Approved Projects in Chandigarh by SBI, HDFC, Axis Bank, PNB, Others

Approved Home Loan Projects by SBI, HDFC, PNB Housing, ICICI Bank and others in Chandigarh

Last Updated 10th Dec 2016
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SBI Approved Projects in Chandigarh

Builder Project Offers
Maya Estatz Maya Garden Avenue Get Offer
Omaxe Group Celestia Royal Floors, New Chandigarh Extension, Park Woods, The Lake Get Offer

HDFC Approved Projects in Chandigarh

Builder Project Offers
Maya Estatz Maya Garden Avenue Get Offer

PNB Housing Finance Approved Projects in Chandigarh

Builder Project Offers
Acme Group Eden Court, Floors Get Offer
Alliance Venture The Eminence Get Offer
ATS Builders Casa Espana, Golf Meadows, Golf Meadows , Golf Meadows Life Style Get Offer
Barnala Builders Maya Garden, Maya Garden City Get Offer
BCL Home Chinar Homes Get Offer
Bee Gee Builtech Palm Village Get Offer
Bir Developer Tulip Height Get Offer
Divine Associates Solitaire Divine Get Offer
DLF DLF Valley, Panchkula Valley Get Offer
Enkay Builders Enkay Flats Get Offer
Ever Rich Buildcon Avenue 125 Get Offer
Fortune Group Victoria Heights Get Offer
GBP Group Crest, Eco Greens, Rosewood Estate Get Offer
Gupta Builders GBP Astra, GBP Ultima Get Offer
Home Land Heights Get Offer
Idyllic Group Panchkula Eco City Get Offer
Ireo Group Ireo The Woods Get Offer
JLPL Group Falcon View, Sky Gardens Get Offer
K Soni Builder KSB Greens, KSB Royal Height Get Offer
Malwa Projects Escon Arena Get Offer
MD Builder Leaf Stone Get Offer
Mona Township City, Mona Greens Get Offer
Motia Developers Royal Citi, Platinum Floors Get Offer
N H Matcon Aero Homes Get Offer
Omaxe Group Celestia Royal Floors, New Chandigarh Extension, Park Woods, The Lake Get Offer
Omni Pacific Colonizers Amayra Greens Get Offer
Paradigm Business Ventures Hermitage Park Get Offer
Pioneer Acme Heights, Acme Heights Get Offer
Sandwoods Opulencia Get Offer
SBP Group North Valley Get Offer
Singla Builders South City Get Offer
Suncity Projects Parikrama Get Offer
Sushma Buildtech Chandigarh Grande, Green Vista Get Offer
TDI Infratech Tuscan Floors, Tuscan Residency Get Offer
Unnati Land Developers Bella Homes Get Offer
Vision India Group Amari Greens, Nirwana Greens Get Offer
Wisteria Housing Nav Floors Get Offer
*Important Information: The project approval status and rates shown above are tentative and subject to change from time to time. Loans granted at sole discretion of the bank subject to eligibility, diligence, terms and conditions of respective banks. Not all towers, floors and flats may be approved by each bank and hence it is important to check approval status of exact property. Use the apply now link to leave details and confirm exact project approval status.

Home Loan Eligibility

Salaried Self Employed
Who is Eligible People in permanent service in public or private sector. Self employed Business - men, doctors, engineers, dentists, architects, CA, CS, consultants, lawyers
Loan Amount Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc. Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc.
Borrower Age at Time of Sanction Between 21 and 60 (or age of requirement, if lower) Between 21 and 65
Borrower Age at Time of Maturity Upto 60 (or age of requirement, if lower) Upto 65
CIBIL Score, Credit History Typically, a clean CIBIL record with a score above 700 is desirable Typically, a clean CIBIL record with a score above 700 is desirable
Minimum Income Some banks specify minimum income to be eligible for loans Some banks specify minimum income to be eligible for loans
Employment Track Record Typical requirement of at least 2 years in permanent employment and at least 1 year in current organization, but this varies on a case to case and bank to bank basis. Register your query with MyLoanCare to check this in your case. At least 2 years in the same profession with ITR filed
Balance Transfer Minimum 12-18 months’ track record of regular repayment of existing loan Minimum 12-18 months’ track record of regular repayment of existing loan
Approved Project News - Dec 2016
06th Dec 16 Home loan securitization market to remain robust despite demonetization
CRISIL, a leading credit rating agency, has kept a positive outlook on home loan securitization in the post demonetisation market scenario. Mortgage backed securities with their long tenures and low delinquency rates are expected to continue attracting long term investors. Volumes in mortgage backed securities have already touched Rs. 19,000 crore in first half of 2016-17, significantly higher than the annual volumes of Rs. 15,000 crore registered in 2014-15.
06th Dec 16 JM Financial Products completes stake buy in India Home Loan
JM Financial Products, a subsidiary of JM Financial Limited, has completed an acquisition of 24.5 percent stake in India Home Loan Limited. The company has acquired 1,500,000 shares through preferential allotment route. India Home Loan provides home loan to individuals and families in the affordable housing segment.
05th Dec 16 IDFC Bank reduces its home loan rates by 10 basis points
IDFC Bank has reduced its simple home loan rate by 10 bps to 9.15 percent from 9.25 percent earlier. Revised short and sweet home loan rate has been reduced to 9.30 percent from 9.40 percent earlier. Home loan rate of IDFC Bank depends on six month MCLR rate which currently stands at 9 percent. The rates are effective from 1st December, 2016.
01st Dec 16 Government plans to launch a home loan scheme for first time borrowers in the upcoming Union Budget 2017
Government and RBI are working jointly to launch a new home loan scheme for first time borrowers. Under the proposed scheme, first time borrowers availing home loan of up to Rs 50 lacs might be able to avail home loan at low interest rates in the range of 6 to 7 percent. The scheme is proposed to be announced in the upcoming Union Budget 2017 scheduled on 1st February, 2017.
27th Nov 16 Demonetisation raises hope of cheaper home loans
Even as the secondary market for houses and developer-built small properties has come to a standstill, banks expect stability to be restored in the property market once home loan interest rates get reduced. Demonetisation is expected to bring in more deposits to banks and give them flexibility in reducing interest rates on various loan products.
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