to its customer on these rates currently:

Fixed Deposit Interest Rates 8.50% to 9.25% Detail
RD Interest Rates 8.00% Detail


  • DHFL decides and fixes its own RPLR from time to time.
  • RBI does not decide the PLR Rate of any NBFC or HFC. RBI only announces the repo rate, which influences the cost of raising new funds for the housing finance company. HFCs may or may not decide to change their PLR rate in response to changes in the repo rate.
  • Effective 1st April 2016, banks has been directed by RBI to fix their loan interest rates benchmarked to MCLR rate which is based on its marginal cost of funds. Earlier, the banks fixed its loan interest rates to Base Rate, which was based on total cost of funds of the bank. However, Housing Finance Companies and NBFCs continue to offer loans at PLR rates.
  • DHFL typically offers loans benchmarked at a discount to the PLR to arrive at its lending rate.

DHFL PLR Rate Trend

Date RBI Repo Rate DHFL PLR Rate
04th May 22 4.40% 0.4%
08th Apr 22 4.00%
10th Feb 22 4.00%
08th Dec 21 4.00%
08th Oct 21 4.00%
06th Aug 21 4.00%
04th Jun 21 4.00%
07th Apr 21 4.00%
05th Feb 21 4.00%
04th Dec 20 4.00%
09th Oct 20 4.00%
06th Aug 20 4.00%
22nd May 20 4.00%0.4%
27th Mar 20 4.40%0.75%
06th Feb 20 5.15%
05th Dec 19 5.15%
04th Oct 19 5.15%0.25%
07th Aug 19 5.40%0.35%
06th Jun 19 5.75%0.25%
16th Apr 19 6.00% 9.42% 9.65%
04th Apr 19 6.00%0.25%
07th Feb 19 6.25%0.25%
29th Jan 19 6.50% 19.07% 0.77%
01st Aug 18 6.50% 0.25%
06th Jun 18 6.25% 0.25%
02nd Aug 17 6.00%0.25%
  • MyLoanCare regularly tracks RBI repo rates and PLR rates of DHFL to give a past trend in the change in DHFL PLR rates as compared to the changes in the repo rates. Any borrower, who plans to take a PLR based loan should compare the past trends of PLR and MCLR rates of HFCs and banks to ensure that the lender they choose is prompt in revising their PLR or MCLR rates.
  • Based on an analysis and comparison of PLR rate trends of DHFL Current PLR Rate of DHFL is 19.42%, which was last revised on 16th Apr 19. On the other hand, the current RBI Repo Rate is 4.40% which was last revised on 04th May 22.
  • It is not mandatory for DHFL to revise its rate every month and it may choose to retain the same rate for a longer period keeping them unchanged.

DHFL Interest Rates- Benchmarked to PLR Rates

  • DHFL PLR rate is notional interest rate to which the interest rate on DHFL’s floating rate loans is benchmarked. Typically, all loans by DHFL are priced at a discount to the DHFL PLR.
  • Applicable rate of interest on all DHFL floating rate loans, such as home loans, loans against property, business loans, SME loans linked to PLR will vary with changes in its PLR from time to time.
  • Sometimes, DHFL may have different benchmark PLR’s by customer segment and by product. E.g., it may have one PLR for retail and another one for corporate.

Compare DHFL PLR Rates with Other Banks

About DHFL

  • DHFL's registered office is located at Warden House, 2nd Floor, sir P.M. Road Fort, Mumbai-400001 .
  • DHFL's management is led by its CEO Mr. Kapil Wadhawan.
  • Its current PLR is 19.42%, which was last revised on 16th Apr 19.


What is the PLR of DHFL?

Current DHFL PLR is 19.42%, which was last revised on 16th Apr 19. DHFL revises it PLR periodically as per market trends and rates.

What is DHFL base rate?

Currently, DHFL offers loans at a base rate of 19.42%.

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DHFL News - May 2022
  • 2018-08-29 : DHFL hikes PLR by 25 bps
    Dewan Housing Finance Corporation Limited (DHFL) has hiked its PLR by 25 basis points. The benchmark prime lending rate for DHFL is now up to 18.82% from 18.57%. The new rates are currently effective. The hike will effectively make home loans more expensive for individual borrowers.
  • 2018-04-12 : DHFL raises Rs. 1000 crore, gets triple-A rating
    Dewan Housing Finance Ltd (DHFL) has raised around Rs. 1,000 crore by selling rupee-denominated bonds overseas, represents a growth in home loan demands. This has become the first bond sale by a mid-market private Indian company in the five-year category after the relaxed rules for the masala bonds. Domestic rating company Care has also assigned triple-A top grade rating to DHFL.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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